Do you love your bank or lender?
Australian bank customers are generally fairly loyal to their bank or credit union. In the past this was largely because switching to another lender was difficult and expensive. However new lending rules have made switching to a new home loan with a new lender much easier and cheaper than ever before.
If you don't love your lender, you can be sure that other banks, credit unions or non-bank lenders will be keen to offer you a great deal. Shop around and look for a deal that will make you love your bank.