Comparisons / Loans / Special Offers
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Bankwest Smart eSaver
Seeing things grow makes people happy.
At Bankwest we’ve learned from our happiness experts that people like to see things grow. That’s why we’ve designed our NEW Bankwest Smart eSaver online savings account to deliver you the best opportunity to increase your wealth.
Open an account right now, and if you make no withdrawals in any given month, you will earn our variable Smart Rate of 4.50% p.a.
If you need to withdraw some money in any month, for those little emergencies that tend to pop up now and then, you’ll earn our variable Standard Rate of 3.00% p.a.
We’ll also guarantee that our variable Standard Rate will at least match the RBA official Cash Rate until 30/06/2011. Of course, there are no fees and no minimum deposit.
Grow your online savings faster with the new Bankwest Smart eSaver account:
   4.50% p.a. variable Smart Rate each month you make no withdrawals.
   3.00% p.a. variable Standard Rate each month you make withdrawals.
   No fees and no minimum deposit.

Open an account now at bankwest.com.au/smartesaver.


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Want to nail a low rate?
 
CUA offers a full range of home loans starting from just 4.99% p.a.* (comparison rate 5.52%). However, there’s a lot more to a home loan than just the rate. CUA can help you nail the right loan to suit your individual needs. They are packed with features such as:
 
  • 100% offset#.
  • Free redraw.
  • No monthly fees.
  • Make extra repayments without penalty.
  • Free internet banking.
  • Free telephone banking.
 
This all adds up to the most intelligent home loans available in Australia today for:
 
  • Buying your first home.
  • Refinancing your existing home loan.
  • Purchasing a new home.
  • Purchasing an investment home.

Phone 133 cua (133 282), visit www.cua.com.au or drop into your local branch.
*Reverts to current standard variable rate on expiration of the fixed rate period. #Excludes basic variable home loan.  Loans are subject to normal CUA lending policies. Fees and charges apply. Full terms and conditions (including other rates) are available on application. Comparison rate calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. A comparison rate schedule is available on request. Rates current as at 23 June 2009 and subject to change. Credit Union Australia Limited. ABN 44 087 650 959. AFSL No. 238317. 175 Eagle Street, Brisbane QLD 4000.

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Bankwest Rate Tracker Ultra

0.90 lower interest rate than the big four banks, to a minimum rate of 3.00%p.a.
Based on the average standard variable rates of the big four banks, calculated monthly.

Bigger isn't always better, particularly when it comes to your home loan interest rate. That's why the Bankwest Rate Tracker Ultra Home Loan introductory variable rate aims to be 0.90% p.a. lower than the average of the standard variable rates of the big four banks. Right now, it's a small 4.92% p.a. variable rate, with a comparison rate of 5.61% p.a. That should make a few people happy!

   Available for new and increased home loans only
   A single establishment fee and no ongoing fees
   No penalties for early repayments and no exit fees
   100% offset available for the first 3 years with a Bankwest Zero Transaction account

The Bankwest Rate Tracker Ultra home loan converts to the Bankwest variable Lite home loan after 3 years. The offset facility is not available in the Bankwest Lite home loan. The average of the big four banks’ standard variable rates is calculated monthly by Bankwest. If this calculation less 0.90%p.a. equals 3.00%p.a. or less, the rate will be 3.00%p.a. Lending criteria and fees and charges apply. Terms and conditions apply and are available on request. Comparison rate based on a loan of $150,000 for a term of 25 years. The Comparison Rate Schedule is available online at bankwest.com.au or from Bankwest stores. WARNING: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. You should consider the Product Disclosure Statement (PDS) and whether the product is right for you. A PDS is available from your local Bankwest store, from bankwest.com.au, or by calling 13 17 18. Bank of Western Australia Ltd ABN 22 050 494 454 AFSL 236872.

 

 

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BankWest Hero Transaction Account

 
  • 2.50%p.a. on all balances up to $5000.
  • Deposit a minimum of $2000 per month (e.g. salary).
  •  No maintenance or transaction fees*.
  • All the usual features you'd expect from an everyday account including MasterCard Debit Card access, a cheque book and online/phone banking.
  • Unlimited transactions. 

*Other bank and overseas ATM access fees and foreign transaction fees may apply. 

