Is Afterpay better than a credit card?

This Christmas, Afterpay is everywhere. Afterpay is an app which shoppers can use at the checkout or online to pay for goods and services. Afterpay [...]

POSTED ON December 16, 2019
Trending News 20 June

It’s a borrowers market as home loan sales crash Sales of new home loans has slumped. The latest data from the Australian Prudential Regulatory Authority [...]

POSTED ON June 20, 2019
The Best Savings Account For Your Tax Refund

Almost two thirds of Australian taxpayers are expecting a refund this tax year, and it’s not chicken feed. The average tax refund in Australia was [...]

POSTED ON May 30, 2019
Qantas to launch no-frills OS airline

Qantas chief executive Geoff Dixon has proposed a no-frills low-cost international airline starting in August. As reported in the Sydney Morning Herald, the airline would [...]

POSTED ON June 19, 2001
Low domestic airfares still abundant

FlightChoice has found discount airfares are still available in substantial numbers - even during the July school holidays – despite reduced competition resulting from the [...]

POSTED ON June 18, 2001
New hope for borrowers rejected by the banks

Leading consumer information provider InfoChoice.com.au now offers hope to the thousands of potential borrowers every year rejected by banks or other mainstream lenders and denied [...]

POSTED ON June 15, 2001
Merrill Lynch HSBC adds ASX Express Trader

Merrill Lynch HSBC have added a tool, called ASX Express Trader to their online trading service that reduces the time taken for investors to enter [...]

POSTED ON June 14, 2001
Best discount airfares restricted to the web

Analysis by InfoChoice.com.au, Australia's leading consumer information service, has revealed the cheapest airfares are increasingly becoming available only to those who book via the airlines' [...]

POSTED ON June 14, 2001
Dingo Blue gets access to One.Net customers

Dingo Blue will get first crack at One.Tel's 'One.Net' internet access customers with an email offer to switch their accounts across. One.Net customers do not [...]

POSTED ON June 14, 2001
InfoChoice directors increase stake

The Chairman of InfoChoice, John Mullen, has announced that he has increased his shareholding in the company buying just over 1.1 million shares on the [...]

POSTED ON June 14, 2001
Target’s Statement – ISIS (PDF)

This press release is available as a PDF document. You will need the free Adobe Acrobat Reader software to view it. Target's Statement - ISIS [...]

POSTED ON June 13, 2001
Consumers to win from Optus sale to SingTel

Australia's leading independent infomediary, InfoChoice.com.au, says the impending sale of Optus to Singapore Telecom is great for local phone consumers - both mobile and landline [...]

POSTED ON June 13, 2001
Rates may rise in late 2001

This week has thrown up the strongest evidence yet that interest rates have bottomed and that the next move in official rates will be up. [...]

POSTED ON June 8, 2001
Strong start for alternative loan market

The size of the fledging non-conforming loan market is expected to grow substantially after a strong start to the year, according to international ratings agency [...]

POSTED ON June 8, 2001
Telstra offer to One.Tel customers

Telstra has launched an offer to One.Tel customers who face disconnection this week if they do not switch and become direct subscribers to Optus. One.Tel [...]

POSTED ON June 7, 2001
ANZ’s turn to launch low-fee account

ANZ has announced details of a basic low-fee banking account which it estimates will benefit 750,000 customers. The new account follows moves by the other [...]

POSTED ON June 7, 2001
RBA keeps rates steady

The Reserve Bank of Australia has left official interest rates steady in June at 5 per cent. Cuts totalling 1.25 percentage points delivered in February, [...]

POSTED ON June 7, 2001
Competitive routes

FlightChoice comparisons are currently limited to the routes where real competition exists between carriers on airfares. This generally means more than two airlines comnpeting. We [...]

POSTED ON June 7, 2001
RBA likely to keep rates steady

There have been mixed signals on the economic front over the last week ahead of next week's monthly Reserve Bank board meeting. But on balance [...]

POSTED ON June 6, 2001
Airline summit called for the bush

The NSW Government has called a regional airline summit next month after the demise of rural flight operator Country Connections. Rural Affairs Minister Harry Woods [...]

