Is it worth switching to a whole new bank?
If you are not happy with the service you get from your current bank, it is easy to change to a new bank. Your transaction banking account could be costing you a lot of money in monthly fees, transaction fees, ATM fees and penalty, overdrawn fees. Your new bank or credit union will do the work for you, transfer all your direct debits and credits and there is no need to deal with your old bank.
Check every year that your bank is still meeting your needs. If not, think about switching, which is a lot easier than you might think.