Bank of Queensland
Bank of Queensland

BOQ Platinum Visa Card

Purchase Rate
20.74% p.a.
Cash Advance Rate
21.74% p.a.
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Interest Free
Up to 55 days
Annual Fee
Balance Transfer Rate
0% p.a. for first 14 months
  • Take out a BOQ Platinum Visa Credit Card you'll receive 0% p.a. on purchases and balances transferred for up to 14 months.
  • Get 80,000 bonus Q Rewards® points when you spend $3,000 on Eligible Transactions.
  • Half annual fee for your first year, saving $64.50
  • Q Rewards program points allow you to fly any airline any time with Take Flight Cashback.
  • 2 Points for every dollar spent with Q Rewards.
  • Concierge service.
  • International travel insurance.
  • Higher levels of Purchase Cover Insurance.
  • Extended warranty.
  • Priority 24-hour customer service on a dedicated Platinum card enquiries line.

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • The Q Rewards program offers you a range of exciting rewards from products to travel options and shopping vouchers.
  • Get rewarded simply by using your Bank of Queensland credit card (excludes Low Rate Visa Card). When you get your credit card, you’re automatically enrolled in the Q Rewards® program. And unlike some other reward programs – it's free.
  • Q Rewards® offers a range of exciting incentives, including:
  • Flights – redeemable for all airlines including Virgin Blue, JetStar and Qantas through Take Flight
  • Shopping vouchers – redeemable from outlets such as Myer, David Jones, Hoyts and Village Cinemas, Toys R Us, Bunnings Warehouse and Dreamworld.

Fee & Repayments

Annual Fee $129.00
Annual Fee First Year $0.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $0.00
Interest Charged From PurchaseDate
Late Payment Fee $10.00

Rewards Program

Rewards Points per Dollar 2
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $14,300.00
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners Take Flight service enables you to redeem points for all airlines including Virgin Blue, JetStar and Qantas through FlightPoints. Q Rewards also offers shopping vouchers that are redeemable from outlets such as Myer, David Jones, Dymocks, Bunnings, Target, Toys R Us and Accor Hotels.
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions Point earning per annum will be capped at 240,000. Points never expire. Points are immediately forfeited when an account is closed.

Other Charges

Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $7.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $30.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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