Virgin Australia Velocity Flyer Credit Card (0% p.a. for 22 months on BT with a 1% BT fee (reverts to cash advance rate) and Earn 3 additional bonus Velocity Points Per $1 on your everyday spend in the first 3 months (capped at 10,000 Points per month)

Purchase Rate

20.74 %
p.a.
Cash Advance Rate
20.99% p.a.
Interest Free
Up to 55 days
Annual Fee
$50.00
Balance Transfer Rate
0% p.a.
for first 22 months
  • 0% p.a. for 22 months on balance transfers with a 1% BT fee (reverts to cash advance rate)
  • Earn 3 additional bonus Velocity Points Per $1 on your everyday spend in the first 3 months (capped at 10,000 Points per month)
  • Receive a $129 Virgin Australia Gift Voucher each year (spend criteria and T&Cs apply).
  • Half annual fee in the first year - $64, reverts to $129
  • Offer ends on 24 February 2020

Card Details

Rewards Program Overseas ATM Availability
Insurance Cover for Purchases Automatic Travel Insurance

Rewards Program

  • Velocity Frequent Flyer Points: Up to 0.66 Points per $1 spent.
  • Receive a $129 Virgin Australia Gift Voucher each year (spend criteria and T&Cs apply)
Rewards Points per Dollar 0.66 Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* - Frequent Flyer Ratio 0.66
Spend at Loyalty Partner for $100 Gift Card* SPEND FOR SYD/MEL RETURN* $22,400.00
Lifetime of Points  
Rewards Program Partners Velocity Frequent Flyer, Virgin Australia
Rewards Bonus Points Partners Velocity Frequent Flyer
Domestic Airlines
International Airlines
Conditions

Visit the issuer's website for additional information.

Terms & Conditions
Fees, charges, and credit criteria apply. See our full terms and conditions here. 1. Your total balance transfers may not exceed 80% of your credit limit. The promotional rate of 0% p.a. applies to balances transferred with this offer at point of application for a promotional period of 6 months. The 6 month promotional period commences once the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for cash advances, currently 20.99% p.a. Velocity Points are not issued on balance transfers. This offer excludes balances transferred from Virgin Money unsecured credit products. View more information about balance transfers. 2. The promotional rate of 0% p.a. applies to retail purchases for a promotional period of 14 months from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 20.74% p.a. will apply to any outstanding retail purchases and any new retail purchases. Please note you will not be entitled to any interest-free days on retail purchases at the end of the promotional period whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. If your account has amounts owing that relate to just the balance transfer and retail purchase promotional plans, payments will first be applied to the promotional plan that commenced earlier. The balance transfer promotional plan commences once the balance transfer is processed and the retail purchase promotional plan commences once the first retail purchase is debited to your account. Minimum monthly payments required. Payments will be applied to your account as per the Credit Card Terms and Conditions and Other Important Information. Please note that if you make a retail purchase before your balance transfer is processed, payments made during the Balance Transfer promotional period will be applied to the retail purchase balance before the balance transfer. This offer is valid until 24 February 2020.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.

Virgin Australia Velocity Flyer Credit Card (0% p.a. for 22 months on BT with a 1% BT fee (reverts to cash advance rate) and Earn 3 additional bonus Velocity Points Per $1 on your everyday spend in the first 3 months (capped at 10,000 Points per month)

Purchase Rate 20.74 % p.a.
Cash Advance Rate 20.99% p.a.
Interest Free Up to 55 days
Annual Fee $50.00
Balance Transfer Rate 0 % p.a. for first 22 months

Top Features

  • 0% p.a. for 22 months on balance transfers with a 1% BT fee (reverts to cash advance rate)
  • Earn 3 additional bonus Velocity Points Per $1 on your everyday spend in the first 3 months (capped at 10,000 Points per month)
Show More Top Features

More Information

Rewards Program
Overseas ATM Availability
Insurance Cover for Purchases
Automatic Travel Insurance
Rewards Points per Dollar 0.66
Linked to Frequent Flyer
Spend to Redeem $100 Gift Card* -
Frequent Flyer Ratio 0.66
Spend at Loyalty Partner for $100 Gift Card*
SPEND FOR SYD/MEL RETURN* $22,400.00
Lifetime of Points  
Rewards Program Partners Velocity Frequent Flyer, Virgin Australia
Rewards Bonus Points Partners Velocity Frequent Flyer
Domestic Airlines
International Airlines
Conditions
Annual Fee $50.00
Minimum Repayment Greater of 2% or $30.00
Annual Fee First Year $0.00
Interest Charged From StatementDate
Rewards Joining Fee -
Late Payment Fee $10.00
Supplementary Card Fee $39.00
Duplicate Statement Fee -
Overseas ATM Balance Fee $0.00
Transaction Verification Fee -
Overseas ATM Withdrawal Fee $2.70
Over Limit Fee $40.00
Overseas Emergency Card Replacement Fee -
Terms & Conditions

Fees, charges, and credit criteria apply. See our full terms and conditions here. 1. Your total balance transfers may not exceed 80% of your credit limit. The promotional rate of 0% p.a. applies to balances transferred with this offer at point of application for a promotional period of 6 months. The 6 month promotional period commences once the balance transfer is processed. At the end of the balance transfer promotional period, the interest rate on any outstanding transferred balance will revert to the variable annual percentage rate for cash advances, currently 20.99% p.a. Velocity Points are not issued on balance transfers. This offer excludes balances transferred from Virgin Money unsecured credit products. View more information about balance transfers. 2. The promotional rate of 0% p.a. applies to retail purchases for a promotional period of 14 months from the date your account is approved. At the end of the promotional period, the variable annual percentage rate for retail purchases, currently 20.74% p.a. will apply to any outstanding retail purchases and any new retail purchases. Please note you will not be entitled to any interest-free days on retail purchases at the end of the promotional period whilst you have a balance transfer. This means that all spend will be charged interest at the applicable annual percentage rate. If your account has amounts owing that relate to just the balance transfer and retail purchase promotional plans, payments will first be applied to the promotional plan that commenced earlier. The balance transfer promotional plan commences once the balance transfer is processed and the retail purchase promotional plan commences once the first retail purchase is debited to your account. Minimum monthly payments required. Payments will be applied to your account as per the Credit Card Terms and Conditions and Other Important Information. Please note that if you make a retail purchase before your balance transfer is processed, payments made during the Balance Transfer promotional period will be applied to the retail purchase balance before the balance transfer. This offer is valid until 24 February 2020.

* For cards with reward programs that allow you to earn points, unless otherwise noted, the best case scenario of everyday spending is used when calculating the spend required to earn a reward. Everyday spending does not include bonus points that may be earned by shopping with loyalty partners. For rewards programs that have monthly caps, we assume you stay under that cap and for products with two cards, we assume spending is with the highest earning card. For programs that allow you to convert points for air travel at a price that changes from day to day, we have assumed that the flight is $300 (taxes and charges inclusive).

Visa® is a registered trademark of Visa International Services Association.
The MasterCard® brand is a registered trademark of MasterCard International Incorporated.