The domestic contents belonging to a policyholder, or the contents for which they are liable. These include:

  • carpets, curtains and internal blinds.
  • furniture and furnishings other than built-in furniture.
  • portable domestic appliances that are not built-in eg. washing machine.
  • swimming pools, saunas or spas that are not permanently installed, and accessories for any swimming pools, saunas or spas (whether or not the pool, sauna or spa is permanently installed).
  • household goods.
  • clothing and personal effects.