Bankwest Breeze Platinum MasterCard (0% p.a. for 26 months on balance transfers. 2% BT fee applies + 50% off the annual fee in the first year)

Purchase Rate

12.99 %
p.a.
Cash Advance Rate
21.99% p.a.
Interest Free
Up to 55 days
Annual Fee
$99.00
Balance Transfer Rate
0% p.a.
for first 26 months
  • 0% p.a. for 26 months on balance transfers - 2% BT fee applies. Introductory offer only available on balance transfers from existing non-Bankwest cards.
  • Discounted annual fee of $49 for the first year (ongoing annual fee of $99 p.a.).
  • Limited time, new customers only.
  • Enjoy complimentary overseas travel insurance ongoing.
  • Plus, no foreign transaction fees on online or overseas purchases.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Visit the issuer's website for additional information.

Terms & Conditions
Introductory balance transfer rate and discounted first year annual fee of $49 is available to new Breeze Platinum Mastercard customers who apply from 13 December 2019 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards. Annual fee is discounted for the first year and the regular amount will be payable in subsequent years on the anniversary date of card opening. Introductory balance transfer rate applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards balances can be transferred to a Bankwest credit card. Rates are subject to change and exclude cash advances (rate 21.99% applies). One Bankwest Breeze Mastercard per customer. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. No foreign transaction fees apply for Platinum customers. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or financial institution or entity processing the transaction is located overseas. Other fees and charges may apply, including when using overseas ATMs. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See Bankwest’s Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) for details. A cash advance fee will apply to any withdrawals made through an ATM overseas or in Australia. A withdrawal fee of $4 applies if after the transaction, your Credit Card Account has a credit (positive) balance. If before the transaction, your Credit Card Account has a debit (negative) balance, the greater of $4 or 2% of the transaction amount will apply and if before the transaction, your card account has a credit (positive) balance, but the final balance after the transaction is in debit (negative), the greater of 4% or 2% if the amount in debit. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Bankwest Breeze Platinum MasterCard (0% p.a. for 26 months on balance transfers. 2% BT fee applies + 50% off the annual fee in the first year)

Purchase Rate 12.99 % p.a.
Cash Advance Rate 21.99% p.a.
Interest Free Up to 55 days
Annual Fee $99.00
Balance Transfer Rate 0 % p.a. for first 26 months

Top Features

  • 0% p.a. for 26 months on balance transfers - 2% BT fee applies. Introductory offer only available on balance transfers from existing non-Bankwest cards.
  • Discounted annual fee of $49 for the first year (ongoing annual fee of $99 p.a.).
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Annual Fee $99.00
Minimum Repayment Greater of 2% or $20.00
Annual Fee First Year $49.00
Interest Charged From PurchaseDate
Rewards Joining Fee -
Late Payment Fee $25.00
Supplementary Card Fee $0.00
Duplicate Statement Fee $0.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee $10.00
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $10.00
Overseas Emergency Card Replacement Fee $0.00
Terms & Conditions

Introductory balance transfer rate and discounted first year annual fee of $49 is available to new Breeze Platinum Mastercard customers who apply from 13 December 2019 until the promotion ends, and are approved. Excludes product transfers from existing Bankwest credit cards. Annual fee is discounted for the first year and the regular amount will be payable in subsequent years on the anniversary date of card opening. Introductory balance transfer rate applies from the date the card is opened, regardless of when any balance transfer is processed by Bankwest. After the intro period, the interest rate on any outstanding transferred balance will be charged at the ongoing rate for balance transfers as outlined in your credit card schedule. Minimum balance transfer amount $500. A request will only be processed up to 95% of your approved credit limit. Only non-Bankwest-branded credit cards balances can be transferred to a Bankwest credit card. Rates are subject to change and exclude cash advances (rate 21.99% applies). One Bankwest Breeze Mastercard per customer. You qualify for interest free days on purchases if you pay the closing balance owing (excluding any balance transfer amount) on your current statement in full by the due date. No foreign transaction fees apply for Platinum customers. Foreign transactions are transactions occurring outside of Australia whether in foreign currency or Australian dollars including if you are in Australia (for example, online) where the merchant or financial institution or entity processing the transaction is located overseas. Other fees and charges may apply, including when using overseas ATMs. Complimentary overseas travel insurance provides base cover only and limitations, exclusions and eligibility criteria apply. See Bankwest’s Credit Card Insurance Product Disclosure Statement and Information Booklet (PDF) for details. A cash advance fee will apply to any withdrawals made through an ATM overseas or in Australia. A withdrawal fee of $4 applies if after the transaction, your Credit Card Account has a credit (positive) balance. If before the transaction, your Credit Card Account has a debit (negative) balance, the greater of $4 or 2% of the transaction amount will apply and if before the transaction, your card account has a credit (positive) balance, but the final balance after the transaction is in debit (negative), the greater of 4% or 2% if the amount in debit. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design and Tap & go are trademarks of Mastercard International Incorporated.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.