Personal Loan

General Details

Citi Personal Loan Plus

Low variable rate of 8.90% p.a. and comparison rate 9.18% p.a.
No ongoing or early repayment fees, just a one-off establishment fee of $199
Apply in as little as 10 minutes

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
Use for any general purpose including a home improvements, a holiday, furniture, weddings or other special occasions.  
Repayment Type
Principal & Interest  
Min. Loan Amount
$5,000.00  
Max. Loan Amount
$75,000.00  
Min. Loan Term
3 years  
Max. Loan Term
5 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
None  

Fees

Application Fee
$0.00  
-  
-  
-  
$30.00  
 
-  
$0.00  
$0.00  
$0.00  
Establishment fee: One off payment of $199

The advertised Citi Personal Loan Plus rate is for new loans only and is subject to change at any time. Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply.

Your instalment loan will appear as a 'Fixed Payment Option' on your statement. Payment of the Monthly Instalment enables you to pay off the loan within your chosen term of 3, 4 or 5 years.
Interest Rates

Listed Rates

8.90% 
8.90%  
9.18%  
 
 
 
 
 
 
 

Comparison Rates*

9.18% 
 
 
 
 
 
 
 

Citi Personal Loan Plus

>

Low variable rate of 8.90% p.a. and comparison rate 9.18% p.a.
No ongoing or early repayment fees, just a one-off establishment fee of $199
Apply in as little as 10 minutes

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan Use for any general purpose including a home improvements, a holiday, furniture, weddings or other special occasions.
Repayment Type Principal & Interest
Min. Loan Amount $5,000.00
Max. Loan Amount $75,000.00
Min. Loan Term 3
Max. Loan Term 5
Available As Car Loan
Car Type Either New or Used
Security Type None
Application Fee $0.00
Min. Entry Fee -
Max. Entry Fee -
Credit Line Fee -
Arrears Fee $30.00
Arrears Charged
Transaction Fees -
Monthly Service Fee $0.00
Exit Fee $0.00
Early Termination Fee $0.00
Fee Notes Establishment fee: One off payment of $199

The advertised Citi Personal Loan Plus rate is for new loans only and is subject to change at any time. Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply.

Your instalment loan will appear as a 'Fixed Payment Option' on your statement. Payment of the Monthly Instalment enables you to pay off the loan within your chosen term of 3, 4 or 5 years.
Variable 8.90% 
Minimum 8.90% 
Maximum 9.18% 
1 Year Fixed  
2 Year Fixed  
3 Year Fixed  
4 Year Fixed  
5 Year Fixed  
6 Year Fixed  
7 Year Fixed  
Variable Comparison 9.18% 
1 Year Fixed Comparison  
2 Year Fixed Comparison  
3 Year Fixed Comparison  
4 Year Fixed Comparison  
5 Year Fixed Comparison  
6 Year Fixed Comparison  
7 Year Fixed Comparison  

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.