You can take off quicker with the right QFF linked rewards credit card. The best QFF card deals offer plenty of points upfront, a reasonable earn rate for spending combined with great features and reasonable rates and fees. The best QFF linked card for you is the one that matches your own way of spending. If you carry a significant balance on a high-interest credit card, you will not earn enough points to outweigh the costs of your credit card debt. Finding the right card is very important to getting good value from a QFF linked credit card. Breaking News Update: BP purchases may now earn you QFF points – read more at InfoChoice. Top tips for using a Qantas credit card Number One: Pay off your balance each month, otherwise you’ll retain a balance that’ll attract a lot of interest which will effectively undo all the points you’ve earned. Use as many of the perks as you can like free travel insurance, airport lounge passes and discounts on hotels and other travel products. Don’t forget the interest rate, balance transfer rate and the annual fee. These mean the difference between the card being worth it or not. Get to know your QFF points partners like BP, BWS, Woolworths and Caltex, Qantas’ Online Mall, David Jones and Booktopia. Don’t spend for the sake of it, you may have 18 months or more to build up and spend your points balance. Four of the best QFF credit card deals in February 2020 The NAB Qantas Rewards Signature Visa credit card offers 120,000 bonus points if you spend $3,000 within the first 60 days and keep the card for a year. This is one of the biggest frequent flyer points giveaways available and the regular earn rate is 1 point per dollar up to $5,000 per month, then 0.5 points per dollar up to $10,000 per month. The annual fee is $395 ($295 in the first year). See more rates and fees for the NAB Qantas Rewards Signature Visa at InfoChoice. See NAB credit card interest rates and fees information at InfoChoice. The American Express Qantas Ultimate credit card currently offers new cardholders 55,000 bonus points if they spend $3,000 within three months (Ts and Cs apply). You’ll need to have a good credit score and earn at least $65,000 a year to apply. The earn rate is an uncapped 1.25 QFF points per dollar and the annual fee is $450. See more rates and fees for the Qantas American Express Ultimate credit card at InfoChoice. See American Express credit card interest rates and fees information at InfoChoice. The David Jones American Express Card offers three points per dollar on purchases and you can choose between the membership rewards programme or the QFF programme. If you spend more than $750 outside David Jones stores within the first three months, you’ll receive 7,500 QFF as a bonus. The annual fee is $99. See more rates and fees information for the David Jones American Express credit card at InfoChoice. See more American Express credit card interest rates and fees information at InfoChoice. The NAB Qantas Rewards Visa credit card has a current purchase interest rate of 19.99% pa with up to 44 days interest-free and an annual fee of $95. Cardholders can earn 0.5 Qantas Points for every $1 spent on everyday purchases with a $3,000 points cap per statement period. See more rates and fees for the NAB Qantas Rewards Visa at InfoChoice. See NAB credit card interest rates and fees information at InfoChoice. Read more about how to earn QFF points quickly at InfoChoice. You can compare these cards with other frequent flyer and rewards credit cards at InfoChoice. Or you might be interested in credit cards linked to the Virgin Velocity Frequent Flyer program. The products compared in this article are chosen from a range of offers available to us and are not representative of all the products available in the market and influenced by a range of factors including interest rates, product costs and commercial and sponsorship arrangements InfoChoice compares financial products from 145 banks, credit unions and other financial institutions in Australia. InfoChoice does not compare every product in the market. Some institutions may have a commercial partnership with InfoChoice. Rates are provided by partners and taken from financial institutions websites. We believe all information to be accurate on the date published. InfoChoice strives to update and keep information as accurate as possible. The information contained on this web site is general in nature and does not take into account your personal situation. Do not interpret the listing order as an endorsement or recommendation from us. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from a financial adviser. If you or someone you know is in financial stress, contact the National Debt Helpline on 1800 007 007.