POSTED ON June 5, 2001
Free access at overseas ATMs

Westpac is to drop ATM fees on transactions made at many overseas automatic teller machines as part of a global agreement between major banks. Five [...]

POSTED ON June 5, 2001
One.Tel mobile customers go to Optus

One Tel mobile customers who connect via the Optus network will have their account switched over to Optus within a week. Optus will notify each [...]

POSTED ON June 4, 2001
ASIC investigates ‘account aggregators’

The Australian Securities and Investment Commission (ASIC) has raising consumer protection concerns over account aggregation services which allow consumers to consolidate all their online accounts [...]

POSTED ON June 4, 2001
Upgradeable

Tickets that come with the option, for an extra charge, of being upgraded to a higher class (eg. from economy to business). [...]

POSTED ON June 2, 2001
Regional

Flights within a state, usually between a capital city and a regional centre. Eg. Sydney to Wagga, Brisbane to Townsville. [...]

POSTED ON June 2, 2001
Lowest general

The lowest one-way fare available for purchase off-line, ie. over the phone or through a travel agent. Note; one-off special offers mean that return airfares [...]

POSTED ON June 1, 2001
Instant purchase

A fare with no advance purchase conditions attached – you can buy such a ticket for travel the same day if you wanted (or next [...]

POSTED ON June 1, 2001
Full economy

The standard full economy-class fare with the flexibility to change time and day of travel, refundable with Qantas but not Virgin Blue and subject to [...]

POSTED ON June 1, 2001
Domestic fares to rise

An American Express survey has revealed that Australia has escaped any dramatic rise in fares in the quarter to April as airlines tried to recoup [...]

POSTED ON June 1, 2001
Name transferable

A ticket that may be booked in one name and later transferred to another name. This is currently only applicable to Virgin Blue's Full Economy, [...]

POSTED ON June 1, 2001
One Tel customers: What now?

Mobile and landline service provider One.Tel has gone into voluntary administration. The administrators taking control of the company, Ferrier Hodgson, said that at this stage [...]

POSTED ON June 1, 2001
Margin loans: New fixed-rate offers

It's the business end of the season for prepaid fixed rate margin loans as the end of the tax year looms and investors look to [...]

POSTED ON June 1, 2001
Advance purchase

These are discounted economy fares that must be purchased in advance of your date of travel, usually either 3, 5 or 7 days. Tickets are [...]

POSTED ON June 1, 2001
Internet-only / Lowest internet

The lowest fare available online at the airline's website. Can also be booked by telephone with Virgin Blue for an extra $5 one-way. Subject to [...]

POSTED ON June 1, 2001
Refundable

Full economy and Lowest General tickets are generally refundable, which means you can cash in the ticket without penalty if you wish. [...]

POSTED ON June 1, 2001
Transfer charge

Sometimes there is a charge for transferring your ticket to another date or time. Eg. Virgin charges $40 including GST per passenger for any requested [...]

POSTED ON June 1, 2001
Lenders to enjoy continued mortgage growth

Despite tight margins in the home loan mortgage market from unrelenting competitive pressure, the profit outlook for banks and lenders is upbeat. The Australian Financial [...]

POSTED ON May 31, 2001
Taxing options for investors

With the end of the financial year fast approaching there are taxing decisions to be made by investors. Whether its an investment-property loan or term [...]

POSTED ON May 31, 2001
Efficient markets: Towards the Holy Grail

ASX is investigating trading in OneTel shares before a trading halt was announced on Monday as revealed in today's Australian Financial Review. Similarly, Qantas shares [...]

POSTED ON May 31, 2001
Qantas eyes Air NZ for takeover

Qantas has revealed plans to take control of Air New Zealand in a plan that would see the New Zealand carrier divested of its ownership [...]

POSTED ON May 31, 2001
NSW drops the BADdest tax

Bank accounts debits (BAD) tax will be dropped in NSW from next year, saving bank customers an average of $20 and familes on average $60 [...]

POSTED ON May 31, 2001
Special June airfares and packages

The latest round of competition between Qantas and Ansett has produced an almost identical sale from both airlines. With savings of up to 80% on [...]

POSTED ON May 30, 2001
Airfare war hots up over Adelaide

The airfare war has spread to Adelaide with Virgin Blue's announcement today it will start direct flights between Adelaide and Sydney from March 1, just [...]

