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UHomeLoan Fixed Rate Loan (for Owner Occupied Loans)
UHomeLoan Fixed Rate Loan (for Owner Occupied Loans)

Fixed Rates: All Terms (p.a.)

TermsFixed RateComparison Rate
1 Year
3.69%
4.15%
5 Year
4.39%
4.27%
Loyalty Discount of 0.10% p.a. off the variable interest rate after three years or after fixed term expiry, whichever occurs later. You'll then earn the discount on the variable rate for the life of your loan.
With a UHomeLoan, you’ll also benefit from:
No ongoing fees
A quick and easy online application

Loan Type

Fixed

Min Loan

$100,000

Max Loan

$2,000,000

Application fee

$0

Borrow upto
of property value

80%

Ongoing fee

$0

Redraw Facility

Offset Account

Loan Details
Loan Type
Fixed
Security Type
ResidentialProperty
Availability
Owner Occupiers
Repayment Options
Principal & Interest, Interest Only
Repayment Frequency
Weekly, Fortnightly, Monthly
Interest Rate Notes
Min Loan Term
30
Max Loan Term
30
Min Loan Amount
$100,000.00
Max Loan Amount
$2,000,000.00
Max Loan to Value Ration (LVR)
80%
Max LVR with Mortgage Insurance
80%
Features
Extra Repayments
Loan is Transferable (Portable)
Transfer Fee
$0
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate
0%
Redraw Available
Min Redraw Amount
$0
Max Redraw Amount
$0
Redraw Fee
$0
Redraw Notice Period
Redraw Method
Redraw Notes & Comments
Split Account
Split Available
Max No. of Accounts for Split
4
Separate Statements for Split
Statement Frequency
2
Fixed Option
Fee for Fixing
$395.00
Fees
Application Fee
$0
Legal Fee
$0
Valuation Fee
$0
Settlement Fee
$0
Service Fee
$0
Exit Fee
$0
Early Termination Fee


Not applicable to Variable or Fixed Rate Loans.

Break Costs:

Economic break cost applies

General Fee Notes:
A fixed rate fee of $395 applies to fixed rate loans
General Notes:
More from UBank
About UBank

UBank is a division of NAB - one of Australia's largest banks. Even though UBank is part of the National Australia Bank, it's philosophy and brand is unique. UBank's goal is to make life easier by offering you a good place to make the most of your money, easily. You can contact UBank online or call a real person (based in Sydney) any time of the day. Not having a branch network means that UBank has lower costs which can be passed on to customers with very competitive rates.

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