Switch accounts and pocket the savings

Aussies are quick to bash banks but far slower to change the way they bank.

Switching bank accounts isn't difficult; it just takes a bit of time. OK, I can hear you groaning and saying “I'm far too busy”. But if it means reducing the amount of fees you're paying then ask yourself, would you prefer to keep that money in your pocket or give it to the bank?

Credit cards are the same, there are lots of nice fat fees associated with these, but there are plenty of no-frills plastic cards where you can escape charges. It's worth doing a bit of homework.

Source: Adelaide Advertiser