HSBC
HSBC

HSBC Platinum Credit Card (84,000 Bonus Rewards Plus Points when you spend $3,000 on eligible purchases1 using your new card within 90 days from card approval.1)

Purchase Rate
19.99% p.a.
Cash Advance Rate
21.99% p.a.
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Interest Free
Up to 55 days
Annual Fee
$129.00
  • 84,000 Bonus Rewards Plus Points when you spend $3,000 on eligible purchases using your new card within 90 days from card approval. That’s enough for $350 in e-Gift Cards. New Rewards Plus customers only.1
  • Earn 2 Rewards Plus points per dollar on overseas purchases and 1 Rewards Plus point per dollar for all other eligible purchases1. Rewards Plus points can be redeemed for e-gift cards from Bunnings, Coles, Woolworths, Uber and more
  • Enjoy 2 airport lounge passesevery year at over 500 airports worldwide
  • Complimentary domestic and international travel insurance
  • Other fees and chargesfees and charges This link will open in a new window apply. Available to new and approved customers.

Key Features
Rewards Program
Rewards
Joining Fee
$0.00
Annual Fee
$129.00
Insurance Cover
for Purchases
Overseas ATM
Availability
Automatic Travel
Insurance

Rewards Program
  • Earn 2 Rewards Plus points per dollar on overseas purchases and 1 Rewards Plus point per dollar for all other eligible purchases1. Rewards Plus points can be redeemed for e-gift cards from Bunnings, Coles, Woolworths, Uber and more
  • Enjoy 2 airport lounge passes4 every year at over 500 airports worldwide
  • Complimentary domestic and international travel insurance

Fee & Repayments

Annual Fee $129.00
Annual Fee First Year $129.00
Rewards Joining Fee $0.00
Supplementary Card Fee $0.00
Minimum Repayment Greater of 3% or $20.00
Interest Charged From PurchaseDate
Late Payment Fee $30.00

Rewards Program

Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $18,400.00
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* -
Lifetime of Points 36 months
Rewards Program Partners Refer to www.hsbc.com.au/rewardsplus and www.homeandaway.hsbc.com
Rewards Bonus Points Partners Refer to www.hsbc.com.au/rewardsplus
Domestic Airlines
International Airlines
Conditions Refer to www.hsbc.com.au/rewardsplus and www.homeandaway.hsbc.com to view program terms and conditions.

Other Charges

Duplicate Statement Fee $8.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $30.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions
Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 Australian Credit Licence 232595. Offer available to new, approved HSBC credit cardholders. HSBC may change or end this offer at any time. Fees, charges, terms, conditions and HSBC lending criteria apply to all credit cards issued by HSBC. Visit hsbc.com.au or call 1300 308 880. Interest rates are valid at the time of publication and are subject to change. 1. To be eligible for the bonus Rewards Plus Points offer, you must apply and be approved for a new HSBC Platinum Credit Card. You will receive 84,000 bonus Rewards Plus Points if you spend $3,000 on eligible purchases within 90 days of card approval. Eligible purchases exclude interest free and other promotions, balance transfers, cash transfers, business expenses, cash advances, fees and charges, BPAY®, any disputed transactions and government fees and charges. The 84,000 bonus Rewards Plus Points will be credited to your Rewards Plus Account within 60 days of meeting the spend criteria, provided that your account is active and not in arrears. Offer is limited to new applicants only. Existing HSBC customers transferring from another HSBC credit card or customers who have held any Rewards Plus card types within the last 12 months are ineligible for this offer. Not available in conjunction with any other offer. Gift Card values correct as at 3 November 2020. Points values & stock levels subject to change. Check hsbc.com.au/rewards/ HSBC’s Credit Card Rewards Terms and Conditions apply. Point capping limit of 10,000 points per statement period apply. Eligible purchases exclude interest free promotions, balance transfers, cash transfer, business expenses, cash advances, fees or charges, any disputed transactions, BPAY® and any government fee or charge. For full terms and conditions, visit Reward Program terms and conditions (PDF, 132 KB)Reward Program terms and conditions (PDF, 132 KB) This link will open in a new window. Airport Lounge Passes terms and conditions apply. For full terms and conditions, visit Airport Lounge Pass terms and conditions (PDF, 52 KB)Airport Lounge Pass terms and conditions (PDF, 52 KB) This link will open in a new window. Insurance policies are issued by AWP Australia Pty Ltd ABN 52 097 227 177(AFSL No. 245631) trading as Allianz Global Assistance (under a binder from Allianz Australia Insurance Limited ABN 15 000 122 850 (AFSL No. 124708)) and HSBC Bank Australia Limited (ABN 48 006 434 162) (AFSL 232595). Terms and conditions For HSBC insurance policies, limits and exclusions apply and available at www.hsbc.com.au An excess may apply. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders. This document provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the Information Booklet available at hsbc.com.au or by calling 1800 648 093.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

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