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Product Details

Business Banking Factsheet


General Details
Institution
Product Name Small Business - Business Essentials - Special Offer - Commercial
Institution Phone 13 11 75
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Loan Details
Loan Type Fully Drawn Advance
Security Type Commercial
Repayment Type Principal & Interest and Interest Only
Minimum Margin
Maximum Margin
Interest Calculated Daily
Min. Loan Amount $10,000
Max. Loan Amount $1,000,000
Min. Loan Term 1
Max. Loan Term 15
Loan-to-Value Ratio 70%
Max. Loan-to-Value Ratio 70%
Loan-to-Value Ratio Negotiable No
Interest Rates
Variable Rate 4.45
Base Rate 4.45
Default Rate
Fixed Rate: 1 Year
Fixed Rate: 2 Year
Fixed Rate: 3 Year
Fixed Rate: 4 Year
Fixed Rate: 5 Year
Fixed Rate: 6 Year
Fixed Rate: 7 Year
Access and Fees
BusinessCard Access
Business Card Fee
Credit Card Access
Credit Card Fee
ATM Access
ATM Fee
Internet Access
Internet Fee
Cheque Access
Cheque Fee
Drawdown Fee
Early Termination Fee or Penalty 0
EFTPOS Access
EFTPOS Fee
Redraw Access
Redraw Fee
Establishment Fee 800
Exit Fee $350
Legal Fee
Over Limit Fee
Other Fee
Line Fee
Overdraft Fee
Over Limit Fee
Service Fee
Switching Fee $300
Temp Overdraft Fee
Unused Limit Fee
Valuation Fee
Comments To be eligibly for this rate, security for the loan must include minimum 50% security over a residential property. Valuation fee dependent on property type and location.
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