https://www.infochoice.com.au InfoChoice has been helping Australian sort their finance since 1993. Get the latest news and guides on personal finance today! en-AU Thu, 01 Oct 2026 10:45:19 +1000 https://www.infochoice.com.au/media/icons/ic-rss-square.pnghttps://www.infochoice.com.au3232 The Reserve Bank of Australia's (RBA) cash rate target in-part determines interest rates on financial products.http://www.infochoice.com.au/rba/history-of-interest-rate-movementsTue, 29 Sep 2026 02:45:18 +1000http://www.infochoice.com.au/rba/history-of-interest-rate-movements Compare mortgage statistics such as average interest rates, average home loan sizes, first home buyer numbers and more.http://www.infochoice.com.au/home-loans/statisticsTue, 01 Sep 2026 04:22:57 +1000http://www.infochoice.com.au/home-loans/statistics Compare cashback offers and deals up to $10,000 from the likes of ANZ, Greater Bank, Newcastle Permanent, Reduce Home Loans, ME Bank, and others.http://www.infochoice.com.au/home-loans/home-loan-cashback-offers-dealsWed, 02 Sep 2026 09:28:32 +1000http://www.infochoice.com.au/home-loans/home-loan-cashback-offers-deals Discover essential tips and steps to purchase your ideal car. Gain insights into the buying process on InfoChoice for a successful purchase.http://www.infochoice.com.au/car-loans/buy-car-know-what-you-needThu, 27 Aug 2026 11:52:32 +1000http://www.infochoice.com.au/car-loans/buy-car-know-what-you-need Unsure what happens after your term deposit reaches maturity? Find out the four options that can occur along with how to choose the right one for you.http://www.infochoice.com.au/term-deposits/what-to-do-when-term-deposit-maturesThu, 27 Aug 2026 11:44:57 +1000http://www.infochoice.com.au/term-deposits/what-to-do-when-term-deposit-matures The main difference between a credit card and a debit card is how they finance a purchase. And whichever is better depends largely on your financial goals and spending habits.http://www.infochoice.com.au/credit-cards/debit-card-vs-credit-card-3Thu, 27 Aug 2026 11:42:37 +1000http://www.infochoice.com.au/credit-cards/debit-card-vs-credit-card-3 Even after an offer for a property is accepted, changing ownership isn’t as simple as handing over the keys. Conveyancing is the legal and administrative process of the property officially becoming ...http://www.infochoice.com.au/home-loans/everything-you-need-to-know-about-property-conveyancingThu, 20 Aug 2026 09:58:16 +1000http://www.infochoice.com.au/home-loans/everything-you-need-to-know-about-property-conveyancing Boost your home loan for a car purchase. Explore how to leverage your mortgage for added financial flexibility on InfoChoice.http://www.infochoice.com.au/home-loans/increase-home-loan-to-buy-a-carThu, 20 Aug 2026 09:31:46 +1000http://www.infochoice.com.au/home-loans/increase-home-loan-to-buy-a-car Wondering whether you should fix your home loan? Find out which type of borrower a fixed-rate loan suits best as well as the pros and cons of fixed-rates.http://www.infochoice.com.au/home-loans/home-loans-to-fix-or-not-to-fixFri, 24 Jul 2026 01:58:22 +1000http://www.infochoice.com.au/home-loans/home-loans-to-fix-or-not-to-fix Find out how to qualify for a self-employed home loan, what requirements you'll need, and practical tips to make the application process easier.http://www.infochoice.com.au/home-loans/home-loans-for-self-employed-borrowersTue, 04 Aug 2026 04:06:54 +1000http://www.infochoice.com.au/home-loans/home-loans-for-self-employed-borrowers If you're looking for a home loan that offers more than just the basics, a package deal could be the answer. Discover the benefits, drawbacks, fees, and features of packaged home loans to help you ...http://www.infochoice.com.au/home-loans/what-is-a-home-loan-package-deal-and-how-do-they-workFri, 24 Jul 2026 01:57:07 +1000http://www.infochoice.com.au/home-loans/what-is-a-home-loan-package-deal-and-how-do-they-work If you've ever checked your bank account and found your balance was negative, you have gone into overdraft. Which banks will let you overdraw your account?http://www.infochoice.com.au/savings-accounts/how-to-overdraw-your-bank-accountThu, 23 Jul 2026 07:11:59 +1000http://www.infochoice.com.au/savings-accounts/how-to-overdraw-your-bank-account