POSTED ON May 30, 2001
Low fares still available

Since the announcement of the demise of Impulse no special fares have been withdrawn from any of the other three airlines. Qantas and Ansett are [...]

POSTED ON May 30, 2001
NAB releases new low-fee account

National Australia Bank has launched a low-fee, basic account, its response to community concerns over the effect of bank fees on low income earners. The [...]

POSTED ON May 29, 2001
Fixed rates jump

Fixed home loan rates are now well and truly on the way up with most lenders announcing sizeable jumps on rates for terms between two [...]

POSTED ON May 28, 2001
Avoiding the ‘Gap’

The biggest issue patients have with private health insurance is the desire to be able to insure against all medical expenses and avoid out-of-pocket 'gap' [...]

POSTED ON May 25, 2001
NAB denies fee cover-up

National Australia Bank has rejected claims that it is not revealing all credit card fees charged for transactions made overseas while the Australian Competition and [...]

POSTED ON May 24, 2001
HIH rescue package announced

The Federal Government has announced a rescue package for victims of the HIH Insurance collapse which will see policyholders with outstanding claims receive all or [...]

POSTED ON May 24, 2001
Qantas takeover of Impulse to go ahead

The ACCC announced today that it will not oppose the Qantas takeover of Impulse Airlines. ACCC chairman Allan Fels says that while the acquisition will [...]

POSTED ON May 23, 2001
Banks charge ‘hidden’ card fee

Major banks appear to be charging an undislosed fee on Visa credit card transactions, which may be in breach of the Consumer Credit Code. An [...]

POSTED ON May 23, 2001
Foreigners sharing load in bank profits

Lost in the recent profit results from the major banks and the debate over the size of their profits is the increasing amounts being derived [...]

POSTED ON May 22, 2001
Protected equity: A safer way to borrow

Protected equity loans enable you to make a geared investment in shares without being liable for any shortfall between the amount borrowed and the value [...]

POSTED ON May 22, 2001
Mobile phone charges to rise

Mobile phone bills are set to rise after the Federal Government revealed it is to raise by 150 per cent the licence fees it charges [...]

POSTED ON May 21, 2001
How to find the lowest airfares

Finally there is real competition in Australia's domestic airline market. Despite the demise of Impulse Airlines, cheap airfares are here to stay with Qantas and [...]

POSTED ON May 18, 2001
Virgin fighting Qantas/Impulse deal hard

Virgin Blue is showing it is determined not to let Qantas squeeze it out of the newly-competitive domestic air travel market with its deal to [...]

POSTED ON May 18, 2001
Decline in health cover membership

The March quarter figures released by the Private Health Insurance Administration Council show a slight decline in the number of Australians with private health cover [...]

POSTED ON May 18, 2001
Inquiry into frequent flyer schemes

The frequent flyer programs of Australian airlines are being reviewed by the Australian Competition and Consumer Commission (ACCC) after it found some Ansett passengers missed [...]

POSTED ON May 18, 2001
Doubts over new-home investment

The long-term investment potential of newly-built homes on city fringes is in doubt as young home buyer tastes change, according to a report by Macquarie [...]

POSTED ON May 18, 2001
ComSec traders hit by outage

A network fault on Tuesday delayed or blocked access for 615,000 subscribers to Australia's biggest online share trading site, ComSec. ComSec customers dialling into the [...]

POSTED ON May 18, 2001
Doubts over new-home investment

The long-term investment potential of newly-built homes on city fringes is in doubt as young home buyer tastes change, according to a report by Macquarie [...]

POSTED ON May 17, 2001
Virgin set sights on NZ

Virgin Blue lodged an appication yesterday for international traffic rights to operate between Australia and New Zealand, as well as rights to operate within New [...]

POSTED ON May 17, 2001
Infarmation launches tractor & machinery website

The Tractor & Machinery Association (TMA) and leading agricultural website inFARMation.com.au have combined to create a powerful new website for both users and suppliers of [...]

POSTED ON May 17, 2001
Suncorp-Metway named best regional bank

Australian Banking and Finance magazine has named Suncorp-Metway Best Regional Bank for 2001. Suncorp-Metway was selected from a short list that included Bank of Queensland, [...]

