Have you been looking around for a first home? Maybe you are saving for a first home deposit and keeping an eye on the real [...]
When you’re looking at a property to buy, you need to be sure you are aware of the condition of the place. It might look [...]
Business loans for small businesses are notoriously difficult to get but that could all be changing. In great news for small business owners who are [...]
Advertisement
It’s always exciting when you’re planning to buy a new car. There’s the hours you spend scouting all the websites, forecourts and the for sale [...]
There’s no magic formula or trick to getting your personal loan application approved but there are some practical measures you can take to increase the [...]
Use these simple easy hacks on your personal loan to save yourself heaps of cold hard cash. These hacks don’t involve anything shady, you’re not [...]
Every sensible Aussie wants to save money, but the days of stashing notes under the mattress and in the biscuit tin are well and truly [...]
Interest rates are tipped to fall in 2019 and 2020 from the already low rates now being paid to savers. It’s entirely possible that there [...]
If you’re thinking of opening a term deposit account for your child (or, indeed, one for each of your offspring), then you’re making a really [...]
One of the downsides of people being unwilling to talk openly about money and their personal finances is that lots of myths and misconceptions spring [...]
Commonwealth Bank, Westpac, National Australia Bank (NAB) and ANZ Bank dominate Australian lending and banking with more than 80 per cent of the market between them. [...]
Do you know how to find the best value, lowest rate, no fee credit card that suits you and your lifestyle and spending habits? Credit [...]
And how much would an RBA rate cut save me on mortgage repayments? The Reserve Bank of Australia board has decided to keep the official [...]
How much do you need to save in order to fund a deposit for home and get approved for a mortgage? Buying a home is [...]
Credit card purchase interest rates are averaging 17 per cent, despite RBA rate cuts. However it’s easy to find a good low rate credit card, [...]
The Reserve Bank of Australia has stubbornly resisted cutting interest rates in recent years but some lenders have been slashing their variable rate, and fixed [...]
In the market for a new credit card? Credit card comparison will help you find special offers different banks and other financial institutions have on [...]
For the first time, borrowing to fund travel, cars and consumer goods is outstripping new spending on housing, according to the Reserve Bank. Australians are [...]
B-Pay fraud has started again - criminals are using credit cards to circumvent recently-installed security safeguards. In Sydney over the past three weeks 12 people [...]
The Australian Securities & Investments Commission has launched "Pie in the Sky" awards for the scams of the year. The top prize for 2002 goes [...]
Location! Location! Location! That’s what it’s all about when buying your ideal home. How close is the nearest park or grocery store? Is there somewhere [...]
If you’re in the market for a new house you’ll spend a lot of your spare time attending open homes. Open house inspections are a [...]
Many small businesses don’t require commercial premises to set up shop. Almost one million small businesses operate out of residential premises. But setting up a [...]
The life of a university student is so varied and unlike any other part of your life. For many people, it’s their first time living [...]
Businesses often require a financial investment to help get them up and running. But before a bank can grant you a loan it will review [...]
Buying an investment property can be a lot of work if you don’t know what you’re doing. But we’re here to help you out. Once [...]
We’re often told in order to buy your own home you need provide proof of a steady income. But for some, this isn’t always possible. [...]
You’ve probably come across the term start-up business loan while researching funding options for your new small business. But if you’re unsure of what exactly [...]
Buying a business is no small feat and should not be an impulse purchase. Take the time to do your research about the business and [...]
People often think about insurance in terms of life insurance, car insurance and private health insurance. But when you go into business for yourself, you [...]
Business banking often needs to be kept separate from your own personal finances. If you’re starting your own business, you may need to set up: [...]
New businesses often require an infusion of cash to get up and running. Whether it’s to cover the rent for an office, purchasing or leasing [...]
When opening your own small business, there is a lot to do. Once you’ve settled on a business name and set up your ABN, it’s [...]
