David Jones American Express Card

Purchase Rate

20.74 %
p.a.
Cash Advance Rate
0% p.a.
Interest Free
Up to 44 days
Annual Fee
$99.00
  • Receive 15,000 Membership Reward Points or 7,500 Qantas Points when you are approved and spend $750 at locations excluding David Jones on your new card within the first three months. Available to new David Jones American Express Card Members only.
  • Earn 3 Reward Points per dollar spent at major supermarkets and petrol stations, 2 Reward Points per dollar spend at David Jones and 1 Reward Point per dollar spend everywhere else.
  • Choose either Membership Rewards or Qantas Frequent Flyer as your rewards program
  • Access a great range of exclusive, complimentary instore benefits at David Jones
  • Supplementary Card fee $29 p.a. No annual fee for the first year for new Supplementary Card holders.
  • Eligible for use with Android Pay, Apple Pay and Samsung Pay

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • David Jones American Express Membership Rewards:
  • Earn 3 points for every dollar you spend at major supermarkets and petrol stations.
  • Earn 2 points for every dollar you spend instore at David Jones.
  • Earn 1 point for every dollar you spend everywhere else.
  • No points capping or expiry.
  • Indulge in a little retail therapy, thanks to our online rewards store. Or take off on a well-deserved break.
  • Qantas Frequent Flyer:
  • Qantas Frequent Flyers can redeem their Qantas Frequent Flyer points for Award flights with Qantas or its 30+ airline partners and their affiliates, or merchandise and gift cards through the online Qantas Frequent Flyer store.
  • 1 Reward point = 0.75 Qantas Frequent Flyer points.
Rewards Points per Dollar 1 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4,500.00 Frequent Flyer Ratio 0.75
Spend at Loyalty Partner for $100 Gift Card* 6750 SPEND FOR SYD/MEL RETURN* $15,000.00
Lifetime of Points  
Rewards Program Partners David Jones, Velocity, KrisFlyer, Virgin Atlantic, Air NZ, Malaysia Airlines, Thai Airways, Cathay Pacific, Travelscene American Express, Harvey World Travel, Webjet.com.au, Hilton HHonors, Starwood Preferred Guest, Priority Club, Jumeirah Hotels and Resorts + more
Rewards Bonus Points Partners
Domestic Airlines 1 Reward Point = 0.75 Qantas Frequent Flyer points
International Airlines
Conditions
Terms & Conditions
Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company. Subject to American Express income and credit approval criteria. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information is correct as of 31 January 2019 and is subject to change. You must be aged 18 years or over to apply. For full Terms and Conditions please see David Jones Storecard and David Jones American Express Card Member Agreement. An Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa. Bonus & Eligibility. This offer is available to new David Jones American Express Platinum Card Members and new David Jones American Express Card Members who apply, are approved and spend $750 on the Card outside David Jones within the first 3 months of becoming a David Jones American Express Platinum Card Member or a David Jones American Express Card Member. If you opt in to Membership Rewards, you are eligible to receive 30,000 Rewards points with a David Jones American Express Platinum Card or 15,000 Rewards points with a David Jones American Express Card. If you opt in to Qantas Frequent Flyer, you are eligible to receive 15,000 Qantas Points with a David Jones American Express Platinum Card or 7,500 Qantas Points with a David Jones American Express Card. Reward Points are earned and converted to your chosen rewards program in accordance with and subject to the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions available at davidjones.com/rewardpoints. Please allow 8 to 10 weeks after you have made the eligible spend for the points to be credited to your account. Customers applying for the David Jones American Express Platinum Staff Card or the David Jones American Express Staff Card or Card Members who currently hold or who have previously held any other David Jones Credit Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer.​ Interest Rate. This interest rate does not apply for Cash Advances and associated fees. Interest Free Period. You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued. Reward Points. Reward Points are governed by the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions and exclusions apply. For full Terms and Conditions go to davidjones.com/rewardpoints Participating retailers in Australia include the following merchants who have been classified as “major supermarkets”: Bi-Lo, Coles, Fishers, Food For Less, Fresh Provisions, Harris Farm Markets, IGA, Macro Wholefoods, Safeway, Supabarn, Thomas Dux and Woolworths. Participating retailers in Australia include the following merchants who have been classified as “major petrol stations”: Ampol, BP, Caltex Woolworths, Gull, Metro, Mobil, Peak, Safeway Petrol, Shell, United, Woolworths Petrol and 7 Eleven. Exceptions may apply if individual retailers do not accept American Express as a form of payment. Reward Points are earned for every one Australian dollar spent on goods and services. Subject to your account being kept in good standing and not overdue. Complimentary Delivery. Receive complimentary standard delivery to any address within the same country as the store in