St.George Amplify

Purchase Rate

19.74 %
p.a.
Cash Advance Rate
21.49% p.a.
Interest Free
Up to 55 days
Annual Fee
$79.00
  • Get an extra card for an additional cardholder at no extra cost.
  • Up to 55 interest free days on purchases when you pay the closing balance in full by the statement due date.
  • Visa payWave contactless payments for transactions under $100.

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Choose between Amplify Rewards or Amplify Qantas.
  • If you choose Amplify Rewards: Earn 1 Amplify Point per $1 spent on purchases.
  • If you choose Amplify Qantas: Earn 0.5 Qantas Points per $1 spent on purchases.
Rewards Points per Dollar 0.5 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $17,500.00 Frequent Flyer Ratio 0.5
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN* $32,000.00
Lifetime of Points  
Rewards Program Partners
Rewards Bonus Points Partners Earn bonus Amplify Points with Amplify Rewards Bonus Partners. Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify card and again with the program partner.
Domestic Airlines Qantas - Qantas Frequent Flyer
International Airlines Qantas
Conditions Required spend for $100 gift card and Syd-Mel return flight is based on the Amplify Rewards Program.
Terms & Conditions
1. Earn Qantas Points as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 1010KB). Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St.George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call 13 11 31. 2. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See https://www.qantasstore.com.au for details. 3. An additional card can be issued on the primary cardholders’ credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

St.George Amplify

Purchase Rate 19.74 % p.a.
Cash Advance Rate 21.49% p.a.
Interest Free Up to 55 days
Annual Fee $79.00

Top Features

  • Get an extra card for an additional cardholder at no extra cost.
  • Up to 55 interest free days on purchases when you pay the closing balance in full by the statement due date.
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Rewards Points per Dollar 0.5
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* $17,500.00
Frequent Flyer Ratio 0.5
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* $32,000.00
Lifetime of Points  
Rewards Program Partners
Rewards Bonus Points Partners Earn bonus Amplify Points with Amplify Rewards Bonus Partners. Earn Qantas Points twice with Qantas Frequent Flyer Program partners - once on your Amplify card and again with the program partner.
Domestic Airlines Qantas - Qantas Frequent Flyer
International Airlines Qantas
Conditions Required spend for $100 gift card and Syd-Mel return flight is based on the Amplify Rewards Program.
Annual Fee $79.00
Minimum Repayment Greater of 2% or $10.00
Annual Fee First Year $79.00
Interest Charged From PaymentDueDate
Rewards Joining Fee $0.00
Late Payment Fee $15.00
Supplementary Card Fee $0.00
Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $0.00
Over Limit Fee $15.00
Overseas Emergency Card Replacement Fee $52.50
Terms & Conditions

1. Earn Qantas Points as set out in the Amplify Rewards and Amplify Qantas Terms and Conditions (PDF 1010KB). Qantas Points are not earned on cash advances and balance transfers or in other specified circumstances. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee usually applies, but for a limited time St.George has arranged for this to be waived for new Amplify cardholders who are not already members and who choose to link their card to Amplify Qantas (limit of one complimentary membership per new account). For more information on the Qantas Frequent Flyer program visit qantas.com/frequentflyer or call 13 11 31. 2. Classic Award flights on Qantas and 35 partner airlines. Additional charges and taxes payable with Qantas Points or money on Classic Award flights at the time of booking. The number of Qantas & Partner Classic Award seats available varies and depends on the flight date, season and destination. Some flights may not have any Classic Award seats available. The seats made available for Classic Awards on Qantas flights may also be obtained through the Qantas Any Seat Award booking process (although Qantas Points required are usually higher, and include surcharges, fees and taxes). Different conditions apply to Any Seat Awards. Members can still choose to obtain those seats as Classic Awards in a separate booking. Qantas and Jetstar Any Seat Awards are available on any flight with a QF or JQ number. As long as there is a seat available for sale, you can book a Qantas or Jetstar Any Seat Award. The points required for these seats are variable and are only valid when quoted. There is no fixed relationship between the cash price charged by the applicable airline for a seat and the points required to redeem on Any Seat Award through Qantas Frequent Flyer. Not all special promotional fares are available as Any Seat Awards. Store products are for delivery in Australia and New Zealand only (and different products are available in each delivery location). Redemption of points through the online store is subject to terms and conditions (including store terms of use and voucher terms and conditions). See https://www.qantasstore.com.au for details. 3. An additional card can be issued on the primary cardholders’ credit card account to any nominated person over the age of 16 years provided the account is not a joint account. All transactions using an additional card will be the responsibility of the primary cardholder. All Amplify Points remain the benefit of the primary cardholder.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.