https://www.infochoice.com.au InfoChoice has been helping Australian sort their finance since 1993. Get the latest news and guides on personal finance today! en-AU Sat, 16 May 2026 03:18:39 +1000 https://www.infochoice.com.au/media/icons/ic-rss-square.pnghttps://www.infochoice.com.au3232 Compare mortgage statistics such as average interest rates, average home loan sizes, first home buyer numbers and more.http://www.infochoice.com.au/home-loans/statisticsThu, 14 May 2026 10:03:50 +1000http://www.infochoice.com.au/home-loans/statistics Learn what to expect after your personal loan application is rejected here at Infochoice.com.au.http://www.infochoice.com.au/personal-loans/personal-loan-application-rejection-whats-nextThu, 14 May 2026 08:07:07 +1000http://www.infochoice.com.au/personal-loans/personal-loan-application-rejection-whats-next Personal loans allow you to borrow an amount of money to pay for an item like a holiday or consolidate debts - but how do you know if you are eligible?http://www.infochoice.com.au/personal-loans/how-to-know-if-im-eligible-for-a-personal-loanThu, 14 May 2026 08:30:37 +1000http://www.infochoice.com.au/personal-loans/how-to-know-if-im-eligible-for-a-personal-loan A bad credit history doesn't have to be the end of the world. Here are some things you should know about bad credit personal loans.http://www.infochoice.com.au/personal-loans/guide-to-the-best-personal-loans-for-a-bad-credit-ratingThu, 14 May 2026 06:19:55 +1000http://www.infochoice.com.au/personal-loans/guide-to-the-best-personal-loans-for-a-bad-credit-rating Struggling with bad credit? You may still be able to secure a car loan with the right lender, preparation, and realistic expectations.http://www.infochoice.com.au/car-loans/bad-credit-car-loansThu, 14 May 2026 08:55:53 +1000http://www.infochoice.com.au/car-loans/bad-credit-car-loans The Reserve Bank of Australia's (RBA) cash rate target in-part determines interest rates on financial products.http://www.infochoice.com.au/rba/history-of-interest-rate-movementsTue, 05 May 2026 02:49:46 +1000http://www.infochoice.com.au/rba/history-of-interest-rate-movements Pondering a major (or minor) home renovation, but don’t have cash to splash right now? There’s probably a loan for that.http://www.infochoice.com.au/personal-loans/personal-loan-and-renovation-loan-what-is-the-differenceThu, 30 Apr 2026 03:19:10 +1000http://www.infochoice.com.au/personal-loans/personal-loan-and-renovation-loan-what-is-the-difference Discover what neobanks are, weigh their pros and cons, and see how they stack up against traditional banks.http://www.infochoice.com.au/savings-accounts/what-is-a-neobankWed, 29 Apr 2026 05:58:39 +1000http://www.infochoice.com.au/savings-accounts/what-is-a-neobank Learn how a margin call is triggered when your loan-to-value ratio exceeds agreed limits, why lenders demand extra collateral, and how market swings can quickly turn leverage into risk.http://www.infochoice.com.au/personal-loans/what-is-a-margin-callThu, 30 Apr 2026 02:15:24 +1000http://www.infochoice.com.au/personal-loans/what-is-a-margin-call Unsure what happens after your term deposit reaches maturity? Find out the four options that can occur along with how to choose the right one for you.http://www.infochoice.com.au/term-deposits/what-to-do-when-term-deposit-maturesThu, 30 Apr 2026 03:50:14 +1000http://www.infochoice.com.au/term-deposits/what-to-do-when-term-deposit-matures How can mum and dad help me buy a house? Here are the five most common bank-of-mum-and-dad options and the pros and cons of family assistance.http://www.infochoice.com.au/home-loans/how-can-mum-and-dad-help-me-to-buy-a-houseWed, 22 Apr 2026 11:42:17 +1000http://www.infochoice.com.au/home-loans/how-can-mum-and-dad-help-me-to-buy-a-house Teaming up with your sister or your best mate might seem like a great way to double your borrowing power and get on the property ladder sooner, but there’s a few factors you’ll want to consider.http://www.infochoice.com.au/home-loans/would-you-share-a-mortgage-with-a-friend-or-familyThu, 16 Apr 2026 08:38:24 +1000http://www.infochoice.com.au/home-loans/would-you-share-a-mortgage-with-a-friend-or-family Looking to book your next holiday but need to gather some extra funds to