which your goods were purchased or within Australia when you purchase online at davidjones.com.au using a David Jones American Express Card or the David Jones Storecard. Excludes gift cards, hampers and fresh food, Wine Club, Gift Registry and large items. Rewards Points. Subject to the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions available at davidjones.com/rewardpoints. The redemption of points is subject to your account being kept in good standing and not overdue. Qantas Frequent Flyer. Reward Points are earned and converted to Qantas Points in accordance with the David Jones Storecard and David Jones American Express Card Reward Points Terms and Conditions available at davidjones.com/rewardpoints and exclusions apply. For the David Jones American Express Card, 1 Reward Point = 0.5 Qantas Points. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points, which are subject to the Qantas Frequent Flyer program Terms and Conditions available at qantas.com/terms. Complimentary Gift-Wrapping. Available whenever you use a David Jones American Express Card or the David Jones Storecard instore or online at davidjones.com.au Exclusive Fashion Events. To receive exclusive invitations you must be opted in to receive marketing communications and continue to spend on your Card. Subject to availability. Interest Free Instalments. Interest Free instalment credit options are available on homewares, furniture, bedding and electricals to approved customers on a David Jones American Express Card or the David Jones Storecard only. Repayable in either 12, 18, 24, 36 or 48 equal monthly instalments depending on the plan. Minimum purchase $500, in one transaction. Fees and charges apply. Each new interest free instalment credit option incurs a $35 establishment fee and a $2.95 monthly account keeping fee. Only available in Australian stores. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions. Fashion Pay Later Option. Fashion Pay Later Option is a deferred payment promotion available for purchases made instore on a David Jones American Express Card or the David Jones Storecard. This promotion is available on all purchases of women’s and men’s apparel, shoes and fashion accessories with a single transaction value of $250 or more. The deferred payment period is 3 months. Only available in Australia. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions Christmas Deferred Payment Option. The Christmas Deferred Payment Option is a deferred payment promotion available for purchases made at David Jones on a David Jones American Express Card or the David Jones Storecard between 1 November and 24 December. The deferred payment period expires 31 January in the following year. Only available in Australia. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions. Insurance. The David Jones American Express Card insurance is subject to terms, conditions and exclusions (such as cover limits) - see the full terms and conditions available here. You must use your David Jones American Express Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs. Fraud Protection Guarantee. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be liable for any unauthorised charges. Emergency Card Replacement. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges. Shop With Points. Subject to the David Jones Storecard and David Jones American Express Rewards Points Terms and Conditions available at davidjones.com/rewardpoints. The amount of Rewards points required to purchase the item(s) is subject to change at any time. Minimum redemption rates apply. Only American Express Cards issued by American Express Australia Limited are eligible provided they are enrolled in the Membership Rewards program. The David Jones Storecard, Card Members enrolled in the Qantas Frequent Flyer program, Qantas American Express Cards, Velocity American Express Cards and Additional Card holders are not eligible for Shop with Points transactions. The Primary Card must be used to complete the purchase. Gift Cards. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit. Normal retailer gift card or voucher conditions apply, refer to the gift card or retailer website for details. Partner Programs. To transfer Rewards points for points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Points for Credit. Rewards points may be redeemed by the Primary Card Member for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Card Member’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not redeemable for cash via Credit balance refund. Classic Flight Rewards. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Reward Seats available. Taxes, fees and carrier charges are payable in addition to the Qantas Points required. For more information, visit qantas.com/classicflightrewards. Qantas Store. The redemption of Qantas Points for Rewards is subject to the Qantas Frequent Flyer Terms and Conditions, the Qantas Store Terms of Use, voucher Terms and Conditions (including expiry rules) if relevant and any other terms and conditions disclosed at the time of redemption. Visit qantasstore.com.au for details. Additional Cards. Additional Card Members must be 18 years of age or over. Additional Card Members were previously referred to as “Supplementary Card Members”. The basic Card Member will be liable to pay for all transactions made by Additional Card Members. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

