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Home and Investment Loan Package - Line of Credit

Variable Rate

6 .48% p.a.

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HomeEquity

$250,000 $10,000,000

90%

$375.00
Yearly

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Loan Details

Loan Type

HomeEquity

Security Type

ResidentialProperty

Availability

Owner Occupiers, Investors

Repayment Options

Principal & Interest, Interest Only

Repayment Frequency

Weekly, Fortnightly, Monthly

Interest Rate Notes

Rate Variations depending on note amount: $150,000 - $249,999 = 0.10% premium loaded

Min Loan Term

Max Loan Term

Min Loan Amount

$250,000.00

Max Loan Amount

$10,000,000.00

Max Loan to Value Ration (LVR)

80%

Max LVR with Mortgage Insurance

90%

Features

Extra Repayments

Loan is Transferable (Portable)

Transfer Fee

$400.00

Mortgage Offset Available

Mortgage Offset 100%

Mortgage Offset Rate

Redraw Available

Min Redraw Amount

Max Redraw Amount

Redraw Fee

Redraw Notice Period

Same business day

Redraw Method

ATM, Branch, EFTPOS, Internet, Phone, BPay

Redraw Notes & Comments

Split Account

Split Available

Max No. of Accounts for Split

Separate Statements for Split

Statement Frequency

Fixed Option

Fee for Fixing

Fees

Application Fee

Legal Fee

Valuation Fee

Settlement Fee

Service Fee

$375.00

Exit Fee

Early Termination Fee

Early Termination Fees (3 Year Cost)

Early Termination Fees (5 Year Cost)

Switching Fee

Switching Fee Notes:

Break Costs

General Fee Notes:

1. Valuation required only if LVR exceeds 90% of contract price for new purchases in metropolitan Adelaide or 80% for refinances and other locations. 2. Settlement Fee of $150 payable for Loans settled in SA. 3. Discharge Fee of $350 applies when discharging a Mortgage.

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