Medicare is a great resource in Australia, but lots of people find themselves in a spot where they are unable to cover the cost of an upcoming medical expense, so are in the market for a medical loan.http://www.infochoice.com.au/personal-loans/how-to-compare-medical-loansThu, 06 Aug 2026 05:17:24 +1000http://www.infochoice.com.au/personal-loans/how-to-compare-medical-loans Contributing extra towards your mortgage each month may help cut interest expenses and accelerate the payoff of your home loan.http://www.infochoice.com.au/home-loans/the-benefits-of-overpaying-your-mortgageThu, 09 Jul 2026 10:31:28 +1000http://www.infochoice.com.au/home-loans/the-benefits-of-overpaying-your-mortgage If you’re interested in a personal loan, putting up an asset as collateral can mean more favorable loan terms and lower interest rates.http://www.infochoice.com.au/personal-loans/what-can-be-used-as-collateral-for-personal-loansWed, 08 Jul 2026 08:29:32 +1000http://www.infochoice.com.au/personal-loans/what-can-be-used-as-collateral-for-personal-loans There’s a variety of ways you can teach your children about finance and money, and there’s certainly no one size fits all approach, but we’ve tried to break down the basics.http://www.infochoice.com.au/savings-accounts/a-parents-guide-teaching-kids-about-moneyThu, 09 Jul 2026 10:53:06 +1000http://www.infochoice.com.au/savings-accounts/a-parents-guide-teaching-kids-about-money Rent-to-buy is an alternative model for aspiring home buyers seeking to combine affordability with long-term investment potential.http://www.infochoice.com.au/home-loans/rent-to-buy-schemesThu, 25 Jun 2026 08:31:17 +1000http://www.infochoice.com.au/home-loans/rent-to-buy-schemes Paying fortnightly effectively means you pay nearly one extra month’s worth of the mortgage in a year, potentially saving thousands, and shaving years off your home loan.http://www.infochoice.com.au/home-loans/monthly-fortnightly-weekly-mortgage-paymentsThu, 11 Jun 2026 05:36:57 +1000http://www.infochoice.com.au/home-loans/monthly-fortnightly-weekly-mortgage-payments Compare home loan options for seniors including exit strategy mortgages, the pension loans scheme, reverse mortgages, downsizing schemes, and more.http://www.infochoice.com.au/home-loans/home-loans-for-seniorsTue, 09 Jun 2026 07:18:37 +1000http://www.infochoice.com.au/home-loans/home-loans-for-seniors Debt can feel overwhelming, but you’re not alone. If you can’t afford your repayments right now, there are practical steps you can take to regain control and protect your financial future.http://www.infochoice.com.au/personal-loans/what-to-do-when-you-cant-pay-your-debtsThu, 04 Jun 2026 02:32:48 +1000http://www.infochoice.com.au/personal-loans/what-to-do-when-you-cant-pay-your-debts Learn what to expect after your personal loan application is rejected here at Infochoice.com.au.http://www.infochoice.com.au/personal-loans/personal-loan-application-rejection-whats-nextThu, 06 Aug 2026 05:19:52 +1000http://www.infochoice.com.au/personal-loans/personal-loan-application-rejection-whats-next Personal loans allow you to borrow an amount of money to pay for an item like a holiday or consolidate debts - but how do you know if you are eligible?http://www.infochoice.com.au/personal-loans/how-to-know-if-im-eligible-for-a-personal-loanThu, 14 May 2026 08:30:37 +1000http://www.infochoice.com.au/personal-loans/how-to-know-if-im-eligible-for-a-personal-loan A bad credit history doesn't have to be the end of the world. Here are some things you should know about bad credit personal loans.http://www.infochoice.com.au/personal-loans/guide-to-the-best-personal-loans-for-a-bad-credit-ratingThu, 06 Aug 2026 04:36:10 +1000http://www.infochoice.com.au/personal-loans/guide-to-the-best-personal-loans-for-a-bad-credit-rating Struggling with bad credit? You may still be able to secure a car loan with the right lender, preparation, and realistic expectations.http://www.infochoice.com.au/car-loans/bad-credit-car-loansThu, 30 Jul 2026 10:15:48 +1000http://www.infochoice.com.au/car-loans/bad-credit-car-loans Pondering a major (or minor) home renovation, but don’t have cash to splash right now? There’s probably a loan for that.http://www.infochoice.com.au/personal-loans/personal-loan-and-renovation-loan-what-is-the-differenceThu, 