Personal Loan

General Details

NOW Finance No Fee Secured Loan

Loan Details

Loan Type
FullyDrawnAdvance  
Permitted Purposes of Loan
 
Repayment Type
Principal & Interest  
Min. Loan Amount
$15,000.00  
Max. Loan Amount
$100,000.00  
Min. Loan Term
1.5 years  
Max. Loan Term
7 years  
Available As Car Loan
Car Type
Either New or Used
Security Type
Multi  

Fees

Application Fee
$0.00  
-  
-  
-  
$0.00  
 
-  
$0.00  
-  
-  
THINGS YOU SHOULD KNOW: Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees only apply to new loans. If you do not comply with the terms of your loan, we may pass on to you any third-party enforcement or recovery costs incurred by us. Loan repayment terms range between 18 months to 7 years. For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 5.75% p.a. (5.75% p.a. comparison rate*) to 17.45% p.a. (17.45% p.a. comparison rate*). *ABOUT COMPARISON RATES: The Comparison Rate is designed to help you understand the overall cost of the personal loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees so the Comparison Rate will always equal the interest rate quoted.
Interest Rates

Listed Rates

 
5.75%  
17.45%  
 
5.75%  
5.75%  
5.75%  
5.75%  
5.75% 
5.75%  

Comparison Rates*

 
 
5.75% 
5.75% 
5.75% 
5.75% 
5.75% 
5.75%  

NOW Finance No Fee Secured Loan

More Information

Loan Type FullyDrawnAdvance
Permitted Purposes of Loan
Repayment Type Principal & Interest
Min. Loan Amount $15,000.00
Max. Loan Amount $100,000.00
Min. Loan Term 1.5
Max. Loan Term 7
Available As Car Loan
Car Type Either New or Used
Security Type Multi
Application Fee $0.00
Min. Entry Fee -
Max. Entry Fee -
Credit Line Fee -
Arrears Fee $0.00
Arrears Charged
Transaction Fees -
Monthly Service Fee $0.00
Exit Fee -
Early Termination Fee -
Fee Notes THINGS YOU SHOULD KNOW: Applications for finance are subject to NOW Finance’s lending and approval criteria. Terms and conditions may apply. No fees only apply to new loans. If you do not comply with the terms of your loan, we may pass on to you any third-party enforcement or recovery costs incurred by us. Loan repayment terms range between 18 months to 7 years. For secured loans you can borrow between $15,000 to $100,000 with interest rates ranging from 5.75% p.a. (5.75% p.a. comparison rate*) to 17.45% p.a. (17.45% p.a. comparison rate*). *ABOUT COMPARISON RATES: The Comparison Rate is designed to help you understand the overall cost of the personal loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rates for the NOW Finance loans are based on a loan of $30,000 over 5 years. WARNING: The comparison rates given are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOW Finance does not charge any fees so the Comparison Rate will always equal the interest rate quoted.
Variable  
Minimum 5.75% 
Maximum 17.45% 
1 Year Fixed  
2 Year Fixed 5.75%  
3 Year Fixed 5.75%  
4 Year Fixed 5.75%  
5 Year Fixed 5.75%  
6 Year Fixed 5.75% 
7 Year Fixed 5.75%  
Variable Comparison  
1 Year Fixed Comparison  
2 Year Fixed Comparison 5.75% 
3 Year Fixed Comparison 5.75% 
4 Year Fixed Comparison 5.75% 
5 Year Fixed Comparison 5.75% 
6 Year Fixed Comparison 5.75% 
7 Year Fixed Comparison 5.75% 

*The comparison rates in this table are based on a loan of $30,000 and a term of 5 years unless otherwise indicated in the product name with^, in which case, the comparison rate is based on a loan of $10,000 and a term of 3 years. The comparison rates are for unsecured personal loans only for the relevant amounts and terms. The comparison rates for car loans and secured personal loans are for secured loans unless indicated otherwise. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Comparison rates are not calculated for revolving credit products.