afford the trip? A personal loan can help cover the costs of your travel such as flights and accommodation.http://www.infochoice.com.au/personal-loans/using-personal-loans-for-your-next-vacationThu, 16 Apr 2026 08:26:59 +1000http://www.infochoice.com.au/personal-loans/using-personal-loans-for-your-next-vacation Looking to buy a house as a business owner or sole contractor? Here’s all you need to know about home loans.http://www.infochoice.com.au/home-loans/how-to-get-a-self-employed-home-loanThu, 16 Apr 2026 08:15:55 +1000http://www.infochoice.com.au/home-loans/how-to-get-a-self-employed-home-loan Discover the possibilities of 3D Printing a Houseand learn about the technology and its potential impact on the future of home building.http://www.infochoice.com.au/home-loans/can-i-3d-print-a-houseWed, 08 Apr 2026 05:41:16 +1000http://www.infochoice.com.au/home-loans/can-i-3d-print-a-house Before applying for a home loan, familiarize yourself with these 11 mortgage lending criteria that lenders consider. Get the facts from InfoChoice.http://www.infochoice.com.au/home-loans/11-mortgage-lending-criteria-you-should-be-aware-ofThu, 02 Apr 2026 10:51:32 +1000http://www.infochoice.com.au/home-loans/11-mortgage-lending-criteria-you-should-be-aware-of Bank accounts in Australia are generally divided into two main types: transaction accounts for everyday spending and savings accounts for growing money with interest.http://www.infochoice.com.au/savings-accounts/whats-the-difference-between-a-transaction-account-and-a-savings-accountWed, 18 Mar 2026 12:21:34 +1000http://www.infochoice.com.au/savings-accounts/whats-the-difference-between-a-transaction-account-and-a-savings-account Compare cashback offers and deals up to $10,000 from the likes of ANZ, Greater Bank, Newcastle Permanent, Reduce Home Loans, ME Bank, and others.http://www.infochoice.com.au/home-loans/home-loan-cashback-offers-dealsWed, 18 Mar 2026 06:12:47 +1000http://www.infochoice.com.au/home-loans/home-loan-cashback-offers-deals Discover proven methods to pay off your home loan early. Maximise your savings with these practical tips for getting ahead on your mortgage.http://www.infochoice.com.au/home-loans/pay-off-mortgage-earlyWed, 25 Feb 2026 08:17:19 +1000http://www.infochoice.com.au/home-loans/pay-off-mortgage-early Discover same-day personal loans and get quick access to funds when you need them with InfoChoice's comprehensive guide.http://www.infochoice.com.au/personal-loans/same-day-personal-loansThu, 19 Feb 2026 05:12:04 +1000http://www.infochoice.com.au/personal-loans/same-day-personal-loans Consolidate your debts, such as credit cards and personal loans, with a debt consolidation loan. Compare low interest rates, fees and more!http://www.infochoice.com.au/home-loans/debt-consolidationThu, 19 Feb 2026 04:26:39 +1000http://www.infochoice.com.au/home-loans/debt-consolidation Find the best Australian bank for international students with insights on everyday accounts, savings, fees, and overseas money transfers.http://www.infochoice.com.au/savings-accounts/best-banks-for-studentsMon, 02 Feb 2026 05:36:36 +1000http://www.infochoice.com.au/savings-accounts/best-banks-for-students Australian banks are regarded as some of the safest in the world, but where is your money most secure?http://www.infochoice.com.au/savings-accounts/which-is-the-safest-bank-in-australiaThu, 05 Feb 2026 01:09:36 +1000http://www.infochoice.com.au/savings-accounts/which-is-the-safest-bank-in-australia Compare Commonwealth Bank vs Westpac Home Loans and find the best rates and features. Make an informed decision and save money with InfoChoice.http://www.infochoice.com.au/home-loans/commonwealth-bank-vs-westpac-which-home-loans-are-bestTue, 02 Dec 2025 04:24:09 +1000http://www.infochoice.com.au/home-loans/commonwealth-bank-vs-westpac-which-home-loans-are-best Discover how fee-free bank accounts can help you avoid hidden charges, save more, and keep your money working for you. http://www.infochoice.com.au/savings-accounts/guide-to-fee-free-bank-accountsThu, 27 Nov 2025 03:00:43 +1000http://www.infochoice.com.au/savings-accounts/guide-to-fee-free-bank-accounts Understand how a car allowance works in Australia. Learn about tax rules, eligibility, and how it