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Personal Loan

General Details

Citibank Ready Credit (5.9% p.a. for 2 years on balances transferred) To take advantage of this offer for a car loan, simply call Citibank, once your account is approved, nominate the amount needed for the loan and Citibank will write you a cheque. Because this is a flexible line of credit, you can repay at your own pace.

Loan Details

Loan Type FullyDrawnAdvance Permitted Purposes of Loan

Use for any purpose including a new or used car, debt consolidation, home improvements, a holiday, furniture, appliances, weddings or other special occasions.

Repayment Type Principal & Interest, Interest Only Min. Loan Amount $5,000 Max. Loan Amount $60,000 Min. Loan Term 1 years Max. Loan Term 10 years Available As Car Loan Car Type Either New or Used Security Type None


Application Fee   Min. Entry Fee   Max. Entry Fee   Credit Line Fee   Arrears Fee   Arrears Charged   Transaction Fees   Monthly Service Fee   Exit Fee   Early Termination Fee   Fee Notes

Establishment fee: $69.00 $10 every 7 days until the Payment Due is made

Interest Rates

Listed Rates

Variable 18.99% Minimum 5.90% Maximum 18.99% 1 Year Fixed   2 Year Fixed 5.90% 3 Year Fixed   4 Year Fixed   5 Year Fixed   6 Year Fixed   7 Year Fixed  

Comparison Rates

Variable Comparison   1 Year Fixed Comparison   2 Year Fixed Comparison   3 Year Fixed Comparison   4 Year Fixed Comparison   5 Year Fixed Comparison   6 Year Fixed Comparison   7 Year Fixed Comparison