POSTED ON May 17, 2001
US cuts rates another 50 points

A 50 basis point rate cut in the US overnight was largely expected by US economists and further reductions cannot be ruled out according to [...]

POSTED ON May 17, 2001
RAMS and Westpac initiatives rewarded

Readers of Australian Banking and Finance magazine have awarded a RAMS home loan with Best New Product for 2001 while Westpac’s new third-party payments system [...]

POSTED ON May 16, 2001
Federal Govt help for HIH policyholders

The federal Government is set to help bail out those people hardest hit by the HIH collapse. The new plan proposed yesterday could cost the [...]

POSTED ON May 16, 2001
New-style mobile phone for Australia

A new brand of mobile phones will be released in Australia by Sendo, a UK based company. Sendo hopes to revolutionalise the way customers view [...]

POSTED ON May 16, 2001
Bank credit figures a warning for consumers

The latest figures emerging on our credit card spending from bank profit announcements in recent weeks should be enough to cause many Australian consumers to [...]

POSTED ON May 15, 2001
Impulse bargains still available

Good value Internet-only discount fares can still be found on the website of the soon-to-disappear Impulse Airlines. Impulse Airlines' cut off date of May 14 [...]

POSTED ON May 15, 2001
Now Virgin, Ansett discuss alliance

In answer to the upcoming Impulse Airlines and Qantas deal, Virgin Blue and Ansett are having talks to discuss a possible alliance, sounding more alarm [...]

POSTED ON May 15, 2001
Summit called over regional airlines

The NSW Government has called a regional airline summit next month after the demise of rural flight operator Country Connections. ABC News Online reports today [...]

POSTED ON May 14, 2001
Fixed home loans still worth considering

Fixed home loans still worth consideringJune 2008The likelihood of further interest rate rises this year has once again caused home loan borrowers to consider whether [...]

POSTED ON May 14, 2001
Impulse specials: Going, going…

Good value Internet-only discount fares can still be found on the website of the soon-to-disappear Impulse Airlines. You must book these specials before May 14 [...]

POSTED ON May 14, 2001
Do you need comprehensive insurance for your car?

When looking for motor vehicle insurance there are three different types of policies available: Comprehensive Insurance Third Party Property Damage Insurance Third Party Property Damage, [...]

POSTED ON May 14, 2001
Beware when using a mortgage broker

There are a number of potential pitfalls in relying on a mortgage broker for the best home loan solution given the enormous growth in the [...]

POSTED ON May 14, 2001
Qantas swallows Impulse – the conclusion

Impulse Airlines has withdrawn from operating scheduled air services in Australia under its own brand. Impulse will continue to operate services on its regional routes [...]

POSTED ON May 11, 2001
Online Health Advice from Medibank Private

Australia’s largest private health insurer Medibank Private has secured a deal with Cochrane Collaboration to give consumers access to health information based on medical research. [...]

POSTED ON May 11, 2001
Limited availability

Generally the lower the fare, the harder it is to secure a ticket at that fare at the time and day you want to travel. [...]

POSTED ON May 11, 2001
Qantas deadline for Impulse ticket-holders

Those with Impulse Airlines tickets for travel after the airline is absorbed into Qantas on May 14 have only until this Sunday May 13 to [...]

POSTED ON May 11, 2001
The rise of mortgage brokers

Large and small lenders alike are embracing the use of mortgage brokers as a low-cost source of finding new customers. Institutions and lenders that have [...]

POSTED ON May 10, 2001
Virgin offers MEL-ADEL $48 special

On May 17 Virgin Blue commence their Melbourne-Adelaide service. Virgin have announced a special $48 for 48 hours one-way for travel from May 17 until [...]

POSTED ON May 8, 2001
Recession now apparent – was the rate cut enough?

Home loan borrowers could see standard variable interest rates of around 6.5 per cent within six months, according to banking information provider BankChoice.com.au. The rapid [...]

POSTED ON May 8, 2001
Our survey: Margin borrowers play safe

Our survey asked those with a margin loan which stocks they expected to dominate their leveraged portfolio in the coming year and what measures were [...]

POSTED ON May 8, 2001