Pre-paid credit cards emerge

Pre-paid debit cards could soon become more common than phone cards. In recent weeks, issuers of MasterCard and Visa have launched a raft of pre-paid cards. Users load the card with their desired credit amount, typically less than $1,000. Infochoice analyst Denis Orrock says the cards fill a void for people who want to shop on the Net but aren't comfortable using their credit card.

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