ING Bank introduces a new saving system set to shake up the other banks. Following suit with investment apps such as Acorns, ING has the [...]
Small businesses are a significant part of the Australian economy. Whether you work for yourself running a freelancing business, or you own a small grocery [...]
How to set up a small business There are many benefits to being your own boss, including setting your own hours and controlling the business’s [...]
It’s always a good time to start saving money. Whether you’re saving up for a trip or growing your emergency fund, everyone should be putting [...]
So, you and your new beau have been going steady for a few months and you’re thinking about moving in together? You’ve probably got a [...]
Originally published by our partner company iSelect. Setting up a business can be exciting, nerve-racking and exhilarating all at once. It can be stressful. It [...]
Qantas Frequent Flyer Partners The Qantas Frequent Flyer rewards program is all about being rewarded for your everyday spending. As a Qantas Frequent Flyer member [...]
How does the Qantas Frequent Flyer program work? As a Qantas Frequent Flyer member, you’ll earn points for every dollar you spend on eligible transactions, [...]
The tree is back in the box, the Christmas lights are packed away and even the Christmas-crazy neighbours have brought in their lights. The only [...]
Credit cards seem easy enough to understand. You apply for one with your chosen lender, and once approved you have the freedom to purchase goods [...]
Whether you want to launch a new business, purchase an existing one, upgrade your equipment, finance a new product line or ease your cash flow, a business [...]
Australian businesses are required by law to make contributions to employees’ super funds, where it is invested on our behalf by professional investment managers for [...]
Your superannuation fund is like the piggy bank you had as a kid - somewhere you put money until one day you opened it and [...]
A trust is a type of business structure that holds income and/or property for the benefit of others (beneficiaries). A trust is an individual or [...]
A partnership is a legal structure where two or more people share ownership of a business. It is a business where multiple people act on [...]
A company is a type of business structure that is a legal entity in its own right. The owners are the shareholders and the company [...]
A sole trader is the simplest form of setting up a business. This business structure is relatively easy and inexpensive to set up. As a [...]
What is a trademark? A trademark is a brand name, symbol and/or logo that is used to distinguish a business and their goods or services. [...]
Setting up your business can be an exciting time. But before all the fun begins you may need to register a business name. Here’s our [...]
The Turnbull government has announced ‘game changing’ new laws that will allow Australian’s to negotiate a better deal on their home loans, credit cards and [...]
Featured Article By: Now Finance One of the most common tips in “increase your income” articles today is to get your spare room on Airbnb [...]
For many people, getting on top of their finances can feel like a challenge. But it doesn't have to be. By making informed and responsible [...]
A business overdraft provides relief, helps cover unexpected expenses and can relieve cash-flow bottlenecks. Think of it like a safety net for when you don’t [...]
When you begin your adventure into the world of online share trading, your chosen share-trading platform can have a major impact on the way your [...]
Online share trading can be an effective way to invest money and grow your wealth. And since all you need to get started is an [...]
Having a personal loan application rejected can be a frustrating experience. So what should you do if it happens to you? What is a personal [...]
This could be due to a cash-flow bottleneck caused by a seasonal slowdown in your work, a long-term contract that doesn’t pay out until the [...]
Term deposits expire, or mature, at a certain date. At this point, if you haven’t organised moving your money into a new term or a [...]
If your lender makes a margin call, you are required to reduce your LVR by putting more money into your loan or selling some of [...]
What is a savings account? In short, it's a place to store and grow your money while still allowing you to access it in the [...]
If you're interested in signing up for a term deposit, it really pays to do your research to ensure you receive the best interest rate. [...]
There’s a lot to wrap your head around when buying a property, including inspections, loan applications and finding the right conveyancer. In fact there are [...]
Choosing a savings account that’s right for you is the very first step to achieving your savings goals. Typically, savings accounts offer low or no [...]
With so many rewards credit cards to choose from, many with similar interest rates and perks, credit card companies use loyalty programs as an incentive [...]
