Bank of Queensland
Bank of Queensland

BOQ Platinum Visa Card

Purchase Rate
20.74% p.a.
Cash Advance Rate
21.74% p.a.
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Interest Free
Up to 55 days
Annual Fee
$129.00
Balance Transfer Rate
0% p.a. for first 14 months
  • Earn up to 120,000 bonus Q Rewards® points. 60,000 points when you spend $3,000 in the first 2 months and a further 60,000 points when you spend $10,000 in the first year from card approval on Eligible Transactions.
  • Take out a BOQ Platinum Visa Credit Card you'll receive 0% p.a. on balances transferred for up to 14 months.
  • Q Rewards program points allow you to fly any airline any time with Take Flight Cashback. Redeem points for eVouchers and cashback
  • 2 Points for every dollar spent with Q Rewards.
  • Concierge service.
  • International travel insurance.
  • Higher levels of Purchase Cover Insurance.
  • Extended warranty.
  • Priority 24-hour customer service on a dedicated Platinum card enquiries line.

Key Features
Rewards Program
Rewards
Joining Fee
$0.00
Annual Fee
$129.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Rewards Program
  • The Q Rewards program offers you a range of exciting rewards from products to travel options, evouchers or covert your points to cashback.
  • When you get your Platinum credit card, you’re automatically enrolled in the Q Rewards® program. And unlike some other reward programs – it's free.
  • Q Rewards® offers a range of exciting incentives, including:
  • Flights – redeemable for all airlines including Virgin Blue, JetStar and Qantas through Take Flight
  • Shopping eVouchers – redeemable from outlets such as Woolworths, Coles, Myer, David Jones, Bunnings, Apple Store and many more.
  • Cashback - redeem your points for cashback to your BOQ Platinum Credit Card.

Fee & Repayments

Annual Fee $129.00
Annual Fee First Year $129.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 2% or $0.00
Interest Charged From PurchaseDate
Late Payment Fee $10.00

Rewards Program

Rewards Points per Dollar 2
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $17,900.00
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card* 17900
SPEND FOR SYD/MEL RETURN* $53,650.00
Lifetime of Points
Rewards Program Partners Take Flight service enables you to redeem points for all airlines including Virgin Blue, JetStar and Qantas through FlightPoints. Q Rewards also offers shopping evouchers that are redeemable from outlets such as Woolworths, Coles, Myer, David Jones, Dymocks, Bunnings, Target, Toys R Us and Accor Hotels.
Rewards Bonus Points Partners
Domestic Airlines All domestic airlines are available
International Airlines
Conditions Point will never expire. Points are immediately forfeited when an account is closed.

Other Charges

Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $7.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $30.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions
1. To be eligible for the balance transfer offer you need to apply for the BOQ Platinum Visa card by 31 October 2021. Your total balance transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred with this offer, for a period of 14 months. The 14 month promotional period commences once the balance transfer is processed. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the variable Annual Percentage Rate for Cash Advances, currently 21.74% p.a. Please note you are not entitled to any interest free days whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. Balance Transfers from another Bank of Queensland branded credit facility or an account that is not held within an Australian financial institution or credit card issuer are excluded. For important information to consider before taking up a balance transfer, please visit boq.com.au/balancetransfer 2. To be eligible for the 120,000 bonus Q Rewards® Points offer you need to apply for the BOQ Platinum Visa Card by 31 October 2021. 60,000 bonus Q Rewards Points will be awarded when $3,000 or more is spent on Eligible Transactions within the first 2 months from card approval. Plus you can earn a further 60,000 bonus Q Rewards Points if you spend $10,000 or more on Eligible Trnsactions within 12 months from the card approval date. Eligible Transaction is defined in the Q Rewards® Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. All Q Rewards® are subject to the BOQ Q Rewards® Terms and Conditions. The bonus Q Rewards® Points will be credited to the Primary Cardholder’s Account up to 60 days after meeting the spend criteria. 4. Q Rewards® points are earned on Eligible Transactions. Eligible purchase is defined as Eligible Transaction. Eligible Transaction is defined in the Q Rewards® Terms and Conditions and means any purchase excluding (but not limited to) cash advances, balance transfers, special promotions, BPAY payments, government related transactions and all other transactions set out within the definition. All Q Rewards® points are subject to the BOQ Q Rewards® Terms and Conditions. Q Rewards® Points never expire while the card remains open and is not in arrears. 5. Complimentary Insurance covers: AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245 631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to Citigroup Pty Limited ABN 88 004 325 080 AFSL and Australian credit licence 238098 (Citi) which allows eligible Citi account holders and cardholders to claim under it as third party beneficiaries. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or means. The terms, conditions, limits and exclusions of the group policy are set out in the Description of Insurance Cover Terms and Conditions available at http://www.boq.com.au/important-information/terms-and-conditions which may be amended from time to time. Citi does not guarantee this insurance.  

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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