Don’t pay fees on your bank account
Don't pay bank fees. The banks have no-fee accounts, so ask. If your bank has too many conditions attached to fee free banking, such as the number of free withdrawals, then go to a website such as infochoice.com.au and check out the range of fee-free accounts.
Since government reforms, it's easy to move accounts, regular direct debits and all, between banks.
And restrict your use of ATMs. Take the cash-out option when you do the weekly shop.
Source: The Age