Low Rate Credit Card - Bankwest Lite MasterCard®
1.99%p.a. on balance transfers for 12 months 

Bankwest Great Term Deposit Rate

To get the most from your savings, you've got to have a great interest rate. For a limited time, Bankwest is offering 5.60%p.a. on a 5 month term deposit with interest paid on maturity.

That's a great rate of 5.60%p.a. fixed for 5 months and no hidden fees.

How about blue skies for the next 3 years?

With CUA's 3 year fixed rate home loan you know you'll be enjoying fine weather at 7.19%p.a.¹, comparison rate 6.48%p.a.² With a recovering market who knows what sort of weather everyone else will be facing.

However, there’s more to a home loan than just the rate. CUA can help you find the right loan to suit your individual needs, with most loans full of features like:

• 100% mortgage offset
• Free redraw
• No monthly fees
• Loyalty discount
• Make extra repayments without penalty
• Free internet banking
• Free telephone banking

This all adds up to one of the most intelligent home loans available in Australia for: 

• Buying your first home
• Refinancing your existing home loan
• Purchasing a new home
• Purchasing an investment home

Call 133 cua (133 282), visit www.cua.com.au or drop into your local branch. 

¹Reverts to the current standard variable or discount variable rate for loans $250,000 or greater on expiration of the fixed term or introductory period. Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application. ² Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A comparison rate schedule is available on request. Rates current as at 18 December 2009 and subject to change. Credit Union Australia Limited.
ABN 44 087 650 959. AFSL No. 238317. 175 Eagle Street, Brisbane QLD 4000.

Lock in a great rate and earn high interest with Gateway CU

• Join one of Australia’s leading Credit Unions and benefit from our high value financial products and services
• Earn 6.36%p.a.* invest $10,000 or more for 12 months
• Government guaranteed deposits up to $1M
• Flexible interest payment options

 Visit www.gatewaycu.com.au/tdi2 or Call us on 1800 186 412

*Important Information:
1. Interest rates are effective 08/01/10 and are subect to change.  Fees and Charges
may apply
2. Interest is calculated daily and you may choose to receive interest payments monthly, semi-annually or annually.  Interest must be paid at least annually for terms of 12 months or more. 
3. For deposits of $500,000 or more, please contact Gateway on 1300 302 474.  
4. Terms & Conditions apply and are contained in the Product Disclosure Statement
5. Any advice provided is general financial product advice only and does not take into account your personal circumstances. Any decision to invest should only be made after reading the Product Disclosure Statement
6. Term Deposit Accounts issued by Gateway Credit Union Ltd ABN 47 087 650 093 AFSL 238293.

Learn more www.gatewaycu.com.au/tdi2
Call us on 1800 186 412

 

• 4.00%p.a. on all balances up to $5000.
• Deposit a minimum of $2000 per month (e.g. salary).
•  No maintenance or transaction fees*.
• All the usual features you'd expect from an everyday account including MasterCard Debit Card access, a cheque book and online/phone banking.
• Unlimited transactions. 

*Other bank and overseas ATM access fees and foreign transaction fees may apply. 

Visit bankwest.com.au/HeroTran

• Quick approval and fast access to funds.
• Fixed monthly repayments.
• Loan terms from 3 to 7 years.
• Minimum $10,000 no maximum.
• $195 application fee.
• $5 monthly maintenance fee

Visit bankwest.com.au/carLoan

Important things you should know: Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Comparison rate based on a secured personal loan of $30,000 over 5 years as at 21 December 2009, and is subject to change. A comparison rate schedule is available at bankwest.com.au or from any Bankwest store. Warning: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Bank of Western Australia Ltd. ABN 22 050 494 454 AFSL 236872..

Hot Term Deposit Special

6.30% p.a. 
12 months Term Deposit
Min. $20,000

Invest with the safety and security of one of Australia's largest Building Societies.

- Over 60 years experience 
- 65 Branches throughout NSW and SE QLD 
- A BRW top 200 privately owned Australian Company.

These rates are current as at the Effective Date and are subject to change by the Society without further notice.

Conditions apply.  Refer to our Terms and Conditions for more information.

Greater Building Society Ltd | ABN: 88 087 651 956 | AFS Licence No: 237476

A Return You Can Count On 

Enjoy guaranteed returns' with a St.George Term Deposit

In the current financial climate it's reassuring to know that there's something you can count on - a St.George Term Deposit. Regardless of the market, you can be sure that you'll get a guaranteed return*. We offer:

Call 1300 308 491 or visit your local St.George branch

*Rates are only available on balances from $5,000 and up to $5,000,000. Rates are current as at 12 March 2010 and are subject to change. This offer is limited to residents in Australia. Following lodgement of at least the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn before maturity). Australian Government Deposit Guarantee ends 12 October 2011. Deposit balances with St.George over $1 million incur a fee if you elect to be covered by the Australian Government Deposit Guarantee. For rates on other balances or terms visit stgeorge.com.au. This information has been prepared without taking into account your objectives, financial situation or needs. Before acquiring a Term Deposit, you should read the Account Terms and Conditions, available on request at any branch or by phoning 1300 308 491 and ensure that the product is appropriate for you. Term Deposits are issued by St.George Bank Limited ABN 92 055 513 070 AFS Licence No. 240997.