There are alternatives to high credit card rates
If you are paying a high interest rate and/or a high annual fee on your credit card, there are alternatives. The big four banks all have low rate credit cards with annual fees of $59 and purchase interest rates of 13.49 per cent (NAB‘s low rate card is 13.99 per cent).
The lowest credit card purchase interest rate currently available is 7.99 per cent from Quay Credit Union’s Visa credit card which has an annual fee of $36 with 55 days interest free.
Source: Herald Sun