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Home / Home Loans / Mortgage Simplifier (SmartPack $500k+ where LVR<=80%)
Mortgage Simplifier (SmartPack $500k+ where LVR<=80%)
Variable Rate
4.83% p.a.
Comparison Rate
4.83% p.a.



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Loan Type

Variable

Min Loan

$500,000

Max Loan

$2,000,000

Application fee

$499.00

Borrow upto
of property value

80%

Ongoing fee

$0

Redraw Facility

Offset Account

Loan Details
Loan Type
Variable
Security Type
ResidentialProperty
Availability
Owner Occupiers, Investors
Repayment Options
Principal & Interest, Interest Only
Repayment Frequency
Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
1
Max Loan Term
30
Min Loan Amount
$500,000.00
Max Loan Amount
$2,000,000.00
Max Loan to Value Ration (LVR)
80%
Max LVR with Mortgage Insurance
80%
Features
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$250.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
0%
Redraw Available
Min Redraw Amount
$0
Max Redraw Amount
$0
Redraw Fee
$0
Redraw Notice Period
Same business day
Redraw Method
Internet
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
0
Separate Statements for Split
Statement Frequency
2
Fixed Option
Fee for Fixing
$0
Fees
Application Fee
$499.00
Legal Fee
$220.00
Valuation Fee
$0
Settlement Fee
$0
Service Fee
$0
Exit Fee
$250.00
Early Termination Fee


Break Costs


N/A

General Fee Notes:
A minimum legal fee of $220 applies. Please refer to our Pre-Settlement Fees and Charges brochure available at www.ingdirect.com.au for further information.
General Notes:
Featured Home Loans
Comparison Rate 5.22% p.a.
 
 

Mortgage Simplifier

The SmartPack fee has also reduced by $200 to $499. A low rate home loan with no ongoing monthly or annual fees. Make additional payments any time free of charge. Access available funds with free redraw facility or use BPAY to pay bills online.

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Comparison Rate 5.23% p.a.
 
 

Rate Cutter Home Loan

Rate includes a 0.4% p.a. discount off the standard variable rate for your first year. Then enjoy an additional 0.1% p.a. discount each year for the next four years. That's a total discount of 0.8% p.a. that you keep for the life of the loan. 100% offset facility available with a Bankwest Offset Transaction Account.

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