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Personal Loan

General Details

Ready Credit Flexible Line of Credit No monthly or annual fees. No early payout fees, if you want to accelerate payments. A one-off establishment fee of $149. A standard variable rate of 19.99% p.a. applies to balances after 2 years, and any redraws. Offer ends 31 March 2018
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Loan Details

Loan Type FullyDrawnAdvance Permitted Purposes of Loan

Use for any purpose including a new or used car, home improvements, a holiday, furniture, appliances, weddings or other special occasions.

Repayment Type Principal & Interest, Interest Only Min. Loan Amount $5,000 Max. Loan Amount $75,000 Min. Loan Term 1 years Max. Loan Term 2 years Available As Car Loan Car Type   Security Type None


Application Fee $149.00 Min. Entry Fee   Max. Entry Fee   Credit Line Fee   Arrears Fee   Arrears Charged   Transaction Fees   Monthly Service Fee   Exit Fee   Early Termination Fee   Fee Notes

Rate reverts to 19.99% p.a. on any outstanding balance after 2 years. One-off establishment fee of $149. Other fees and charges apply.

Interest Rates

Listed Rates

Variable   Minimum 7.90% Maximum 19.99% 1 Year Fixed 7.90% 2 Year Fixed 7.90% 3 Year Fixed   4 Year Fixed   5 Year Fixed   6 Year Fixed   7 Year Fixed  

Comparison Rates

Variable Comparison   1 Year Fixed Comparison   2 Year Fixed Comparison   3 Year Fixed Comparison   4 Year Fixed Comparison   5 Year Fixed Comparison   6 Year Fixed Comparison   7 Year Fixed Comparison  
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