BankSA Vertigo Visa (0% p.a. for 18 months on balance transfers requested at card application. No balance transfer fee applies. Rate then switches to applicable variable cash advance rate currently 21.49%p.a.)

Purchase Rate

13.99 %
p.a.
Cash Advance Rate
21.49% p.a.
Interest Free
Up to 55 days
Annual Fee
$55.00
Balance Transfer Rate
0% p.a.
for first 18 months
  • Special offer - 0% p.a. for 18 months on balance transfers, requested at card application. No balance transfer fee applies.^
  • New cards only, conditions apply.
  • Offer ends 12 October 20120.
  • Up to 55 days interest free on purchases when you pay the closing balance of your statement in full by the due date.
  • An additional cardholder at no extra cost.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance
Terms & Conditions
Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it\'s right for you. If you need help, call 13 33 30. ^The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, No Annual Fee, Amplify Signature or Amplify Platinum credit card between 3rd October 2019 and 12th February 2020, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% will apply to balance(s) transferred to a new No Annual Fee credit card and will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to Vertigo, Amplify Signature or Amplify Platinum credit cards. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days on purchases do not apply to credit cards with balance transfers. You will be charged the applicable purchase rate on any spend that you make whilst you have an outstanding balance transfer. © 2019 St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

BankSA Vertigo Visa (0% p.a. for 18 months on balance transfers requested at card application. No balance transfer fee applies. Rate then switches to applicable variable cash advance rate currently 21.49%p.a.)

Purchase Rate 13.99 % p.a.
Cash Advance Rate 21.49% p.a.
Interest Free Up to 55 days
Annual Fee $55.00
Balance Transfer Rate 0 % p.a. for first 18 months

Top Features

  • Special offer - 0% p.a. for 18 months on balance transfers, requested at card application. No balance transfer fee applies.^
  • New cards only, conditions apply.
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Annual Fee $55.00
Minimum Repayment Greater of 2% or $10.00
Annual Fee First Year $55.00
Interest Charged From PurchaseDate
Rewards Joining Fee -
Late Payment Fee $15.00
Supplementary Card Fee $0.00
Duplicate Statement Fee $7.50
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $10.50
Overseas ATM Withdrawal Fee $2.50
Over Limit Fee $15.00
Overseas Emergency Card Replacement Fee $52.50
Terms & Conditions

Please read these documents and keep a copy. You can request a paper copy at a branch. The advice on our website is prepared without knowing your personal financial circumstances. Before you act on this or any advice, please consider if it\'s right for you. If you need help, call 13 33 30. ^The promotional balance transfer rate is available when you apply and are approved for a new Vertigo, No Annual Fee, Amplify Signature or Amplify Platinum credit card between 3rd October 2019 and 12th February 2020, and request at card application to transfer balance(s) from up to 3 non-St.George, Bank of Melbourne and BankSA Australian issued credit, charge or store cards. The rate will apply to balance(s) transferred (min $200 up to 80% of your approved available credit limit) for the promotional period, unless the amount is paid off earlier. Card activation will trigger the processing of the balance transfer. A balance transfer fee of 1% will apply to balance(s) transferred to a new No Annual Fee credit card and will be charged to the card account on the same day the balance(s) are debited to the account. No balance transfer fees apply to Vertigo, Amplify Signature or Amplify Platinum credit cards. At the end of the promotional period, the applicable variable cash advance rate will apply to any outstanding transferred balance(s). We will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days on purchases do not apply to credit cards with balance transfers. You will be charged the applicable purchase rate on any spend that you make whilst you have an outstanding balance transfer. © 2019 St.George Bank – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.