Heritage Visa Classic

Purchase Rate

17.49 %
p.a.
Cash Advance Rate
19.49% p.a.
Interest Free
Up to 55 days
Annual Fee
$55.00

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Every whole $1,300 spent per calendar month receives 1 Credit for that month.
Rewards Points per DollarLinked to Frequent Flyer
Spend to Redeem $100 Gift Card*-Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*SPEND FOR SYD/MEL RETURN*-
Lifetime of Points36 months 
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Heritage Visa Classic

Purchase Rate 17.49 % p.a.
Cash Advance Rate 19.49% p.a.
Interest Free Up to 55 days
Annual Fee$55.00

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Rewards Points per Dollar
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card*-
Frequent Flyer Ratio
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN*-
Lifetime of Points36 months  
Rewards Program Partners
Rewards Bonus Points Partners
Domestic Airlines
International Airlines
Conditions
Annual Fee$55.00
Minimum RepaymentGreater of 3% or $30.00
Annual Fee First Year$55.00
Interest Charged FromPurchaseDate
Rewards Joining Fee $0.00
Late Payment Fee$20.00
Supplementary Card Fee$0.00
Duplicate Statement Fee $7.50
Overseas ATM Balance Fee $5.00
Transaction Verification Fee$0.00
Overseas ATM Withdrawal Fee $2.50
Over Limit Fee$0.00
Overseas Emergency Card Replacement Fee $200.00

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.