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Personal Loan

General Details

Low Rate Secured Loan (A Personal Loan 100% secured by Heritage Bank Term Deposit) Security type: Must be 100% secured by Heritage Bank term deposit.
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Loan Details

Loan Type FullyDrawnAdvance Permitted Purposes of Loan

Consumer Goods / Services

Repayment Type Principal & Interest Min. Loan Amount $5,000 Max. Loan Amount $100,000 Min. Loan Term 1 years Max. Loan Term 10 years Available As Car Loan Car Type Either New or Used Security Type Other


Application Fee $200.00 Min. Entry Fee   Max. Entry Fee   Credit Line Fee   Arrears Fee $30.00 Arrears Charged   Transaction Fees   Monthly Service Fee $5.00 Exit Fee   Early Termination Fee   Fee Notes

Must be 100% secured by Heritage Bank term deposit.

Interest Rates

Listed Rates

Variable 5.14% Minimum 5.14% Maximum   1 Year Fixed   2 Year Fixed   3 Year Fixed   4 Year Fixed   5 Year Fixed   6 Year Fixed   7 Year Fixed  

Comparison Rates

Variable Comparison 7.61% 1 Year Fixed Comparison   2 Year Fixed Comparison   3 Year Fixed Comparison   4 Year Fixed Comparison   5 Year Fixed Comparison   6 Year Fixed Comparison   7 Year Fixed Comparison  
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