Forgot your PIN/password?
January is the top month for losing or not remembering security codes or passwords. The average adult now has more than twenty passwords plus PIN numbers to remember, with many people opting for the same security code for many different accounts/web sites/services. Security experts say the security PIN number on your credit card should be different to all other PIN and passwords that you have and suggest changing banking passwords regularly when paying bills. Never use your birth date, car registration, children's names or employee number.
Source: The Age