Gateway Bank

From a briefcase to a trusted customer-owned bank, Gateway has come a long way in over 60 years. We now have a Membership in excess of 30,000 and assets of more than $1 billion under management. We offer a range of competitively priced products and services designed to help secure the financial future and well-being of our Members. Gateway’s success stems from our commitment to put our customers first. We’ve noticed that in an impersonal world, our Members prefer a friendlier more human financial institution that really listens. Join Gateway and experience the difference of banking with a customer-owned bank.

Gateway Bank

From a briefcase to a trusted customer-owned bank, Gateway has come a long way in over 60 years. We now have a Membership in excess of 30,000 and assets of more than $1 billion under management. We offer a range of competitively priced products and services designed to help secure the financial future and well-being of our Members. Gateway’s success stems from our commitment to put our customers first. We’ve noticed that in an impersonal world, our Members prefer a friendlier more human financial institution that really listens. Join Gateway and experience the difference of banking with a customer-owned bank.

Inv Home Loan Fixed Rate P&I^

Variable
Rate
Comparison
Rate

Construction Loan

Variable
Rate 4.82
Comparison
Rate 4.88

EquitiSmart Home Loan (ELOC)

Variable
Rate 5.49
Comparison
Rate

Home Loan - Fixed Rate P&I

Variable
Rate
Comparison
Rate

Inv Premium Package - Fixed Rate

Variable
Rate
Comparison
Rate

Investment Construction Loan

Variable
Rate 5.52
Comparison
Rate 5.58

Investment EquitiSmart Home Loan (ELOC)

Variable
Rate 6.01
Comparison
Rate

Investment Low Rate Essentials - IO (up to 80% LVR)

Variable
Rate 3.72
Comparison
Rate 3.74

Investment Low Rate Essentials (80% to 85% LVR)

Variable
Rate 4.78
Comparison
Rate 4.80

Investment Low Rate Essentials (85% - 90%)

Variable
Rate 5.18
Comparison
Rate 5.20

Investment Premium Package (80% to 85% LVR)

Variable
Rate 4.08
Comparison
Rate 4.39

Investment Premium Package (85% - 90% LVR)

Variable
Rate 4.08
Comparison
Rate 4.39

Investment Premium Package (up to 80% LVR)

Variable
Rate 3.67
Comparison
Rate 3.99

Low Rate Essentials (85% to 95% LVR)

Variable
Rate 4.48
Comparison
Rate 4.50

Low Rate Essentials (up to 80% LVR)

Variable
Rate 3.19
Comparison
Rate 3.22

Premium Package - Fixed Rate P&I

Variable
Rate
Comparison
Rate

Premium Package (>85% LVR)

Variable
Rate 3.59
Comparison
Rate 3.91

Premium Package (80% to 85% LVR)

Variable
Rate 3.44
Comparison
Rate 3.76

Premium Package (up to 80% LVR) Special Offer

Variable
Rate 3.39
Comparison
Rate 3.71

Standard Variable Home Loan

Variable
Rate 4.82
Comparison
Rate 4.88

Car - New Car

1st year Fixed
Rate
Comparison
Rate.

Car - over 5 years old

1st year Fixed
Rate
Comparison
Rate.

Car - up to 5 years old

1st year Fixed
Rate
Comparison
Rate.

Edge Overdraft

1st year Fixed
Rate
Comparison
Rate.

Fixed Rate Personal Loan with Debt Consolidation <50%^

1st year Fixed
Rate 10.59
Comparison
Rate. 30.88

Fixed Rate Personal Loan with Debt Consolidation =>50%^

1st year Fixed
Rate 12.59
Comparison
Rate. 32.98

Funeral Loan^

1st year Fixed
Rate
Comparison
Rate.

Personal Loan with Debt Consolidation <50%^

1st year Fixed
Rate
Comparison
Rate.

Personal Loan with Debt Consolidation =>50%^

1st year Fixed
Rate
Comparison
Rate.

Prepaid Funeral Loan^

1st year Fixed
Rate
Comparison
Rate.

Christmas Club_

Max Interest rate($10,000) 51 Base Interest rate($10,000) 1.15

Dollaroo Savings

Max Interest rate($10,000) Base Interest rate($10,000) 1.65

Edge Account

Max Interest rate($10,000) Base Interest rate($10,000) 0.40

eMax Saver

Max Interest rate($10,000) Base Interest rate($10,000) 0.65

Everyday Savings

Max Interest rate($10,000) Base Interest rate($10,000) 0.10

Funeral Saver Account

Max Interest rate($10,000) 200 Base Interest rate($10,000) 2.25

Term Deposit

90 Days

1.35
1 Yr Paid
Annually 1.35