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Home / Home Loans / Mortgage Simplifier (SmartPack $500k+ where LVR<=80%)
Mortgage Simplifier (SmartPack $500k+ where LVR<=80%)
Variable Rate
4.83% p.a.
Comparison Rate
4.83% p.a.

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Loan Type


Min Loan


Max Loan


Application fee


Borrow upto
of property value


Ongoing fee


Redraw Facility

Offset Account

Loan Details
Loan Type
Security Type
Owner Occupiers, Investors
Repayment Options
Principal & Interest, Interest Only
Repayment Frequency
Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
Max Loan Term
Min Loan Amount
Max Loan Amount
Max Loan to Value Ration (LVR)
Max LVR with Mortgage Insurance
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
Redraw Available
Min Redraw Amount
Max Redraw Amount
Redraw Fee
Redraw Notice Period
Same business day
Redraw Method
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
Separate Statements for Split
Statement Frequency
Fixed Option
Fee for Fixing
Application Fee
Legal Fee
Valuation Fee
Settlement Fee
Service Fee
Exit Fee
Early Termination Fee

Break Costs


General Fee Notes:
A minimum legal fee of $220 applies. Please refer to our Pre-Settlement Fees and Charges brochure available at for further information.
General Notes:
Featured Home Loans
Comparison Rate 5.22% p.a.

Mortgage Simplifier

The SmartPack fee has also reduced by $200 to $499. A low rate home loan with no ongoing monthly or annual fees. Make additional payments any time free of charge. Access available funds with free redraw facility or use BPAY to pay bills online.

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Comparison Rate 5.23% p.a.

Rate Cutter Home Loan

Rate includes a 0.4% p.a. discount off the standard variable rate for your first year. Then enjoy an additional 0.1% p.a. discount each year for the next four years. That's a total discount of 0.8% p.a. that you keep for the life of the loan. 100% offset facility available with a Bankwest Offset Transaction Account.

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Also Consider

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