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Home / Home Loans / Mortgage Simplifier (SmartPack $250k+ where LVR<=80%)
Mortgage Simplifier (SmartPack $250k+ where LVR<=80%)
Variable Rate
4.83% p.a.
Comparison Rate
4.83% p.a.



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Loan Type

Variable

Min Loan

$250,000

Max Loan

$2,000,000

Application fee

$499.00

Borrow upto
of property value

80%

Ongoing fee

$0

Redraw Facility

Offset Account

Loan Details
Loan Type
Variable
Security Type
ResidentialProperty
Availability
Owner Occupiers, Investors
Repayment Options
Principal & Interest, Interest Only
Repayment Frequency
Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
1
Max Loan Term
30
Min Loan Amount
$250,000.00
Max Loan Amount
$2,000,000.00
Max Loan to Value Ration (LVR)
80%
Max LVR with Mortgage Insurance
80%
Features
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$250.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
0%
Redraw Available
Min Redraw Amount
$0
Max Redraw Amount
$0
Redraw Fee
$0
Redraw Notice Period
Same business day
Redraw Method
Internet
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
0
Separate Statements for Split
Statement Frequency
2
Fixed Option
Fee for Fixing
$0
Fees
Application Fee
$499.00
Legal Fee
$220.00
Valuation Fee
$0
Settlement Fee
$0
Service Fee
$0
Exit Fee
$250.00
Early Termination Fee


Break Costs


N/A

General Fee Notes:
A minimum legal fee of $220 applies. Please refer to our Pre-Settlement Fees and Charges brochure available at www.ingdirect.com.au for further information.
General Notes:
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100% interest offset - when linked to our Orange Everyday transaction account. Access money in your Orange Everyday at any of the 26,000 ATMs in Australia at no cost. We'll refund the ATM owner fee, regardless of the amount you withdraw! No application fee, monthly fees or split loan fees No ING DIRECT fee when varying your Orange Advantage All for a low annual fee of $199.

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