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Personal Loan

General Details

Personal Loans Once approved, funds are transferred within a couple of days.
Start planning your future memories with an HSBC Personal Loan.
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Loan Details

Loan Type FullyDrawnAdvance Permitted Purposes of Loan


Repayment Type Principal & Interest Min. Loan Amount $5,000 Max. Loan Amount $50,000 Min. Loan Term 1 years Max. Loan Term 5 years Available As Car Loan Car Type Either New or Used Security Type None


Application Fee $150.00 Min. Entry Fee   Max. Entry Fee   Credit Line Fee   Arrears Fee   Arrears Charged   Transaction Fees   Monthly Service Fee $5.00 Exit Fee   Early Termination Fee $199.00 Fee Notes

Other fees/charges apply.

Interest Rates

Listed Rates

Variable   Minimum 11.99% Maximum 11.99% 1 Year Fixed 11.99% 2 Year Fixed 11.99% 3 Year Fixed 11.99% 4 Year Fixed 11.99% 5 Year Fixed 11.99% 6 Year Fixed   7 Year Fixed  

Comparison Rates

Variable Comparison   1 Year Fixed Comparison 12.54% 2 Year Fixed Comparison 12.54% 3 Year Fixed Comparison 12.54% 4 Year Fixed Comparison 12.54% 5 Year Fixed Comparison 12.54% 6 Year Fixed Comparison   7 Year Fixed Comparison  

Special Offer

Competitive pricing – a competitive 9.50% p.a. fixed interest rate for the life of the loan.
Fixed repayment terms – fixed set monthly repayments for the life of the loan to help you organise your budget.
Choose your preferred term – select terms from 1-5 years to suit your needs. Terms are available in 6 month increments.
Funds available – you could borrow from $5,000 to $50,000. If your application is approved, we’ll transfer the money into your nominated account within a few days.
Additional payments – you’ll be able to make additional payments to your loan at any time.
Find out more

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