American Express
American Express

David Jones American Express Card

Purchase Rate
20.74% p.a.
Cash Advance Rate
0% p.a.
Interest Free
Up to 44 days
Annual Fee
Intro Purchase Rate
0% p.a. for up to 6 months
  • Enjoy 0% p.a. on purchases for 6 months.
  • Earn 50,000 Membership Rewards Points OR 25,000 Qantas Points when you apply online by 20 October 2021, are approved and spend $1,500 at locations excluding David Jones on your new Card within the first three months. Available to new David Jones American Express Card Members only.
  • Earn 3 Reward Points per dollar spent at major supermarkets and petrol stations, 2 Reward Points per dollar spend at David Jones and 1 Reward Point per dollar spend everywhere else.
  • Choose either Membership Rewards or Qantas Frequent Flyer as your rewards program
  • Access a great range of exclusive, complimentary instore benefits at David Jones
  • Supplementary Card fee $29 p.a. No annual fee for the first year for new Supplementary Card holders.
  • Eligible for use with Android Pay, Apple Pay and Samsung Pay

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • David Jones American Express Membership Rewards:
  • Earn 3 points for every dollar you spend at major supermarkets and petrol stations.
  • Earn 2 points for every dollar you spend instore at David Jones.
  • Earn 1 point for every dollar you spend everywhere else.
  • No points capping or expiry.
  • Indulge in a little retail therapy, thanks to our online rewards store. Or take off on a well-deserved break.
  • Qantas Frequent Flyer:
  • Qantas Frequent Flyers can redeem their Qantas Frequent Flyer points for Award flights with Qantas or its 30+ airline partners and their affiliates, or merchandise and gift cards through the online Qantas Frequent Flyer store.
  • 1 Reward point = 0.75 Qantas Frequent Flyer points.

Fee & Repayments

Annual Fee $99.00
Annual Fee First Year $99.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2.5% or $30.00
Interest Charged From PaymentDueDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4,500.00
Frequent Flyer Ratio 0.75
Spend at Loyalty Partner for $100 Gift Card* 6750
Lifetime of Points
Rewards Program Partners David Jones, Velocity, KrisFlyer, Virgin Atlantic, Air NZ, Malaysia Airlines, Thai Airways, Cathay Pacific, Travelscene American Express, Harvey World Travel,, Hilton HHonors, Starwood Preferred Guest, Priority Club, Jumeirah Hotels and Resorts + more
Rewards Bonus Points Partners
Domestic Airlines 1 Reward Point = 0.75 Qantas Frequent Flyer points
International Airlines

Other Charges

Duplicate Statement Fee $10.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.