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Personal Loan

General Details

Ready Credit Flexible Personal Loan - 5.9% p.a. for 2 years A low-rate, unsecured, flexible personal loan that makes it easy to achieve what really matters to you. Pay off that important purchase or outstanding balance within 2 years at a leading rate. You can also choose to redraw on your loan at the standard variable rate.

Loan Details

Loan Type FullyDrawnAdvance Permitted Purposes of Loan

Use for any purpose including a new or used car, debt consolidation, home improvements, a holiday, furniture, appliances, weddings or other special occasions.

Repayment Type Principal & Interest, Interest Only Min. Loan Amount $5,000 Max. Loan Amount $60,000 Min. Loan Term 1 years Max. Loan Term 10 years Available As Car Loan Car Type Either New or Used Security Type None


Application Fee   Min. Entry Fee   Max. Entry Fee   Credit Line Fee   Arrears Fee   Arrears Charged   Transaction Fees   Monthly Service Fee   Exit Fee   Early Termination Fee   Fee Notes

5.9% p.a. offer is available up to 80% of your credit limit. Rate reverts to 19.49% p.a. on any outstanding balance after 2 years. One-off establishment fee: $99. Late Payment fee: $10 every 7 days until the Payment Due is made.

Interest Rates

Listed Rates

Variable 5.90% Minimum 5.90% Maximum 19.49% 1 Year Fixed   2 Year Fixed 5.90% 3 Year Fixed   4 Year Fixed   5 Year Fixed   6 Year Fixed   7 Year Fixed  

Comparison Rates

Variable Comparison   1 Year Fixed Comparison   2 Year Fixed Comparison   3 Year Fixed Comparison   4 Year Fixed Comparison   5 Year Fixed Comparison   6 Year Fixed Comparison   7 Year Fixed Comparison