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Why Life Insurance

Why Life Insurance | About Comparison Service | FAQ

Here are some of the reasons why people take out life insurance.

I want to protect my loved ones

Life insurance can provide your loved ones with the money they need to pay the mortgage, the school fees and other living expenses that you would normally provide for. Many policies provide an allowance for the recipient of an insurance payment to consult with a financial adviser about how to make the most of such a payment.

I have just had a child

The birth of a child is a time of great excitement. It’s also a time when many people start to better organise their finances. One part of that is making sure that your child will have access to all the opportunities that they deserve should the unthinkable happen, and you are no longer able to care for them.

I want to contribute

If you don’t have dependants or if they are already provided for, you may consider a life insurance policy as a way of making a charitable donation after you have passed away. We all have causes that are important to us, such as homelessness, animal welfare or your community church. Paying a monthly life insurance premium may be one way of leaving a lasting legacy.


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The service of an insurance consultant is provided through xLife Pty Ltd, a Corporate Authorised Representative of Millennium3 Financial Services Pty Ltd ABN: 61 094 529 987 AFSL No.244252.

Important Notice

The information provided on this web site should be regarded as General Advice.

The content of this website have been prepared without taking into account  your objectives, financial situation or needs. Because of that you should not acquire any financial products before taking into account whether your selected products are appropriate to your personal circumstances, having regard to your own objectives, financial situation and needs. You should read the Infochoice Financial Services Guide.

The information presented in the Life Insurance Preliminary Quote is only intended as an estimate of premiums and for illustration purposes. As with all insurance premiums these are subject to underwriting and may change without notice.
The description of the policy is a summary that does not include all policy features and does not include any terms and qualifying periods that may apply. Whilst updated regularly, the description may not represent the policy currently offered by the provider.

You should obtain the Financial Services Guide of any third party provider of insurance service and the Product Disclosure Statement (PDS) relating to the relevant insurance or other financial products mentioned on this website (which contains full details of the terms and conditions of such products) and consider them carefully before making any decision about whether to acquire any of such products.