Many grandparents like to help their youngest family members by opening and contributing to a savings account for them. But how do you know which [...]
Are you hoping to settle your debts, save for a trip overseas or maybe start a small business in 2018? Whatever your financial goals this [...]
Taking out a personal loan can put you in the fast lane to achieving your financial and lifestyle goals. Whether you want to purchase a [...]
First home buyers are getting older. More than half of Australian first home owners are between the ages of 30 and 49, with a further 11.7% in [...]
Do you have $1,000 or less to invest? Here are three strategic moves you can make with your money to help maximise your family's finances [...]
If you've been working hard and saving, investing can help multiply your hard-earned cash. So what are your options other than buying property? Here's a [...]
Ready to upgrade your car, but don't want to wait for your savings to grow? A car loan could be the right choice to help [...]
Want to pay off your debts and regain control of your finances? Here are some options that may help. If you’re anything like the average [...]
Did you know that a staggering 43% of Australians don’t save? Whether you want to buy a bigger house, take [...]
Growing up a millennial certainly has its advantages, like having a strong entrepreneurial mindset and dreams of self-employment. In fact, the disposable income of Australian [...]
Buying a new home or investment property is an exciting time, and there are many important things to consider. Finding the right home loan is [...]
Most of us have a transaction account that we use on a regular basis, but did you know that setting up a linked savings account [...]
Whether you’re planning your dream wedding, hoping for a holiday or buying a car, there are plenty of life situations where you may need access [...]
Whether you’re saving for a holiday, a house or a more comfortable future, a term deposit can offer an attractive mix of higher returns and [...]
Whether you're making everyday purchases, buying a big-ticket item or want to consolidate debt, a credit card can be a convenient tool for managing your [...]
In a financial market battered by uncertainty, a term deposit may help grow your money with virtually no risk. Here's a closer look at what [...]
If there’s one thing we can expect in life, it’s the unexpected. When that involves medical bills, house or car repairs, or redundancy, where would [...]
With the average life expectancy increasing and the cost of living rising, some Australians may be worried their retirement savings won’t last. The first [...]
Climbing the corporate ladder is hard work, and you’ll naturally want to take some time out occasionally. Travelling is a great way to rest, recharge [...]
A credit card can be a handy financial tool for managing your household budget and supporting your desired lifestyle. But with so many different credit [...]
When it’s time to retire, you want to be able to relax and enjoy the life you’ve worked so hard to build. You don’t want [...]
The Reserve Bank of Australia board has met for March 2017 and decided to leave official interest rates at the historically low level of 1.5 [...]
The original First Home Owner Grant was an Australian government initiative to help offset property price rises caused by the introduction of the Goods and [...]
Transaction banking accounts are not all the same. All accounts offer Eftpos debit card transactions, but some go further and offer many more ways to [...]
Do you just want a cheap home loan? Without any fancy features, options, add-ons or ‘package deals?’ If you aren’t interested in a packaged up [...]
The rate of card fraud is booming. $469 million worth of fraudulent card transactions were recorded in Australia in 2015 according to the Australian Payments [...]
An overdraft is a kind of personal loan linked to your bank account. An overdraft works a lot like a credit card. It is a [...]
If you pay off your credit card every month, your card is basically free right? Not necessarily. You may have chosen a credit card that [...]
For people looking to grow their savings, term deposits make the job simple. Put your money away for a set period, usually between 30 days [...]
This week, one home buyer saved $3,000 after comparing loans and calling their lender for a better deal. In a process that took a few [...]
Which credit cards will help you earn frequent flyer points and get free flights quickly? Some credit cards with rewards programs will give you a [...]
One big bank is making big cuts to credit card purchase interest rates. Which is surprising because, unlike mortgage and savings rates, credit card interest [...]
The Prime Minister Malcolm Turnbull says parents should assist their adult children to break into expensive property markets. Without assistance, young Australians struggle to achieve [...]
Right now, savings accounts offer interest rates that vary between 0.00 per cent and about 3.05 per cent. If you can get a good rate [...]
The personal loan market is being shaken up by new, cheaper marketplace lenders and by expensive small payday loan providers. The banks and credit unions [...]
Property investors now make up almost half of the new mortgage market in Australia. Two years ago, government regulators put a speed limit on sales [...]
Last week, the Reserve Bank of Australia decided to leave official interest rates on hold at 1.5 per cent. That may have disappointed some savers, [...]
Every Australian needs a basic everyday transaction banking account. But there is no need to settle for the account offered by the bank you have [...]
The number of Australian households who are refinancing their home loans to a new lender and a better deal is growing. “There was a lot [...]
Interest only home loans are becoming more popular than ever before with owner-occupiers. Demand for interest-only home loans is now booming. The Reserve Bank of [...]
An Australian credit union has launched a home loan that makes contributions toward school fees or a scholarship fund. Gateway Credit Union says 28 per [...]
The popularity of mortgage offset accounts has soared in recent years. The Reserve Bank says money held in offset accounts is growing by about 30 [...]
Are you worried about what the election of Donald Trump as president of the United States of America might mean for you personally? Are you [...]
Personal loan applications are booming and the reason is surprising. New loans, new lenders and new ways of borrowing are driving new demand for an [...]
A personal loan is a simple well understood product that is basically the same, no matter which lender you go to, right? Well no that’s [...]
Standard variable and fixed rate home loan rates are now at historic record low levels. Australians have never paid less in interest to buy their [...]
Growing numbers of Aussies are cutting up their credit card and choosing a good debit card linked to a great everyday transaction banking account. Now, [...]