30 Apr 2026 03:19:10 +1000http://www.infochoice.com.au/personal-loans/personal-loan-and-renovation-loan-what-is-the-difference Discover what neobanks are, weigh their pros and cons, and see how they stack up against traditional banks.http://www.infochoice.com.au/savings-accounts/what-is-a-neobankWed, 29 Apr 2026 05:58:39 +1000http://www.infochoice.com.au/savings-accounts/what-is-a-neobank Learn how a margin call is triggered when your loan-to-value ratio exceeds agreed limits, why lenders demand extra collateral, and how market swings can quickly turn leverage into risk.http://www.infochoice.com.au/personal-loans/what-is-a-margin-callThu, 30 Apr 2026 02:15:24 +1000http://www.infochoice.com.au/personal-loans/what-is-a-margin-call How can mum and dad help me buy a house? Here are the five most common bank-of-mum-and-dad options and the pros and cons of family assistance.http://www.infochoice.com.au/home-loans/how-can-mum-and-dad-help-me-to-buy-a-houseWed, 22 Apr 2026 11:42:17 +1000http://www.infochoice.com.au/home-loans/how-can-mum-and-dad-help-me-to-buy-a-house Teaming up with your sister or your best mate might seem like a great way to double your borrowing power and get on the property ladder sooner, but there’s a few factors you’ll want to consider.http://www.infochoice.com.au/home-loans/would-you-share-a-mortgage-with-a-friend-or-familyThu, 16 Apr 2026 08:38:24 +1000http://www.infochoice.com.au/home-loans/would-you-share-a-mortgage-with-a-friend-or-family Looking to book your next holiday but need to gather some extra funds to afford the trip? A personal loan can help cover the costs of your travel such as flights and accommodation.http://www.infochoice.com.au/personal-loans/using-personal-loans-for-your-next-vacationThu, 16 Apr 2026 08:26:59 +1000http://www.infochoice.com.au/personal-loans/using-personal-loans-for-your-next-vacation Looking to buy a house as a business owner or sole contractor? Here’s all you need to know about home loans.http://www.infochoice.com.au/home-loans/how-to-get-a-self-employed-home-loanTue, 04 Aug 2026 04:21:36 +1000http://www.infochoice.com.au/home-loans/how-to-get-a-self-employed-home-loan Discover the possibilities of 3D Printing a Houseand learn about the technology and its potential impact on the future of home building.http://www.infochoice.com.au/home-loans/can-i-3d-print-a-houseWed, 08 Apr 2026 05:41:16 +1000http://www.infochoice.com.au/home-loans/can-i-3d-print-a-house Before applying for a home loan, familiarize yourself with these 11 mortgage lending criteria that lenders consider. Get the facts from InfoChoice.http://www.infochoice.com.au/home-loans/11-mortgage-lending-criteria-you-should-be-aware-ofThu, 02 Apr 2026 10:51:32 +1000http://www.infochoice.com.au/home-loans/11-mortgage-lending-criteria-you-should-be-aware-of Bank accounts in Australia are generally divided into two main types: transaction accounts for everyday spending and savings accounts for growing money with interest.http://www.infochoice.com.au/savings-accounts/whats-the-difference-between-a-transaction-account-and-a-savings-accountWed, 18 Mar 2026 12:21:34 +1000http://www.infochoice.com.au/savings-accounts/whats-the-difference-between-a-transaction-account-and-a-savings-account Discover proven methods to pay off your home loan early. Maximise your savings with these practical tips for getting ahead on your mortgage.http://www.infochoice.com.au/home-loans/pay-off-mortgage-earlyWed, 25 Feb 2026 08:17:19 +1000http://www.infochoice.com.au/home-loans/pay-off-mortgage-early Discover same-day personal loans and get quick access to funds when you need them with InfoChoice's comprehensive guide.http://www.infochoice.com.au/personal-loans/same-day-personal-loansThu, 19 Feb 2026 05:12:04 +1000http://www.infochoice.com.au/personal-loans/same-day-personal-loans Consolidate your debts, such as credit cards and personal loans, with a debt consolidation loan. Compare low interest rates, fees and more!http://www.infochoice.com.au/home-loans/debt-consolidationThu, 19 Feb 2026 04:26:39 +1000http://www.infochoice.com.au/home-loans/debt-consolidation Find the best Australian bank for international students with insights on everyday accounts, savings, fees, and