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Personal Loan

General Details

Ready Credit Flexible Personal Loan - 6.9% p.a. for 3 years A low-rate, unsecured, flexible personal loan that makes it easy to achieve what really matters to you. Pay off that important purchase or outstanding balance within 3 years at a leading rate. You can also choose to redraw on your loan at the standard variable rate.

Loan Details

Loan Type FullyDrawnAdvance Permitted Purposes of Loan

Use for any purpose including a new or used car, debt consolidation, home improvements, a holiday, furniture, appliances, weddings or other special occasions.

Repayment Type Principal & Interest, Interest Only Min. Loan Amount $5,000 Max. Loan Amount $60,000 Min. Loan Term 1 years Max. Loan Term 3 years Available As Car Loan Car Type Either New or Used Security Type None


Application Fee $129.00 Min. Entry Fee   Max. Entry Fee   Credit Line Fee   Arrears Fee   Arrears Charged   Transaction Fees   Monthly Service Fee   Exit Fee   Early Termination Fee   Fee Notes

6.9% p.a. offer is available up to 80% of your credit limit. Rate reverts to 19.49% p.a. on any outstanding balance after 3 years. Late Payment fee: $10 every 7 days until the Payment Due is made. No annual fees apply

Interest Rates

Listed Rates

Variable 6.90% Minimum 6.90% Maximum 19.49% 1 Year Fixed 6.90% 2 Year Fixed 6.90% 3 Year Fixed 6.90% 4 Year Fixed   5 Year Fixed   6 Year Fixed   7 Year Fixed  

Comparison Rates

Variable Comparison   1 Year Fixed Comparison   2 Year Fixed Comparison   3 Year Fixed Comparison   4 Year Fixed Comparison   5 Year Fixed Comparison   6 Year Fixed Comparison   7 Year Fixed Comparison