differs from company car benefits.http://www.infochoice.com.au/car-loans/what-is-a-car-allowanceWed, 26 Nov 2025 01:49:40 +1000http://www.infochoice.com.au/car-loans/what-is-a-car-allowance Looking for a new car involves lots of decisions and research and primary among these decisions is the type of loan you should get and how much you should borrow.http://www.infochoice.com.au/personal-loans/car-loan-vs-personal-loan-how-to-decide-between-a-car-loan-and-a-personal-loanTue, 18 Nov 2025 09:51:07 +1000http://www.infochoice.com.au/personal-loans/car-loan-vs-personal-loan-how-to-decide-between-a-car-loan-and-a-personal-loan If you are looking to set up your family with your assets for the future, you may consider opting to set up a trust fund as opposed to a standard will. Know more about how trusts work here.http://www.infochoice.com.au/savings-accounts/what-is-a-trust-fundWed, 26 Nov 2025 10:36:51 +1000http://www.infochoice.com.au/savings-accounts/what-is-a-trust-fund Thinking of sharing a bank account? Discover how a joint bank account can help you pool resources, share responsibilities, and manage money together in this InfoChoice guide.http://www.infochoice.com.au/savings-accounts/choosing-joint-bank-accountTue, 11 Nov 2025 02:19:13 +1000http://www.infochoice.com.au/savings-accounts/choosing-joint-bank-account Personal loans are giving borrowers new ways to manage debt, cover major expenses, and finance life’s milestones with fixed terms and predictable payments.http://www.infochoice.com.au/personal-loans/what-are-the-different-types-of-personal-loan-explainedTue, 11 Nov 2025 03:22:47 +1000http://www.infochoice.com.au/personal-loans/what-are-the-different-types-of-personal-loan-explained Looking to get out of debt faster? Learn how to pay off your car loan ahead of schedule with our expert tips and strategies. Start saving today.http://www.infochoice.com.au/car-loans/pay-off-car-loan-earlyTue, 11 Nov 2025 02:36:10 +1000http://www.infochoice.com.au/car-loans/pay-off-car-loan-early Getting a mortgage doesn’t have to be complicated. Learn the essential steps, documents, and expert tips to make your homeownership journey smoother.http://www.infochoice.com.au/home-loans/how-to-apply-for-a-home-loanTue, 17 Mar 2026 12:15:58 +1000http://www.infochoice.com.au/home-loans/how-to-apply-for-a-home-loan Knowing when to sell your rental property is important to maximise profits. Learn why timing your real estate sale is just as important as knowing when to buy.http://www.infochoice.com.au/home-loans/when-sell-rental-propertyMon, 27 Oct 2025 06:29:45 +1000http://www.infochoice.com.au/home-loans/when-sell-rental-property Savings accounts are usually 'at call' meaning you can access funds any time, whereas term deposits lock the funds away at a fixed rate of interest.http://www.infochoice.com.au/savings-accounts/savings-accounts-vs-term-deposits-3Tue, 17 Mar 2026 04:26:33 +1000http://www.infochoice.com.au/savings-accounts/savings-accounts-vs-term-deposits-3 Notice saver accounts offer the flexibility to either keep your savings locked away like a term deposit, or access your savings without penalties once a period of 'notice' has passed.http://www.infochoice.com.au/savings-accounts/what-is-a-notice-saver-accountFri, 24 Oct 2025 03:56:19 +1000http://www.infochoice.com.au/savings-accounts/what-is-a-notice-saver-account If you’re a renter looking to buy your first home but have no clue where to start, this complete guide can help you navigate the process toward homeownership.http://www.infochoice.com.au/home-loans/transitioning-from-renting-to-buying-a-homeThu, 23 Oct 2025 12:00:12 +1000http://www.infochoice.com.au/home-loans/transitioning-from-renting-to-buying-a-home The $250,000 Australian Government Guarantee protects deposits in term deposits, savings, and bank accounts under the Financial Claims Scheme.http://www.infochoice.com.au/term-deposits/are-term-deposits-covered-by-the-australian-government-guaranteeThu, 23 Oct 2025 01:25:11 +1000http://www.infochoice.com.au/term-deposits/are-term-deposits-covered-by-the-australian-government-guarantee Margin loans let you borrow to invest in shares, ETFs and managed funds. Discover how they operate, from LVRs and margin calls to tax benefits and