Commonwealth Bank Low Fee Gold Credit Card

Purchase Rate

19.74 %
p.a.
Cash Advance Rate
21.24% p.a.
Interest Free
Up to 55 days
Annual Fee
$89.00
Balance Transfer Rate
5.99% p.a.
for first 5 months
  • Enjoy $0 annual fee for the first year and for each subsequent year where you spend $1,000 or more in the previous year**.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance
Terms & Conditions
**CommBank waive your annual fee for the first year, then continue to waive your annual fee each subsequent year as long as you spend at least $1,000 in the previous year on your Low Fee card, or at least $10,000 on your Low Fee Gold credit card (on purchases and cash advances only). To access the lock, block and limit features on the CommBank app, you need to have Android 2.3+ operating system and above or iOS 5.0+ operating system. Not available on Windows Phones. Excludes transactions flagged as recurring (e.g. direct debits) and transactions not sent to us for authorisation. Other Terms and Conditions apply. Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Commonwealth Bank Low Fee Gold Credit Card

Purchase Rate 19.74 % p.a.
Cash Advance Rate 21.24% p.a.
Interest Free Up to 55 days
Annual Fee $89.00
Balance Transfer Rate 5.99 % p.a. for first 5 months

Top Features

  • Enjoy $0 annual fee for the first year and for each subsequent year where you spend $1,000 or more in the previous year**.

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Annual Fee $89.00
Minimum Repayment Greater of 2% or $25.00
Annual Fee First Year $0.00
Interest Charged From PurchaseDate
Rewards Joining Fee -
Late Payment Fee $20.00
Supplementary Card Fee $0.00
Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $1.25
Transaction Verification Fee $0.00
Overseas ATM Withdrawal Fee $4.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $20.00
Terms & Conditions

**CommBank waive your annual fee for the first year, then continue to waive your annual fee each subsequent year as long as you spend at least $1,000 in the previous year on your Low Fee card, or at least $10,000 on your Low Fee Gold credit card (on purchases and cash advances only). To access the lock, block and limit features on the CommBank app, you need to have Android 2.3+ operating system and above or iOS 5.0+ operating system. Not available on Windows Phones. Excludes transactions flagged as recurring (e.g. direct debits) and transactions not sent to us for authorisation. Other Terms and Conditions apply. Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.