Stamp duty, is usually not something people give too much thought to, until they go to buy a home. For most people, they’ll be affected [...]
Three big banks and several smaller lenders have raised home loan interest rates over the summer break. Meanwhile, one bank has cut some of its [...]
Everyone knows that credit card interest rates are always high right? And the best thing to do with a credit card debt is try to [...]
In good news for savers, term deposit rates are tipped to rise in 2017. New bank funding rules coming into force this year favour stable [...]
Westpac is giving $200 in a savings account to any Australian baby born in 2017 to celebrate the bank’s 200th anniversary. What is the $200 [...]
Almost half of all Aussies will fail to repay their Christmas credit card spending within their interest-free period. News Limited reported this week that four [...]
Borrowing to invest in property is booming. More than 35 per cent of all home loans in Australia are now held by investors. And it’s [...]
Credit card users need to know all about their interest-free periods if they want to avoid big interest bills on their card debt. Standard credit [...]
The lowest home loan rates in Australia are continuing to fall. You can keep up to date with the latest outlook on RBA interest rates [...]
In 2017, peer-to-peer lenders are expected to significantly grow their share of the Australian personal loan market. Peer-to-peer lenders are now becoming an established part [...]
A new home home loan could save you thousands this year, and every year. Switching to a new lender and refinancing has become a lot [...]
In November and December 2016, some of Australia's biggest banks have reduced some of their term deposit rates. National Australia Bank has reduced interest rates [...]
At Christmas time you might want to increase your credit card limit, or perhaps reduce it prevent overspending. Credit card balance limits start at [...]
Mortgage offset means offsetting your loan balance against your savings balance. A mortgage offset account is a daily transaction banking account or a savings account [...]
Banks, credit unions and other credit card issuers are making big changes to credit cards in response to new rules being introduced in 2017. From [...]
Many borrowers try to lock in low fixed rate home loans when they think interest rates will soon rise. But most borrowers get that timing [...]
Would you switch banks to get the mobile wallet and contactless payment option that suits you and your mobile phone handset? Well, increasingly Australians are [...]
If you hate paying fees to withdraw cash from an ATM not owned by your own bank, you need to switch to a banking group [...]
Australians are borrowing more and it’s making them richer. Aussie households are increasing their debt levels to invest and grow their wealth more than ever [...]
More lenders are raising interest rates despite the Reserve Bank deciding this week to leave the official cash rate unchanged for December 2016 and January [...]
Term deposits are a favourite, tried and trusted investment for savers, investors and retirees. People saving for a goal often transfer lumps of cash from [...]
For the first time in many months, there were more fixed home loan rate rises in November 2016 than rate cuts. More lenders are jacking [...]
Are you buying an older, cheaper vehicle and need a loan to help you get across the line and hand over the cash? Not all [...]
Home loan borrowers are turning on their lenders and sending big bank customer satisfaction ratings down. Roy Morgan Research reports that the average satisfaction [...]
Are you unhappy with your bank but the idea of switching your everyday transaction bank account seems a bit too difficult? Everybody has direct debits [...]
Almost half a billion dollars worth of card (and cheque) transactions made in Australia last year were fraudulent according to new official data released by [...]
One bank raised variable home loan interest rates yesterday and more are expected to follow. Just a few weeks ago futures markets were pricing in [...]
Do you need to extract yourself from a relationship? Are you ending a marriage or de-facto relationship that has gone really bad? It’s not an [...]
Credit card purchase rates average over 17 per cent, with many cards charging more than 20 per cent after the interest-free period ends. Right now, [...]
A term deposit and a savings account go into a bar. Yada yada yada, the notice saver account is born. Bad jokes aside, there is [...]
When comparing and applying for loans – whether it's a home loan, a personal loan or even a credit card – you might come across [...]
Home loan interest rates in Australia are expected to rise following Donald Trump’s victory last week in the US presidential election. Fixed rate home loan [...]
Would you switch banks to enable Apple Pay on your iPhone? Apple Pay is the new way to shop and pay for goods and services [...]
Plenty of credit cards promote their Qantas Frequent Flyer, Velocity or other points-based rewards schemes. However, credit card rewards schemes have changed significantly over the [...]
A new round of interest rate cuts is igniting the property investor mortgage market. The latest official Australian Bureau of Statistics housing finance data shows [...]
Credit card users are paying up to 23.49 per cent in interest on their purchases and up to $700 in annual fees. Credit card debt [...]
Share markets around the world, and in Australia, have endured significant sell-offs as the US election is decided today, 9 November. The ASX 200 index of [...]
Home buyers face extreme hurdles entering the Australian property market because of high house and apartment prices in our capital cities. A twenty per cent [...]
Demand for term deposits is surging in 2016, the Reserve Bank of Australia has reported. Every three months, the RBA reports on its policy settings, [...]
Whether you’re putting money aside for a rainy day, a holiday or a house, the right savings account could make all the difference. There are [...]
We live in a fast-paced society where everyone wants things as fast as possible. Credit card companies have stepped up to the plate and now [...]
How to find the best credit card deals For the best credit card deals in Australia, you have come to the right place. We have [...]
According to the Australian Prudential Regulation Authority’s latest quarterly banking statistics, released yesterday, the nation’s mutual banking sector managed to grow its home loan balances [...]
The Commonwealth Bank of Australia will lobby the Reserve Bank to scrap a proposed cap on credit card surcharges, one of the central bank's main [...]
Bank of Melbourne is planning to target Commonwealth Bank of Australia's customer base, betting its bigger rival will be the source of half of the [...]