Sapphire Mortgage Services
Sapphire Mortgage Services

Sapphire Plus

Fixed Rates: All Terms (p.a.)
Term Fixed Rate Comparison Rate*
1 Year 8.70% 8.74%
2 Year 8.70% 8.74%
3 Year 8.70% 8.74%
4 Year 8.70% 8.74%
5 Year 8.70% 8.74%
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Key Features
Loan Type
Fixed
Min Loan
Max Loan
$50,000.00
$1,000,000.00
Application Fee
$0.00
Borrow upto
of property value
100%
Ongoing fee
$0.00
Redraw Facility
Offset Account

Loan Details

Loan Type Fixed
Security Type ResidentialProperty
Availability
Repayment Options Principal & Interest,Interest Only
Repayment Frequency Weekly, Fortnightly, Monthly
Min Loan Term 10
Max Loan Term 40
Max Loan to Value Ration (LVR) 80%
Max LVR with Mortgage Insurance 100%
Min Loan Amount $50,000.00
Max Loan Amount $1,000,000.00
Interest Rate Notes
Fixed rate lock available prior to settlement

Features

Extra Repayments
Loan is Transferable (Portable)
Transfer Fee $250.00
Mortgage Offset Available
Mortgage Offset 100%
Mortgage Offset Rate 0%
Redraw Available
Min Redraw Amount $0.00
Max Redraw Amount $0.00
Redraw Fee $0.00
Redraw Notice Period
Redraw Method Fax request
Redraw Notes & Comments

Split Account

Split Available
Max No. of Accounts for Split 3
Separate Statements for Split
Statement Frequency 2
Fixed Option
Fee for Fixing $0.00

Fees

Application Fee $0.00
Legal Fee $350.00
Valuation Fee $0.00
Settlement Fee $80.00
Service Fee $0.00
Exit Fee $30.00
Early Termination Fee Deferred establishment fee of 0.6% payable if loan discharged in first 5 years.

Break Costs


General Fee Notes:


General Notes:

*The comparison rates in this table are based on a secured loan amount of $150,000 and a term of 25 years. WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.