G&C Mutual Bank
G&C Mutual Bank

G&C Mutual Bank Platinum Visa Credit Card

Purchase Rate
18.74% p.a.
Cash Advance Rate
19.74% p.a.
Interest Free
Up to 50 days
Annual Fee

Key Features
Rewards Program
Joining Fee
Annual Fee
Insurance Cover
for Purchases
Overseas ATM
Automatic Travel

Rewards Program
  • 0.85 Qantas Points for every $1 spent
  • 1 Qantas Points for every $1 spent on selected Qantas products and services in Australia. Selected Qantas products and services are Qantas passenger flights (with a QF flight number)

Fee & Repayments

Annual Fee $249.00
Annual Fee First Year $249.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 3% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $15.00

Rewards Program

Rewards Points per Dollar 0.85
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
Lifetime of Points
Rewards Program Partners Qantas, Jetstar and over 35 partner airlines around the world
Rewards Bonus Points Partners Qantas
Domestic Airlines
International Airlines
Conditions All rewards are redeemed via Qantas Frequent Flyer program Any air travel undertaken as a result of participation in the Qantas Frequent Flyer Program is subject to the Qantas Frequent Flyer Terms

Other Charges

Duplicate Statement Fee -
Overseas ATM Balance Fee $5.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $5.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $35.00
Terms & Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.