overseas money transfers.http://www.infochoice.com.au/savings-accounts/best-banks-for-studentsMon, 02 Feb 2026 05:36:36 +1000http://www.infochoice.com.au/savings-accounts/best-banks-for-students Australian banks are regarded as some of the safest in the world, but where is your money most secure?http://www.infochoice.com.au/savings-accounts/which-is-the-safest-bank-in-australiaThu, 05 Feb 2026 01:09:36 +1000http://www.infochoice.com.au/savings-accounts/which-is-the-safest-bank-in-australia Compare Commonwealth Bank vs Westpac Home Loans and find the best rates and features. Make an informed decision and save money with InfoChoice.http://www.infochoice.com.au/home-loans/commonwealth-bank-vs-westpac-which-home-loans-are-bestTue, 02 Dec 2025 04:24:09 +1000http://www.infochoice.com.au/home-loans/commonwealth-bank-vs-westpac-which-home-loans-are-best Discover how fee-free bank accounts can help you avoid hidden charges, save more, and keep your money working for you. http://www.infochoice.com.au/savings-accounts/guide-to-fee-free-bank-accountsThu, 27 Nov 2025 03:00:43 +1000http://www.infochoice.com.au/savings-accounts/guide-to-fee-free-bank-accounts Understand how a car allowance works in Australia. Learn about tax rules, eligibility, and how it differs from company car benefits.http://www.infochoice.com.au/car-loans/what-is-a-car-allowanceWed, 26 Nov 2025 01:49:40 +1000http://www.infochoice.com.au/car-loans/what-is-a-car-allowance Looking for a new car involves lots of decisions and research and primary among these decisions is the type of loan you should get and how much you should borrow.http://www.infochoice.com.au/personal-loans/car-loan-vs-personal-loan-how-to-decide-between-a-car-loan-and-a-personal-loanTue, 18 Nov 2025 09:51:07 +1000http://www.infochoice.com.au/personal-loans/car-loan-vs-personal-loan-how-to-decide-between-a-car-loan-and-a-personal-loan If you are looking to set up your family with your assets for the future, you may consider opting to set up a trust fund as opposed to a standard will. Know more about how trusts work here.http://www.infochoice.com.au/savings-accounts/what-is-a-trust-fundWed, 26 Nov 2025 10:36:51 +1000http://www.infochoice.com.au/savings-accounts/what-is-a-trust-fund Thinking of sharing a bank account? Discover how a joint bank account can help you pool resources, share responsibilities, and manage money together in this InfoChoice guide.http://www.infochoice.com.au/savings-accounts/choosing-joint-bank-accountTue, 11 Nov 2025 02:19:13 +1000http://www.infochoice.com.au/savings-accounts/choosing-joint-bank-account Personal loans are giving borrowers new ways to manage debt, cover major expenses, and finance life’s milestones with fixed terms and predictable payments.http://www.infochoice.com.au/personal-loans/what-are-the-different-types-of-personal-loan-explainedThu, 06 Aug 2026 05:35:28 +1000http://www.infochoice.com.au/personal-loans/what-are-the-different-types-of-personal-loan-explained Looking to get out of debt faster? Learn how to pay off your car loan ahead of schedule with our expert tips and strategies. Start saving today.http://www.infochoice.com.au/car-loans/pay-off-car-loan-earlyTue, 11 Nov 2025 02:36:10 +1000http://www.infochoice.com.au/car-loans/pay-off-car-loan-early Getting a mortgage doesn’t have to be complicated. Learn the essential steps, documents, and expert tips to make your homeownership journey smoother.http://www.infochoice.com.au/home-loans/how-to-apply-for-a-home-loanTue, 04 Aug 2026 04:20:30 +1000http://www.infochoice.com.au/home-loans/how-to-apply-for-a-home-loan Knowing when to sell your rental property is important to maximise profits. Learn why timing your real estate sale is just as important as knowing when to buy.http://www.infochoice.com.au/home-loans/when-sell-rental-propertyWed, 05 Aug 2026 03:59:36 +1000http://www.infochoice.com.au/home-loans/when-sell-rental-property Savings accounts are usually 'at call' meaning you can access funds any time, whereas term deposits lock the funds away at a fixed rate of interest.http://www.infochoice.com.au/savings-accounts/savings-accounts-vs-term-deposits-3Tue, 17 Mar 2026 04:26:33 +1000http://www.infochoice.com.au/savings-accounts/savings-accounts-vs-term-deposits-3