Smart Access

Variable Rate

0.00% p.a.

  • Smart Access offers customers unlimited Commonwealth Bank electronic transactions using internet banking, self service phone banking, ATMs and EFTPOS.

Compare 280 other savings accounts

Compare Now
  • No Account
    Keeping Fee
  • Internet
    Banking
  • Counter
    Service
  • Phone
    Banking
  • Atm
  • Required
    Linked Account

Account Details

Account Type
Trans
Min. Opening Amount
$0.00
Min. Balance
$0.00
Monthly Account Fee
$4.00

Interest

Interest Calculation Frequency
Daily
Interest Payment Frequency
Quarterly
Interest Paid In Steps?

ATM & EFTPOS Fees

ATM Withdrawal Fee
$0.00
ATM Balance Fee
$0.00
Daily ATM Withdrawal Limit
$2,000.00
EFTPOS Fee
$0.00
Debit Card Replacement Fee
$0.00

Fee Details

Service Fee Frequency
Monthly
Fee Rebate Available
Balance Required for Fee-Free
$50,000.00
Any customer who meets the following criteria will be exempt from Monthly Account Fees and withdrawal fees (Over the counter and Cheque fee): Relationship Balance of $50,000, Australian War Veteran or aged pension recipient, disabled customers, under 21 years, wealth package customers, full-time and part time tertiary students as well as apprentices. Customers depositing at least $2000 per month (or $1000 per month for customers 21 to 24 years of age) will be exempt from the monthly account fee. The overseas ATM withdrawal fee at a CBA ATM (outside of Australia) and ASB ATM (in New Zealand) is $2 per withdrawal.

Internet & Phone Fees

Phone Transaction Fee
$0.00
Internet Transaction Fee
$0.00
Free Electronic Trans. per Month
Unlimited

Counter & Cheque Fees

Counter Deposit Fee
$0.00
Counter Withdrawal Fee
$2.00
Free Counter Trans. Per Month
0
Cheque Fee
$1.00
Cheque Dishonour Fee
$5.00
Debit Item Dishonour Fee
$5.00

Overseas Access

Overseas ATM Facilities
Cirrus,Maestro,VisaPlus
Overseas ATM Balance Fee
$0.00
Overseas ATM Withdrawal Fee
$5.00
Overseas EFTPOS Fee
$0.00
OS Emergency Card Replacement
$0.00
Foreign Transaction Fee
3.00%

Smart Access

Variable Rate 0.00% p.a.

No Account Keeping Fee
Internet Banking
Counter Service
Phone Banking
Atm
Required Linked Account

Top Features

  • Smart Access offers customers unlimited Commonwealth Bank electronic transactions using internet banking, self service phone banking, ATMs and EFTPOS.

More Information

Account Type Trans
Min. Opening Amount $0.00
Min. Balance $0.00
Monthly Account Fee $4.00
Cheque Deposit
Cheque Withdrawal
Direct Credit
Direct Debit
BPAY
Interest Calculation Frequency Daily
Interest Payment Frequency Quarterly
Interest Paid In Steps?
Phone Transaction Fee $0.00
Internet Transaction Fee $0.00
Free Electronic Trans. per Month Unlimited
ATM Withdrawal Fee $0.00
ATM Balance Fee $0.00
Daily ATM Withdrawal Limit $2,000.00
EFTPOS Fee $0.00
Debit Card Replacement Fee $0.00
Debit Item Dishonour Fee
Counter Deposit Fee $0.00
Counter Withdrawal Fee $2.00
Free Counter Trans. Per Month 0
Cheque Fee $1.00
Cheque Dishonour Fee $5.00
Debit Item Dishonour Fee $5.00
Service Fee Frequency Monthly
Fee Rebate Available
Balance Required for Fee-Fre $50,000.00
Any customer who meets the following criteria will be exempt from Monthly Account Fees and withdrawal fees (Over the counter and Cheque fee): Relationship Balance of $50,000, Australian War Veteran or aged pension recipient, disabled customers, under 21 years, wealth package customers, full-time and part time tertiary students as well as apprentices. Customers depositing at least $2000 per month (or $1000 per month for customers 21 to 24 years of age) will be exempt from the monthly account fee. The overseas ATM withdrawal fee at a CBA ATM (outside of Australia) and ASB ATM (in New Zealand) is $2 per withdrawal.
Overseas ATM Facilities Cirrus,Maestro,VisaPlus
Overseas ATM Balance Fee $0.00
Overseas ATM Withdrawal Fee $5.00
Overseas EFTPOS Fee $0.00
OS Emergency Card Replacement $0.00
Foreign Transaction Fee 3.00%