associated risks.http://www.infochoice.com.au/personal-loans/what-is-a-margin-loanThu, 23 Oct 2025 01:35:00 +1000http://www.infochoice.com.au/personal-loans/what-is-a-margin-loan Find low doc personal loans for self-employed borrowers in Australia. Compare rates, features & lenders to secure finance without extensive paperwork.http://www.infochoice.com.au/personal-loans/low-doc-personal-loans-self-employed-ratesWed, 11 Feb 2026 03:28:03 +1000http://www.infochoice.com.au/personal-loans/low-doc-personal-loans-self-employed-rates Learn all about personal loan fees and charges. Understand setup costs, hidden fees, and how to compare loans to avoid unnecessary expenses.http://www.infochoice.com.au/personal-loans/personal-loan-feesWed, 11 Feb 2026 01:56:01 +1000http://www.infochoice.com.au/personal-loans/personal-loan-fees Understand the compliance and regulatory requirements for investing in commercial property through your self-managed superannuation fund (SMSF). Stay compliant and avoid penalties.http://www.infochoice.com.au/smsf-loans/smsf-commercial-property-complianceTue, 21 Oct 2025 11:56:06 +1000http://www.infochoice.com.au/smsf-loans/smsf-commercial-property-compliance Whether you’re saving for a special day or a rainy one, banks offer many types of products to help you achieve your goals. Here’s a rundown of the different types of savings accounts in Australia.http://www.infochoice.com.au/savings-accounts/what-types-of-savings-accounts-are-thereFri, 17 Oct 2025 01:54:49 +1000http://www.infochoice.com.au/savings-accounts/what-types-of-savings-accounts-are-there Looking to invest your hard-earned money in a term deposit account? Learn how to apply, open an account, and secure a fixed interest rate in this guide.http://www.infochoice.com.au/term-deposits/how-to-apply-for-a-term-depositFri, 17 Oct 2025 02:25:31 +1000http://www.infochoice.com.au/term-deposits/how-to-apply-for-a-term-deposit Compare the number of ATMs from the likes of CommBank, Westpac, NAB, ANZ and big regional banks, and know how you can access your cash.http://www.infochoice.com.au/savings-accounts/which-bank-has-the-most-atms-in-australiaFri, 17 Oct 2025 02:00:19 +1000http://www.infochoice.com.au/savings-accounts/which-bank-has-the-most-atms-in-australia Looking to save on tax and build a deposit for your first home? The First Home Super Saver Scheme (FHSS) allows you to make concessional contributions to your super to later withdraw for a deposit.http://www.infochoice.com.au/home-loans/the-facts-on-the-first-home-super-saver-schemeMon, 13 Oct 2025 11:42:54 +1000http://www.infochoice.com.au/home-loans/the-facts-on-the-first-home-super-saver-scheme Combine your car loan with your mortgage in Australia to reduce monthly payments and simplify finances. Learn how it affects mortgage approval.http://www.infochoice.com.au/car-loans/beware-rolling-the-car-loan-into-a-mortgageMon, 13 Oct 2025 02:44:57 +1000http://www.infochoice.com.au/car-loans/beware-rolling-the-car-loan-into-a-mortgage Once your first property is out of the way, it normally starts to get easier to add others to your portfolio.http://www.infochoice.com.au/home-loans/buying-a-second-homeFri, 10 Oct 2025 10:16:01 +1000http://www.infochoice.com.au/home-loans/buying-a-second-home By refinancing your home loan to a new loan with a lower interest rate or better features, you could save yourself thousands of dollars.http://www.infochoice.com.au/home-loans/guide-to-refinancing-your-home-loanFri, 10 Oct 2025 10:17:12 +1000http://www.infochoice.com.au/home-loans/guide-to-refinancing-your-home-loan Torn between fixing your home loan or going with a variable rate? Never fret, there is a simple solution - splitting your home loan.http://www.infochoice.com.au/home-loans/what-you-need-to-know-about-split-home-loansWed, 08 Oct 2025 02:48:04 +1000http://www.infochoice.com.au/home-loans/what-you-need-to-know-about-split-home-loans Learn how to apply for a personal loan in Australia with this easy step-by-step guide. Discover eligibility, documents required, and tips to get approved faster.http://www.infochoice.com.au/personal-loans/how-to-apply-for-a-personal-loanWed, 01 Oct 2025 10:53:56 +1000http://www.infochoice.com.au/personal-loans/how-to-apply-for-a-personal-loan