David Jones American Express Card

Purchase Rate 20.74 % p.a.
Cash Advance Rate 0% p.a.
Interest Free Up to 44 days
Annual Fee $99.00

Top Features

  • Receive 15,000 Membership Reward Points or 7,500 Qantas Points when you are approved and spend $750 at locations excluding David Jones on your new card within the first three months. Available to new David Jones American Express Card Members only.
  • Earn 3 Reward Points per dollar spent at major supermarkets and petrol stations, 2 Reward Points per dollar spend at David Jones and 1 Reward Point per dollar spend everywhere else.
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Rewards Points per Dollar 1
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $4,500.00
Frequent Flyer Ratio 0.75
Spend at Loyalty Partner for $100 Gift Card* 6750
SPEND FOR SYD/MEL RETURN* $15,000.00
Lifetime of Points  
Rewards Program Partners David Jones, Velocity, KrisFlyer, Virgin Atlantic, Air NZ, Malaysia Airlines, Thai Airways, Cathay Pacific, Travelscene American Express, Harvey World Travel, Webjet.com.au, Hilton HHonors, Starwood Preferred Guest, Priority Club, Jumeirah Hotels and Resorts + more
Rewards Bonus Points Partners
Domestic Airlines 1 Reward Point = 0.75 Qantas Frequent Flyer points
International Airlines
Conditions
Annual Fee $99.00
Minimum Repayment Greater of 2.5% or $30.00
Annual Fee First Year $99.00
Interest Charged From PurchaseDate
Rewards Joining Fee $0.00
Late Payment Fee $30.00
Supplementary Card Fee $0.00
Duplicate Statement Fee $10.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $0.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions

Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085). Australian Credit Licence No. 291313. ® Registered Trademark of American Express Company. Subject to American Express income and credit approval criteria. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information is correct as of 31 January 2019 and is subject to change. You must be aged 18 years or over to apply. For full Terms and Conditions please see David Jones Storecard and David Jones American Express Card Member Agreement. An Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa. Bonus & Eligibility. This offer is available to new David Jones American Express Platinum Card Members and new David Jones American Express Card Members who apply, are approved and spend $750 on the Card outside David Jones within the first 3 months of becoming a David Jones American Express Platinum Card Member or a David Jones American Express Card Member. If you opt in to Membership Rewards, you are eligible to receive 30,000 Rewards points with a David Jones American Express Platinum Card or 15,000 Rewards points with a David Jones American Express Card. If you opt in to Qantas Frequent Flyer, you are eligible to receive 15,000 Qantas Points with a David Jones American Express Platinum Card or 7,500 Qantas Points with a David Jones American Express Card. Reward Points are earned and converted to your chosen rewards program in accordance with and subject to the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions available at davidjones.com/rewardpoints. Please allow 8 to 10 weeks after you have made the eligible spend for the points to be credited to your account. Customers applying for the David Jones American Express Platinum Staff Card or the David Jones American Express Staff Card or Card Members who currently hold or who have previously held any other David Jones Credit Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer.​ Interest Rate. This interest rate does not apply for Cash Advances and associated fees. Interest Free Period. You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued. Reward Points. Reward Points are governed by the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions and exclusions apply. For full Terms and Conditions go to davidjones.com/rewardpoints Participating retailers in Australia include the following merchants who have been classified as “major supermarkets”: Bi-Lo, Coles, Fishers, Food For Less, Fresh Provisions, Harris Farm Markets, IGA, Macro Wholefoods, Safeway, Supabarn, Thomas Dux and Woolworths. Participating retailers in Australia include the following merchants who have been classified as “major petrol stations”: Ampol, BP, Caltex Woolworths, Gull, Metro, Mobil, Peak, Safeway Petrol, Shell, United, Woolworths Petrol and 7 Eleven. Exceptions may apply if individual retailers do not accept American Express as a form of payment. Reward Points are earned for every one Australian dollar spent on goods and services. Subject to your account being kept in good standing and not overdue. Complimentary Delivery. Receive complimentary standard delivery to any address within the same country as the store in which your goods were purchased or within Australia when you purchase online at davidjones.com.au using a David Jones American Express Card or the David Jones Storecard. Excludes gift cards, hampers and fresh food, Wine Club, Gift Registry and large items. Rewards Points. Subject to the David Jones Storecard and David Jones American Express Reward Points Terms and Conditions available at davidjones.com/rewardpoints. The redemption of points is subject to your account being kept in good standing and not overdue. Qantas Frequent Flyer. Reward Points are earned and converted to Qantas Points in accordance with the David Jones Storecard and David Jones American Express Card Reward Points Terms and Conditions available at davidjones.com/rewardpoints and exclusions apply. For the David Jones American Express Card, 1 Reward Point = 0.5 Qantas Points. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points, which are subject to the Qantas Frequent Flyer program Terms and Conditions available at qantas.com/terms. Complimentary Gift-Wrapping. Available whenever you use a David Jones American Express Card or the David Jones Storecard instore or online at davidjones.com.au Exclusive Fashion Events. To receive exclusive invitations you must be opted in to receive marketing communications and continue to spend on your Card. Subject to availability. Interest Free Instalments. Interest Free instalment credit options are available on homewares, furniture, bedding and electricals to approved customers on a David Jones American Express Card or the David Jones Storecard only. Repayable in either 12, 18, 24, 36 or 48 equal monthly instalments depending on the plan. Minimum purchase $500, in one transaction. Fees and charges apply. Each new interest free instalment credit option incurs a $35 establishment fee and a $2.95 monthly account keeping fee. Only available in Australian stores. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions. Fashion Pay Later Option. Fashion Pay Later Option is a deferred payment promotion available for purchases made instore on a David Jones American Express Card or the David Jones Storecard. This promotion is available on all purchases of women’s and men’s apparel, shoes and fashion accessories with a single transaction value of $250 or more. The deferred payment period is 3 months. Only available in Australia. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions Christmas Deferred Payment Option. The Christmas Deferred Payment Option is a deferred payment promotion available for purchases made at David Jones on a David Jones American Express Card or the David Jones Storecard between 1 November and 24 December. The deferred payment period expires 31 January in the following year. Only available in Australia. Refer to the David Jones Storecard and David Jones American Express Card Member Agreement for full Terms and Conditions. Insurance. The David Jones American Express Card insurance is subject to terms, conditions and exclusions (such as cover limits) - see the full terms and conditions available here. You must use your David Jones American Express Card to pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs. Fraud Protection Guarantee. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Member Agreement, you will not be liable for any unauthorised charges. Emergency Card Replacement. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges. Shop With Points. Subject to the David Jones Storecard and David Jones American Express Rewards Points Terms and Conditions available at davidjones.com/rewardpoints. The amount of Rewards points required to purchase the item(s) is subject to change at any time. Minimum redemption rates apply. Only American Express Cards issued by American Express Australia Limited are eligible provided they are enrolled in the Membership Rewards program. The David Jones Storecard, Card Members enrolled in the Qantas Frequent Flyer program, Qantas American Express Cards, Velocity American Express Cards and Additional Card holders are not eligible for Shop with Points transactions. The Primary Card must be used to complete the purchase. Gift Cards. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit. Normal retailer gift card or voucher conditions apply, refer to the gift card or retailer website for details. Partner Programs. To transfer Rewards points for points into an airline rewards or frequent guest partner program you must be a member of the partner program. Membership of the partner program is the Card Member’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply. Points for Credit. Rewards points may be redeemed by the Primary Card Member for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Card Member’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not redeemable for cash via Credit balance refund. Classic Flight Rewards. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Reward Seats available. Taxes, fees and carrier charges are payable in addition to the Qantas Points required. For more information, visit qantas.com/classicflightrewards. Qantas Store. The redemption of Qantas Points for Rewards is subject to the Qantas Frequent Flyer Terms and Conditions, the Qantas Store Terms of Use, voucher Terms and Conditions (including expiry rules) if relevant and any other terms and conditions disclosed at the time of redemption. Visit qantasstore.com.au for details. Additional Cards. Additional Card Members must be 18 years of age or over. Additional Card Members were previously referred to as “Supplementary Card Members”. The basic Card Member will be liable to pay for all transactions made by Additional Card Members. Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Samsung, Samsung Pay, Galaxy S (and other device names) and Samsung Knox are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary. Samsung Pay is available on select Samsung devices. Google Pay and the Google Logo are trademarks of Google LLC.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.