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Orange Advantage ($0 to $149,999 - O/Occ) - Principal & Interest
Orange Advantage ($0 to $149,999 - O/Occ) - Principal & Interest
Variable Rate
4.75% p.a.
Comparison Rate
5.05% p.a.



100% interest offset - when linked to our Orange Everyday transaction account.
Access money in your Orange Everyday at any of the 26,000 ATMs in Australia at no cost. We'll refund the ATM owner fee, regardless of the amount you withdraw!
No application fee, monthly fees or split loan fees
No ING DIRECT fee when varying your Orange Advantage
All for a low annual fee of $299.

Loan Type

Variable

Min Loan

$50,000

Max Loan

$149,999

Application fee

$0

Borrow upto
of property value

95%

Ongoing fee

$299.00
Yearly

Redraw Facility

Offset Account

Loan Details
Loan Type
Variable
Security Type
ResidentialProperty
Availability
Owner Occupiers
Repayment Options
Principal & Interest
Repayment Frequency
Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
1
Max Loan Term
30
Min Loan Amount
$50,000.00
Max Loan Amount
$149,999.00
Max Loan to Value Ration (LVR)
80%
Max LVR with Mortgage Insurance
95%
Features
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$0
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
0%
Redraw Available
Min Redraw Amount
$0
Max Redraw Amount
$0
Redraw Fee
$0
Redraw Notice Period
Same business day
Redraw Method
Internet, Phone, BPay
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
2
Separate Statements for Split
Statement Frequency
2
Fixed Option
Fee for Fixing
n/a
Fees
Application Fee
$0
Legal Fee
$299.00
Valuation Fee
$0
Settlement Fee
$299.00
Service Fee
$299.00
Exit Fee
$250.00
Early Termination Fee


N/A

Break Costs:

General Fee Notes:
General Notes:
More from ING
About ING

ING began operating in Australia in 1999. By doing business online, over the phone and through intermediaries, ING keeps it overheads low and passes the savings onto customers in the form of competitive rates.
Today, it has grown to become Australia’s fifth largest retail bank, with $21 billion in deposits, more than $37 billion in loans and around 1.4 million customers.
ING pioneered branchless banking in this country. By doing business online and over the phone, we keep our overheads low and pass the savings onto our customers in the form of competitive rates.
While we like to do things differently, ING holds an Australian banking license, all our deposits are guaranteed by the Australian government and our operations are regulated by the Australian Prudential Regulation Authority, a Federal Government regulator.

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