When comparing credit cards, you’re often told to consider the interest rate, but what exactly is interest? And how do lenders calculate how much interest [...]
If you’re in the market for a new savings account, why not invest in a high interest savings account? Offering higher returns than a regular [...]
Have you considered incorporating term deposits into your savings strategy? With guaranteed returns on deposits up to $250,000 in Approved Deposit-taking Institutions (APIs), term deposits [...]
An online broker lets you trade stock in companies online without needing to go through a traditional stockbroker. All you need is a device connected [...]
Before applying for a business loan, you first need to decide what type of business loan works for you. To help you make a decision, [...]
Are you considering taking out a personal loan, but the thought of becoming overwhelmed in debt is putting you off? Well this is the right [...]
Your credit score is a report about your ability to repay loans and debts, and pay your bills on time. A relatively new, comprehensive credit [...]
Just because you have a low credit score (sometimes referred to as bad credit) doesn’t mean you’ll miss your opportunity to own a home one [...]
Starting your own business is no small task. But once you have your business plan in order, it’s time to start thinking about your finances. [...]
When it comes to home loans there’s no one-size-fits-all approach. Mortgages can be complicated, as the market offers different payment options, ways of calculating interest [...]
Online share trading is simply buying and selling stocks (or shares) in a company over the internet. Because online trading is often cheaper and more [...]
A margin loan is a way for sophisticated investors to grow their portfolio by borrowing money from a financial institution. What is a margin loan? [...]
For many people, a business loan can play a crucial role in turning an idea into reality. What is a business loan? In a nutshell, [...]
Want to see the world on a backpacker’s budget? The right credit card rewards program could see you accumulating points towards free flights and upgrades, [...]
Wrapping your head around the world of shares and stock prices isn’t an easy task. Hiring an online investment broker can help you implement an [...]
Taking out a credit card can have a huge impact on your finances, so it’s important to choose one that suits you and your financial [...]
Are you in the market for a new credit card? Before you make any decisions about which credit card to use, it’s important to research [...]
If you've set yourself a savings goal or you're trying to grow a rainy day fund, it might be time to invest in a savings [...]
If you're looking to grow your savings, it might be time to invest in a savings account. Alternatively, you might want to switch savings accounts [...]
Australian’s biggest banks have decided to axe ATM’s fees for customers of other banks. Commonwealth Bank (CBA) announced on Sunday that they were axing ATM [...]
Term deposits are an easy way to make some extra money. Put your money into a term deposit from anywhere between one month to five [...]
A credit card allows you to borrow money from your bank up to a pre-approved amount. It allows you the flexibility to manage your day [...]
A home loan or mortgage is an agreement between a lender – usually a bank, credit union or building society – and a property owner. [...]
A personal loan is money borrowed from a bank for a personal expense such as a holiday or purchasing a new car. What is a [...]
Whether you've rented a new property, bought your first home or you're moving interstate, moving day can start to feel overwhelming. Here are some quick [...]
It feels like every week there's a new reason why we can't afford to enter the property market. But the truth is it's not your [...]
Are you looking to start your own business? Perhaps you've already taken the first steps to set up your business. Or maybe you have an [...]
As part of the 2017 Federal Budget, the Government introduced a number of changes to Australia's superannuation laws. If you're retired, or are looking to [...]
To run a business in Australia you need to operate fairly and ethically and that means working within the confines of the Competition and Consumer [...]
Some people find it easier to manage a budget and account for every last cent than to put 10% of their income away in case [...]
When it comes to expensive purchases, cars are up there with property and holidays. It's easy to spend tens of thousands of dollars on the [...]
For most families, foregoing your full-time employment to follow your dreams isn't an option. You've got kids to feed, clothe and entertain, not to mention [...]
We develop our attitudes to money when we’re young. In fact, experts believe that by the age of seven, children have learned many of the [...]