Commonwealth Business Credit Card - Low Rate

Purchase Rate

14.55 %
p.a.
Cash Advance Rate
14.55% p.a.
Interest Free
Up to 0 days
Annual Fee
$0.00
Balance Transfer Rate
5.99% p.a.
for first 5 months
  • Pay a low 5.99% p.a. in interest for the first 5 months on the balance you bring across, cash advance rate thereafter.
  • Low, competitive interest rate with no annual fee and no interest-free period.
  • Max 2 cards
  • Complimentary transit accident insurance
  • Paypass enabled

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance
Terms & Conditions
1. Excludes some manual transactions and some contactless payments. 2. At the end of the balance transfer period, the interest rate on any outstanding transferred balances converts to the cash advance rate current at that time. Other fees and charges may be payable. 3. Charge applies to cash advances through a terminal of any financial institution in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. 4. Charge applies to cash advances at Commonwealth Bank branches. 5. Fee applies to cash advance transactions made at other financial institutions within Australia. 6. Charge applies to cash advances by way of funds transfer through NetBank, PhoneBank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 13 2221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan. 7. Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions or traveller’s cheques. 8. A maximum charge of $150.00 (or a flat fee of $2.50 applies if your closing balance on previous business day was in credit). Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Commonwealth Business Credit Card - Low Rate

Purchase Rate 14.55 % p.a.
Cash Advance Rate 14.55% p.a.
Interest Free Up to 0 days
Annual Fee $0.00
Balance Transfer Rate 5.99 % p.a. for first 5 months

Top Features

  • Pay a low 5.99% p.a. in interest for the first 5 months on the balance you bring across, cash advance rate thereafter.
  • Low, competitive interest rate with no annual fee and no interest-free period.
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Annual Fee $0.00
Minimum Repayment Greater of 2.5% or $75.00
Annual Fee First Year $0.00
Interest Charged From PurchaseDate
Rewards Joining Fee -
Late Payment Fee $20.00
Supplementary Card Fee $0.00
Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $1.25
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $4.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee $20.00
Terms & Conditions

1. Excludes some manual transactions and some contactless payments. 2. At the end of the balance transfer period, the interest rate on any outstanding transferred balances converts to the cash advance rate current at that time. Other fees and charges may be payable. 3. Charge applies to cash advances through a terminal of any financial institution in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam. 4. Charge applies to cash advances at Commonwealth Bank branches. 5. Fee applies to cash advance transactions made at other financial institutions within Australia. 6. Charge applies to cash advances by way of funds transfer through NetBank, PhoneBank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 13 2221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan. 7. Charge applies to purchases of cash equivalent items or cash substitutes including gambling transactions or traveller’s cheques. 8. A maximum charge of $150.00 (or a flat fee of $2.50 applies if your closing balance on previous business day was in credit). Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions are included in our Letter of Offer. Bank fees and charges may apply. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider its appropriateness to your circumstances. You can also download our Financial Services Guide (FSG) (PDF 59kb).

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.