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Fixed Rate Home Loan

Fixed Rates: Popular Terms (p.a.)

		Comparison Rate
1 Year	6.49%	6.64%
2 Year	7.19%	6.76%
3 Year	7.49%	6.90%
4 Year	7.69%	7.05%
5 Year	7.79%	7.18%
7 Year	8.18%	7.58%
10 Year	8.19%	7.82%

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2009 AFR Smart Investor Blue Ribbon Award Winner

Fixed

$10,000 $10,000,000

$400.00

95%

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Loan Details

Loan Type

Fixed

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Fixed rate loans revert to Real Options Home Loan rate, however may refix at end of term.

Min Loan Term

Max Loan Term

Min Loan Amount

$10,000.00

Max Loan Amount

$10,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

95%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

Max Redraw Amount

Redraw Fee

Redraw Notice Period

Redraw Method

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

$400.00

Legal Fee

Valuation Fee

Settlement Fee

Service Fee

Exit Fee

Early Termination Fee

Economic break cost during fixed rate period

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

General Fee Notes:

Discounts

Home Insurance Discount

Life Insurance Discount

Other Discount

Other Discount Notes:

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