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Personal Loan Education

04/07/2016

Should I get a personal loan or a credit card?

Choosing between a personal loan and a credit card means deciding what you need it for and weighing up the costs and benefits of each product.

Once you have decided between a personal loan and a credit card, you can compare the products on offer and make an informed choice at Infochoice.

Infochoice lists hundreds of credit cards and hundreds of personal loans from all major Australian banks and credit unions. Read our guide to choosing between a personal loan and a credit card here.

Source: Infochoice.com.au



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Featured Personal Loans

Institution Product Rate (%) Comparison
Rate* (%)
Details
Unsecured Variable PL 11.89 11.89 Go to site
Car Loan 12.74 13.62 Go to site
Car Loan 12.74 13.62 Go to site
Car Loan 12.74 13.62 Go to site
Personal Loan - Unsecured 12.99 14.06 Go to site
Institution Product Rate (%) Comparison
Rate* (%)
Details

The comparison rates are calculated on variable and fixed rates (unsecured loans) $10,000 over 3 years & secured car loans $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
For information on how we’ve selected these “Sponsored” and “Featured” products click here.


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