How to choose the right credit card for me
There are many types of credit cards on offer. To choose wisely, consumers need to understand their own financial situation and how they use credit.
A low rate card may be more suitable for someone who has a card debt and does not pay off the card each month. A rewards card may be more suitable for someone who spends on their cards but does pay off their debts in full each month.
A card with a low or no annual fee might be better for someone who rarely uses their credit card but likes to keep one around in case of emergencies.
Source: Yahoo7 Finance