Why a car loan is better than a credit card
Sometimes used car buyers can pay for some or all of their purchase with a credit card. This will expose them to a possibly relatively high interest rate. they may also struggle to meet minimum monthly repayments on time which could mean penalty fees.
A car loan usually has a lower rate of interest than a credit card and set repayments. And of course using a car loan for your purchase means you still have your credit card available for day-to-day purchases.