Home / Mortgages

Mortgages

Search & Compare Mortgages

Select state:


Loan amount:
Availability:
 Owner occupiers
 Property Investors
Search loan types:
 Variable rate loans
 Fixed rate loans
 Line of credit
 Show loans with special introductory rates
 
Show advanced search options

Choosing the best Mortgage

With so many mortgages available in Australia it can be a daunting task trying to choose one. We have built InfoChoice to make it easy search, compare, short-list, select and settle on the best mortgage for your needs. If you are buying a home for the first time, moving house, refinancing or looking for an investment property – using our search and compare features could save you significant amounts on your repayments.

We make it easy for you to compare mortgages whether you are looking for a variable rate or fixed rate. Whatever you need, there is a mortgage product available.

For example, a first home buyer may want the security of a fixed rate and an existing borrower may just want a cheap refinancing option with lower repayments. Our monthly repayment and five year cost columns allow you to compare as well as help you decide if it is affordable or not. When choosing a mortgage, it pays to make the right choice. Choose your mortgage on your terms – not the banks’. It could save you thousands!

Mortgage News

Westpac maintains high lending standards

Westpac head of retail banking Jason Yetton says Westpac has maintained its credit criteria and current loan to valuation ratios to ensure its asset quality remains strong. Read full article

Banks increasing loan to valuation ratios

A new report by Credit Suisse found the banks could be starting to increase their loan-to-valuation ratios to win market share. Read full article

First home buyers choosing Suncorp

Suncorp has beaten out ANZ, Westpac and NAB in its share of the first homebuyer market. Read full article

ASIC concerned about use of comparison rates

ASIC said it had identified numerous areas of non-compliance with NCCP guidelines around comparison rates. The watchdog said many lenders are not advertising the rates correctly. Read full article

ANZ says bank backlash is subsiding

ANZ Bank's head of Australian banking, Phil Chronican, says he suspects the backlash against the big banks over interest rates is subsiding after the subdued response to ANZ's decision last week to cut mortgage rates by only 37 basis points after the Rese Read full article

More

Mortgage Rate Watch

27/08/2009
Rates to stay on hold, for now
After months of falls in employment, there are some signs our job market may be turning the corner.

FULL STORY


Mortgage Guides

Don’t get caught out with interest rates increases

Your bank just increased your home loan rate by 0.25% (or did they?) How to keep your lender honest Read full article

Prepare for Rate Rise or Risk Needing a Second Job

Leading banking comparison site Infochoice.com.au has warned many Australians are inadequately prepared to cover the rising costs of home loan repayments following the anticipated return to more normal interest rate levels in the coming months. Read full article

How to reduce your bank fees

With several banking products available in the market, and with different terminologies used to describe the nature of the fees charged on these accounts, it is no wonder consumers often get confused or lose track of the fees they are paying. Read full article

More

Todays Best Mortgage Rates

Institution Product Title Rate (%) Details
UHomeLoan - Refinance only (incl 0.20%p.a lifetime Loyalty Discount) 5.83
Dream Loan Express 5.95
State Custodians Standard Variable Offset Loan 6.02
MyRate.com.au - Advantage Rate Loan 6.15
Member Package Ultimate Offset Account 6.19
Institution Product Title Rate (%) Details

Rates for a $250,000 standard loan. The 3 year tabs show loans that are fixed for 3 years.