How to buy property as a millennial

Growing up a millennial certainly has its advantages, like having a strong entrepreneurial mindset and dreams of self-employment. In fact, the disposable income of Australian [...]

POSTED ON March 27, 2017
What would I use a term deposit for?

Whether you’re saving for a holiday, a house or a more comfortable future, a term deposit can offer an attractive mix of higher returns and [...]

POSTED ON March 27, 2017
What would I use a credit card for?

Whether you're making everyday purchases, buying a big-ticket item or want to consolidate debt, a credit card can be a convenient tool for managing your [...]

POSTED ON March 27, 2017
Saving for a holiday and a house

Climbing the corporate ladder is hard work, and you’ll naturally want to take some time out occasionally. Travelling is a great way to rest, recharge [...]

POSTED ON March 27, 2017
What is an overdraft?

An overdraft is a kind of personal loan linked to your bank account. An overdraft works a lot like a credit card. It is a [...]

POSTED ON February 28, 2017
How can mum and dad help me to buy a house?

The Prime Minister Malcolm Turnbull says parents should assist their adult children to break into expensive property markets. Without assistance, young Australians struggle to achieve [...]

POSTED ON February 20, 2017
These personal loan rates will shock you

The personal loan market is being shaken up by new, cheaper marketplace lenders and by expensive small payday loan providers. The banks and credit unions [...]

POSTED ON February 16, 2017
A home loan that pays school fees!

An Australian credit union has launched a home loan that makes contributions toward school fees or a scholarship fund. Gateway Credit Union says 28 per [...]

POSTED ON February 6, 2017
Banks repay mortgage offset mistakes

The popularity of mortgage offset accounts has soared in recent years. The Reserve Bank says money held in offset accounts is growing by about 30 [...]

POSTED ON February 3, 2017
Home loans – To fix or not to fix?

Standard variable and fixed rate home loan rates are now at historic record low levels. Australians have never paid less in interest to buy their [...]

POSTED ON January 25, 2017
Debit card vs credit card

Growing numbers of Aussies are cutting up their credit card and choosing a good debit card linked to a great everyday transaction banking account. Now, [...]

POSTED ON January 23, 2017
Stamp Duty Guide

Stamp duty, is usually not something people give too much thought to, until they go to buy a home. For most people, they’ll be affected [...]

POSTED ON January 20, 2017
Oh No! Banks are raising rates again

Three big banks and several smaller lenders have raised home loan interest rates over the summer break. Meanwhile, one bank has cut some of its [...]

POSTED ON January 18, 2017
What is a peer-to-peer personal loan?

In 2017, peer-to-peer lenders are expected to significantly grow their share of the Australian personal loan market. Peer-to-peer lenders are now becoming an established part [...]

POSTED ON January 3, 2017
What does mortgage offset mean?

Mortgage offset means offsetting your loan balance against your savings balance. A mortgage offset account is a daily transaction banking account or a savings account [...]

POSTED ON December 21, 2016
Your credit card is about to change

Banks, credit unions and other credit card issuers are making big changes to credit cards in response to new rules being introduced in 2017. From [...]

POSTED ON December 20, 2016
Now I need a cheap car loan

Are you buying an older, cheaper vehicle and need a loan to help you get across the line and hand over the cash? Not all [...]

POSTED ON November 30, 2016
Switching banks is getting a lot easier

Are you unhappy with your bank but the idea of switching your everyday transaction bank account seems a bit too difficult? Everybody has direct debits [...]

POSTED ON November 28, 2016
What is my credit score?

When comparing and applying for loans – whether it's a home loan, a personal loan or even a credit card – you might come across [...]

POSTED ON November 17, 2016
Savings accounts vs. term deposits

If you want to save money and earn interest, savings accounts and term deposits are both worth looking into. We’ve examined the differences and similarities between [...]

POSTED ON October 28, 2016
Key term deposit terms you should know

Term deposits offer a guaranteed return, making them particularly popular among more cautious investors or as a low-risk component of a diversified investment portfolio. However, [...]

POSTED ON October 28, 2016
Key savings account terms you should know

Offering higher interest rates than transaction accounts, and with some throwing in bonuses for making regular deposits, savings accounts are designed to help you grow [...]

POSTED ON October 28, 2016
Key credit card terms you should know

Comparing credit cards is easier when you fully understand the different terms and features on offer. At first it might seem like providers are speaking [...]

POSTED ON October 28, 2016
How to apply for a term deposit

Putting your money into a term deposit means locking it away for a pre-determined period at a fixed rate of interest. That way, you’re guaranteed [...]

POSTED ON October 28, 2016
How to apply for a personal loan

With a little preparation, applying for a personal loan could be a quick and easy way to access funds. The interest rates for this type [...]

POSTED ON October 28, 2016
Key home loan terms you should know

There’s a lot to consider when comparing home loans. Should you choose a fixed interest loan or opt for a variable rate? Do you qualify [...]

POSTED ON October 28, 2016
How to apply for a home loan

Owning your own home is the great Australian dream, but signing up for a home loan is a long-term financial commitment. That’s why it’s so [...]

POSTED ON October 28, 2016
How to apply for a credit card

Credit cards are a convenient way to pay bills and shop online. But when it comes to applying for a credit card, it can be [...]

POSTED ON October 28, 2016