CUA’s everyday home loan offers a standard variable rate that is lower than the big 4 banks, which could save you $30,000 or more over the life of your loan!

There are no gimmicks or restrictions, just all the features and flexibility you will ever need.

• No monthly account keeping fees.
• No extra repayment penalties.
• No early payout fees.
• Free redraw facility.
• Free 100% offset available.
• Loyalty discount after 3 years on loans over $250,000.
• Access to a mobile lending manager.

If you believe the home loan honeymoon period should never end, get in touch with CUA today.

Call 133 cua (133 282)
Visit www.cua.com.au
Drop into your local branch

The $30,000 or more interest saving is based on a loan of $300,000 for a term of 30 years at the CUA standard variable interest rate in comparison to the average standard variable interest rate of ANZ, CBA, NAB and Westpac, as at 27 April 2010. Source: www.infochoice.com.au. Fees and charges have not been included in the interest saving calculation. Different individual circumstances will result in different savings amounts, so the above example should not be taken as representative of all individuals. Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions are available on application. Credit Union Australia Limited. ABN 44 087 650 959. AFSL No. 238317. 175 Eagle Street, Brisbane QLD 4000.

Bankwest Great Term Deposit Rate

To get the most from your savings, you've got to have a great interest rate. For a limited time, Bankwest is offering 6.25%p.a. on a 10 month term deposit with interest paid on maturity.

That's a great rate of 6.25%p.a. fixed for 10 months and no hidden fees.

Lock in a great rate and earn high interest with Gateway CU

• Join one of Australia’s leading Credit Unions and benefit from our high value financial products and services
• Earn 6.26%p.a.* invest $10,000 or more for 12 months
• Government guaranteed deposits up to $1M
• Flexible interest payment options

 Visit www.gatewaycu.com.au/tdi2 or Call us on 1800 186 412

*Important Information:
1. Interest rates are effective 28/04/10 and are subect to change.  Fees and Charges
may apply
2. Interest is calculated daily and you may choose to receive interest payments monthly, semi-annually or annually.  Interest must be paid at least annually for terms of 12 months or more. 
3. For deposits of $500,000 or more, please contact Gateway on 1300 302 474.  

3. For deposits of $500,000 or more, please contact Gateway on 1300 302 474.

Learn more www.gatewaycu.com.au/tdi2
Call us on 1800 186 412

• Quick approval and fast access to funds.
• Fixed monthly repayments.
• Loan terms from 3 to 7 years.
• Minimum $10,000 no maximum.
• $195 application fee.
• $5 monthly maintenance fee

Visit bankwest.com.au/carLoan

Important things you should know: Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Comparison rate based on a secured personal loan of $30,000 over 5 years as at 21 December 2009, and is subject to change. A comparison rate schedule is available at bankwest.com.au or from any Bankwest store. Warning: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Bank of Western Australia Ltd. ABN 22 050 494 454 AFSL 236872..

Low Rate Credit Card - Bankwest Lite MasterCard®
Amazingly low 1.99%p.a. on balance transfers for 9 months

Apply now and you can save more with 1.99%p.a. on balance transfers for 9 months, plus Australia’s lowest MasterCard purchase rate of 10.75%p.a.

Credit Card Features:
► Save more with 1.99% p.a. on Balance Transfers for 9 months.  Available to new Bankwest credit card customers only.
► Australia’s lowest MasterCard purchase rate. Now just 10.75% p.a.  Available to new Bankwest Lite MasterCard customers only.
► A low $59 annual fee.

Click here to learn more. (please link to http://www.bankwest.com.au/LowRateCreditCard/)
Disclaimer: Lending criteria and terms and conditions apply. Rates are subject to change and exclude cash advances (rate of 21.74% p.a. applies).  Minimum balance transfer amount $500. One Bankwest Lite MasterCard per customer.

Hot Term Deposit Special

6.10% p.a. 
12 months Term Deposit
Min. $20,000

Invest with the safety and security of one of Australia's largest Building Societies.

- Over 60 years experience 
- 65 Branches throughout NSW and SE QLD 
- A BRW top 200 privately owned Australian Company.

These rates are current as at the Effective Date and are subject to change by the Society without further notice.

Conditions apply.  Refer to our Terms and Conditions for more information.

Greater Building Society Ltd | ABN: 88 087 651 956 | AFS Licence No: 237476

A Return You Can Count On 

Enjoy guaranteed returns' with a St.George Term Deposit

In the current financial climate it's reassuring to know that there's something you can count on - a St.George Term Deposit. Regardless of the market, you can be sure that you'll get a guaranteed return*. We offer:

6.00% p.a.* for 7 months on balances over $5,000, interest paid at maturity

6.00% p.a.* for 12 months on balances over $5,000, interest paid at maturity

7.25% p.a.* for 60 months on balances over $5,000, interest paid annually

CAll 1300 308 491 or visit your local St.George branch

*Rates are only available on balances from $5,000 and up to $5,000,000. Rates are current as at 28 July 2010 and are subject to change. This offer is limited to residents in Australia. Following lodgement of at least the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn before maturity). Australian Government Deposit Guarantee ends 12 October 2011. Deposit balances with St.George over $1 million incur a fee if you elect to be covered by the Australian Government Deposit Guarantee. For rates on other balances or terms visit stgeorge.com.au. This information has been prepared without taking into account your objectives, financial situation or needs. Before acquiring a Term Deposit, you should read the Account Terms and Conditions, available on request at any branch or by phoning 1300 308 491 and ensure that the product is appropriate for you. Term Deposits are issued St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL 233714.