NAB Qantas Rewards Signature (Earn 120,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card. Min $3,000 spend in first 60 days*. Plus, enjoy a reduced annual fee for the first year~)

Purchase Rate

19.99 %
p.a.
Cash Advance Rate
21.74% p.a.
Interest Free
Up to 44 days
Annual Fee
$395.00
Balance Transfer Rate
0% p.a.
for first 6 months
  • Earn 120,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you keep your card open for over 12 months.* Minimum spend $3,000 on everyday purchases within 60 days of account opening.
  • Reduced annual fee of $295 for the first year, reverts to $395.~
  • Standard Balance Transfer Rate: 0% p.a. for 6 months. 2% BT Fee applies. BT reverts to Cash Advance Rate. Minimum monthly repayments required.
  • Apply by NAB may vary or end this offer at any time.
  • Access to seven complimentary insurances including Overseas Travel Insurance when you make an eligible purchase.
  • Additional cardholder at no extra cost.
  • Up to 44 days interest free on purchases.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • 1 Qantas Point per $1 spent up to $5,000 and then 0.5 Qantas Points per $1 spent between $5,001 and $20,000.
Rewards Points per Dollar0.5Linked to Frequent Flyer
Spend to Redeem $100 Gift Card*-Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card*SPEND FOR SYD/MEL RETURN*-
Lifetime of Points 
Rewards Program PartnersQantas frequent Flyer
Rewards Bonus Points Partners
Domestic AirlinesQantas Frequent Flyer
International Airlines
Conditions

Visit the issuer's website for additional information.

Terms & Conditions
*Offer commences 16 August 2019. To be eligible for the 120,000 bonus points offer, you must apply for a new NAB Rewards Signature Card before the offer is withdrawn, be approved, and spend $3,000 on everyday purchases within 60 days of opening your account. Points will be awarded on a tiered basis - 90,000 bonus points when you spend $3,000 on everyday purchases in the first 60 days (credited to your points balance within 3 months of meeting the spend criteria) and 30,000 bonus points after 12 months (credited to your points balance within the 13th month). Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. NAB may vary or end this offer. This bonus points offer is not available to existing customers who have received or are entitled to receive NAB Rewards Bonus Points for a new personal NAB Rewards credit card in the twelve months prior to the opening of a NAB Rewards Signature Card, NAB Rewards Platinum Card or NAB Rewards Classic Card account. 1. Interest free days on purchases applies if you pay your account in full by the due date each month. You won’t receive interest free days on purchases if you have a balance transfer. 2. Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points. 3. Standard Balance Transfer Rate - After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74% p.a. as at 16 August 2019). The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest rates are subject to change and available at nab.com.au. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. Not available in conjunction with the Balance Transfer Special offer. 4. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 2227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet and NAB Purchase Protection Insurance Policy Information Booklet which may be amended from time to time. NAB does not guarantee this insurance. 5. This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Service, call 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge terms and conditions (PDF, 234KB) for full details. Credit card terms and conditions available here. Fees and charges are payable. Approval and credit limit are subject to NAB\'s credit assessment criteria. Information, including interest rates and fees are subject to change. NAB Rewards Terms and Conditions apply. Correct as at 16 August 2019. ©2019 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

NAB Qantas Rewards Signature (Earn 120,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card. Min $3,000 spend in first 60 days*. Plus, enjoy a reduced annual fee for the first year~)

Purchase Rate 19.99 % p.a.
Cash Advance Rate 21.74% p.a.
Interest Free Up to 44 days
Annual Fee$395.00
Balance Transfer Rate 0 % p.a. for first 6 months

Top Features

  • Earn 120,000 bonus Qantas Points on a new NAB Qantas Rewards Signature Card when you keep your card open for over 12 months.* Minimum spend $3,000 on everyday purchases within 60 days of account opening.
  • Reduced annual fee of $295 for the first year, reverts to $395.~
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Rewards Points per Dollar0.5
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card*-
Frequent Flyer Ratio 1
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN*-
Lifetime of Points  
Rewards Program PartnersQantas frequent Flyer
Rewards Bonus Points Partners
Domestic AirlinesQantas Frequent Flyer
International Airlines
Conditions
Annual Fee$395.00
Minimum RepaymentGreater of 2% or $25.00
Annual Fee First Year$295.00
Interest Charged FromPurchaseDate
Rewards Joining Fee -
Late Payment Fee$15.00
Supplementary Card Fee$0.00
Duplicate Statement Fee $7.00
Overseas ATM Balance Fee $0.00
Transaction Verification Fee$5.00
Overseas ATM Withdrawal Fee $4.00
Over Limit Fee$0.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions

*Offer commences 16 August 2019. To be eligible for the 120,000 bonus points offer, you must apply for a new NAB Rewards Signature Card before the offer is withdrawn, be approved, and spend $3,000 on everyday purchases within 60 days of opening your account. Points will be awarded on a tiered basis - 90,000 bonus points when you spend $3,000 on everyday purchases in the first 60 days (credited to your points balance within 3 months of meeting the spend criteria) and 30,000 bonus points after 12 months (credited to your points balance within the 13th month). Everyday purchases exclude transactions NAB decides are wholly or partly for gambling or gaming purposes. NAB may vary or end this offer. This bonus points offer is not available to existing customers who have received or are entitled to receive NAB Rewards Bonus Points for a new personal NAB Rewards credit card in the twelve months prior to the opening of a NAB Rewards Signature Card, NAB Rewards Platinum Card or NAB Rewards Classic Card account. 1. Interest free days on purchases applies if you pay your account in full by the due date each month. You won’t receive interest free days on purchases if you have a balance transfer. 2. Points are earned and redeemed in accordance with the NAB Rewards Terms and Conditions available at rewards.nab.com.au. These terms describe the purchases not eligible to earn points. You must have an open and active NAB Rewards credit card account to earn points. 3. Standard Balance Transfer Rate - After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74% p.a. as at 16 August 2019). The one off balance transfer fee of 2% is calculated on the amount transferred and is charged to your NAB credit card account when your balance transfer is processed. Interest rates are subject to change and available at nab.com.au. Interest free days on purchases do not apply while you have a balance transfer. Minimum monthly repayments must be made by the due date each month. Standard balance transfer rate and term may be varied or withdrawn at any time. Not available in conjunction with the Balance Transfer Special offer. 4. Complimentary insurance covers: AWP Australia Pty Ltd ABN 52 097 2227 177 AFSL 245631 (trading as Allianz Global Assistance) under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 has issued an insurance group policy to National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian credit licence 230686 (NAB) which allows eligible NAB account holders and cardholders to claim under it as third party beneficiaries. Access to the benefit of cover under the NAB card insurances is provided to eligible NAB cardholders by operation of s48 of the Insurance Contracts Act 1984 (Cth). Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. The eligibility criteria, terms, conditions, limits and exclusions of the group policy are set out in the NAB Card Insurance Policy Information Booklet and NAB Purchase Protection Insurance Policy Information Booklet which may be amended from time to time. NAB does not guarantee this insurance. 5. This service is provided by Visa Worldwide Pte Ltd or International SOS (Australasia) Pty Ltd. To access the NAB Concierge Service, call 1300 730 213, 24 hours a day, 7 days a week. See the NAB Concierge terms and conditions (PDF, 234KB) for full details. Credit card terms and conditions available here. Fees and charges are payable. Approval and credit limit are subject to NAB\'s credit assessment criteria. Information, including interest rates and fees are subject to change. NAB Rewards Terms and Conditions apply. Correct as at 16 August 2019. ©2019 National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.