Visit bankwest.com.au/HeroTran

 


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  • Quick approval and fast access to funds.
  • Fixed monthly repayments.
  • Loan terms from 3 to 7 years.
  • Minimum $10,000 no maximum.
  • $195 application fee.
  • $5 monthly maintenance fee

Visit bankwest.com.au/carLoan

Important things you should know: Lending criteria, fees and charges apply. Terms and conditions apply and are available on request. Comparison rate based on a secured personal loan of $30,000 over 5 years as at 29 June 2009, and is subject to change. A comparison rate schedule is available at bankwest.com.au or from any Bankwest store. Warning: This comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Bank of Western Australia Ltd. ABN 22 050 494 454 AFSL 236872..


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Macquarie Bank Visa RateSaver Card

Macquarie shakes up the Low Rate Credit Card market with this new offer:

  • Low on-going 11.95%p.a. on purchases
  • 0%* interest on balances transferred from other credit cards for the first 4 months^
  • Low annual fee - just $50
  • Up to 55 days interest free on purchases

Approval is subject to Macquarie Card Services credit criteria. Terms and conditions, fees and charges apply and are available upon request. Allow up to 10 working days to process your application. Interest rates are variable, currently 11.95%p.a. on purchases and 18.95%p.a. on cash advances, subject to change and Macquarie Card Services credit criteria.
* The 0% p.a. interest rate applies only to balances transferred with this offer from the date the account is approved. Minimum repayments are required. ^ Transferred balances will be repaid first. Discounted interest rate applies to the balance transferred for the first 4 months from the date your account is approved, and then reverts to the standard variable rate applicable for purchases which is subject to change.


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Hot Term Deposit Special

4.40% p.a. 
7 month Term Deposit
Min. $20,000

Invest with the safety and security of one of Australia's largest Building Societies.

- Over 60 years experience 
- 65 Branches throughout NSW and SE QLD 
- A BRW top 200 privately owned Australian Company.

These rates are current as at the Effective Date and are subject to change by the Society without further notice.

Conditions apply.  Refer to our Terms and Conditions for more information.

Greater Building Society Ltd | ABN: 88 087 651 956 | AFS Licence No: 237476

 


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At MyRate you can access an incredible selection of free guides, calculators and information to help you make smarter decisions.

 Feature rich and low interest rate loans

  • MyRate Advantage Loan – 4.99% p.a. (>$600K)
  • MyRate Advantage Loan – 5.03% p.a. (<$600K)
  • MyRate Lo-Doc Loan – 5.90% p.a. (>$600K)
  • MyRate Lo-Doc Loan – 6.00% p.a. (<$600K)
  • MyRate All in One Line of Credit – 5.40% p.a. (>$600K)
  • MyRate All in One Line of Credit – 5.50% p.a. (<$600K)
  • MyRate Construction Loan – 5.09% p.a. (>$600K)
  • MyRate Construction Loan – 5.13% p.a. (<$600K)

All MyRate standard loans and applications have:

 

Phone 1300 663 558 for more details or visit www.myrate.com.au.

Interest rates effective 18/02/2009. MyRate standard terms and conditions apply. Information subject to change.

 

 


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A Return You Can Count On

Enjoy guaranteed returns' with a St.George Term Deposit

In the current financial climate it's reassuring to know that there's something you can count on - a St.George Term Deposit. Regardless of the market, you can be sure that you'll get a guaranteed return*. We offer:

 

And because St.George are good with people and good with money, you're also guaranteed the St. George service you've come to expect.

Call 1300 308 491 or visit your local St.George branch

*Rates are only available on balances from $5,000 and up to $5,000,000. Rates are current as at 1 July 2009 and are subject to change. This offer is limited to residents in Australia. Following lodgement of at least the minimum balance requirement, the rate is guaranteed for the term of the investment, subject to terms and conditions (e.g. returns may be reduced if an amount is withdrawn before maturity). Australian Government Deposit Guarantee ends 12 October 2011. Deposit balances with St.George over $1 million incur a fee if you elect to be covered by the Australian Government Deposit Guarantee. For rates on other balances or terms visit stgeorge.com.au. This information has been prepared without taking into account your objectives, financial situation or needs. Before acquiring a Term Deposit, you should read the Account Terms and Conditions, available on request at any branch or by phoning 1300 308 491 and ensure that the product is appropriate for you. Term Deposits are issued by St.George Bank Limited ABN 92 055 513 070 AFS Licence No. 240997.


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