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Home / Home Loans / Mortgage Simplifier (SmartPack $250k+ where LVR<=80%)
Mortgage Simplifier (SmartPack $250k+ where LVR<=80%)
Variable Rate
4.83% p.a.
Comparison Rate
4.83% p.a.

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Loan Type


Min Loan


Max Loan


Application fee


Borrow upto
of property value


Ongoing fee


Redraw Facility

Offset Account

Loan Details
Loan Type
Security Type
Owner Occupiers, Investors
Repayment Options
Principal & Interest, Interest Only
Repayment Frequency
Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
Max Loan Term
Min Loan Amount
Max Loan Amount
Max Loan to Value Ration (LVR)
Max LVR with Mortgage Insurance
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
Redraw Available
Min Redraw Amount
Max Redraw Amount
Redraw Fee
Redraw Notice Period
Same business day
Redraw Method
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
Application Fee
Legal Fee
Valuation Fee
Settlement Fee
Service Fee
Exit Fee
Early Termination Fee

Break Costs:


General Fee Notes:
A minimum legal fee of $220 applies. Please refer to our Pre-Settlement Fees and Charges brochure available at for further information.
General Notes:
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Comparison Rate 5.35% p.a.

Orange Advantage ($250k+ where LVR >90%)

100% interest offset - when linked to our Orange Everyday transaction account. Access money in your Orange Everyday at any of the 26,000 ATMs in Australia at no cost. We'll refund the ATM owner fee, regardless of the amount you withdraw! No application fee, monthly fees or split loan fees No ING DIRECT fee when varying your Orange Advantage All for a low annual fee of $199.

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Comparison Rate 5.23% p.a.

NAB Base Variable Rate Home Loan

Get a $1000 eftpos card with a new principal and interest NAB home loan of $300,000 or more. Apply by 31 October 2014 and drawdown by 30 January 2015.

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