Some simple hacks for managing your credit cards

Credit cards are great ways to spend money almost anywhere (and perhaps earn rewards points), if you can manage to repay the purchases and not accumulate a debt. A couple of good ideas for managing credit cards are:

1. Take all your credit and debit cards out of your wallet or purse so you can’t be tempted to buy in your lunch hour.

2. Shop around for best card that suits your lifestyle. Choose from low rates, low fees, high points or promotional deal cards.

3. Pay down your debt using a zero-interest balance transfer credit card.

Source: Sydney Morning Herald